Pay Credit Card bill via Wallet trick (try at your own risk)
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Yesterday, someone posted this trick (first read here) - https://www.desidime.com/discussions/help-idf...ps
I tried this website - https://bbps.idfcban...t/
but i use "other bank net banking & debit cards" option and paid through my phonepe cashback/gift card and successfully credited in my kotak bank credit cards.
However, i tried "Credit Card" option but same like him, my bill payment failed and money stuck.
Here is the step -
enter customer details and bill details -
CC biller name type first 3 digit like "SBI", "FEDERAL", "KOTAK" and "BOB"
After bill fetch, "Tick mark" base bill amount option
Now edit total amount and type "Rs1" for first time.
Now Most important - Payment mode choose "other bank net banking & debit cards" option
Dnt choose "Credit Card" option, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Next payu gateway page open and here UPI, Bharat QR, debit card and Wallet option available on payu page
Personally i paid Rs1 and Rs74 through by Phonepe cashback/gift card balance and successfully paid.
However, my Kotak credit card bill payment amount showing in kotak app after 6-8hrs (maybe because i use night time).
I recommended try Rs1 credit card bill payment and dnt use higher amount.
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Updated - Many people also tried Freecharge wallet balance and Ola Wallet balance and successfully paid to Kotak CC bill and SBI Card bill.
But First time try with Rs1, if everything working perfectly then 2nd time try Rs100 and then try higher amount but try at your own risk.
I remind you again, Dnt choose "Credit Card" option on IDFC BBPS page payment mode, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Hasta la vista.
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Last updated by: abhishek012
Note - SBI Cashback Credit Card holders, merchant name - www olacabs com get 5% cashback, enter your SBI Cashback Credit Card details on Ola wallet gateway page.
Do multiples of 2k transactions on ola wallet, no charges. Updated - you can also do 10k transaction on ola and full kyc ola limit is 50k or 1 lakh or 2 lakh per month. Do multiples of 10k transactions.
Did anyone try with paytm?
My transaction is showing success on the IDFC portal. But I haven't received the amount on my SBI Card. One strange thing is that when I checked the payment receipt there was no transaction Id.
Did anyone else face this issue and also did anyone receive their refund for the failed transactions?
My transaction got timeout and payment got deducted from my ola money and idea what to do now ?
Website down ? https://bbps.idfcbank.net/ ?
yes not opening
pls let me know once website is working again
Khatam.. Tata.. Bye bye.. Thnx @abhishek012
Site not working now
Paid kotak 10rs, sucess, paid 95 for sbi not credited yet
Yaar ye bhi baand kra Diya 😄
Yhi chalta rha to koi bhi payu gateway use hi nhi krega 😂😂😂
kahe misuse krte ho Bhaiyon itna😳
Is the link opening? I think party over.
not opening now.
You can track all the payu trnx from payu website by entering your mobile number
Site down?
since yesterday...
Seems gone 
All Dimers whose payment either failed or stucked, can track here easily and everyone don't worry, your money is safe 👍
https://www.desidime.com/deals/payu-payments-ga...
it is showing transaction successful in Payu, but showed failed in IDFC portal and amount not credited in credit card
SBI Deactivated my card for 20K advance payment. Called customer care, they speaking BS, asking me to email with Aadhar Card photo, Signature in White Paper, Photo and what not! Did the advance payment thinking will use it this month for upcoming spends but they have other plans it seems. Bunch of jokers!
Dear SBI Cardholder, your card has been blocked due to suspected activity. To activate, please call us at 18601801295/18601801290.
Was your SBI Card e-KYC pending ?
When you login sbi card account, under kyc section showing pending.
They are now Reversing the payment
Konsa forum?
What is the option if money got stuck
idfc showing txn failed but on payu it is successful can anyone share idfc bbps customer support email or no.
My sbi card also blocked bro 
seems I am way too late to Party,.....BBPS page is down
Matlab khatam by bye tata ??
Can anyone confirm which cards give rewards/cashback for this trick except sbi cashback cc on ola wallet?
Here is the mcc.
Phonepe com - 4814
www OLACABS com - 4121
Ola money zipcash - 4900
Freecharge - 4900 (not sure on this)
Now check ur card terms and decide. Won't comment on individual card.
Further, if they ask us we can say that bill was paid because of the festive season spending. Nothing wrong or suspicious here.
So nothing to worry it should be unblocked , just new security precautions adopted by banks.
Don't say banks😡. It's always SBI. They have blocked my card probably 100+ times in last one year.
Whoever designed their fraud detection system, must be some guy, who never use any debit/credit card or netbanking and relies on atm cash😅 and thinks online means scam. Such a broken system.
Other banks, first call and ask if u did transaction or not and then block (actually they don't as u already confirmed it). But sbi doesn't care about cardholders. They don't unblock even after telling them that I have done the transaction.
I just don't understand the logic here. Won't a cardholder be liable to pay, if any fraud transaction happens and he doesn't report it immediately. Why SBI needs to block any transaction or card, when cardholder hasn't complaint?
I raised this even with rbi Ombudsman earlier in February. They gave same stupid reasons and closed complaint. If more people complaint, then something might happen.
This thread is taking on a negative tone. Folks, let's refrain from panicking or using terms like "fraudulent." Such words are typically reserved for situations involving stolen cards or illegal activities like hawala payments. Exploring tricks and loopholes to get some cashback on CC payments doesn't constitute fraudulent activity. Let's apply some common sense and avoid over-reading the MITC. Even banks sometimes fail to fully comply with RBI regulations, leading to fines, but that doesn't imply they engage in fraudulent activities.
The primary reason for these issues could be attributed to IDFC. They are a Chindi bank, and they are known for their inability to handle even minor financial losses(even 1 re), If you all remember the frequent changes to their terms and conditions during their DC reward points program. Also, they have the audacity to compare their shitty credit cards with Infinia on their website and engage in trolling other banks on Twitter.