https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638076
Pine perk works ?
Where to buy pineperk
Pay Credit Card bill via Wallet trick (try at your own risk)
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Pay Credit Card bill via Wallet trick (try at your own risk):
Yesterday, someone posted this trick (first read here) - https://www.desidime.com/discussions/help-idf...ps
I tried this website - https://bbps.idfcban...t/
but i use "other bank net banking & debit cards" option and paid through my phonepe cashback/gift card and successfully credited in my kotak bank credit cards.
However, i tried "Credit Card" option but same like him, my bill payment failed and money stuck.
Here is the step -
enter customer details and bill details -
CC biller name type first 3 digit like "SBI", "FEDERAL", "KOTAK" and "BOB"
After bill fetch, "Tick mark" base bill amount option
Now edit total amount and type "Rs1" for first time.
Now Most important - Payment mode choose "other bank net banking & debit cards" option
Dnt choose "Credit Card" option, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Next payu gateway page open and here UPI, Bharat QR, debit card and Wallet option available on payu page
Personally i paid Rs1 and Rs74 through by Phonepe cashback/gift card balance and successfully paid.
However, my Kotak credit card bill payment amount showing in kotak app after 6-8hrs (maybe because i use night time).
Updated - Just now I paid through Pineperks RuPay Prepaid gift card via phonepe wallet gateway and working perfectly.
I recommended try Rs1 credit card bill payment and dnt use higher amount.
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Updated - Many people also tried Freecharge wallet balance and Ola Wallet balance and successfully paid to Kotak CC bill and SBI Card bill.
But First time try with Rs1, if everything working perfectly then 2nd time try Rs100 and then try higher amount but try at your own risk.
I remind you again, Dnt choose "Credit Card" option on IDFC BBPS page payment mode, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Updated - Dnt pay more than 10k on Ola gateway, use multiples of 10k on ola gateway.
Hasta la vista.
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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Deal Wiki
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Last updated by: abhishek012
Note - SBI Cashback Credit Card holders, merchant name - www olacabs com get 5% cashback, enter your SBI Cashback Credit Card details on Ola wallet gateway page.
Do multiples of 2k transactions on ola wallet, no charges. Updated - you can also do 10k transaction on ola and full kyc ola limit is 50k or 1 lakh or 2 lakh per month. Do multiples of 10k transactions.
Top Comments
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638088
Its says Please Select Valid Amount Combination if i try to pay less amount than my sbi credit card bill 😒
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638135
Please Visit
https://www.desidime.com/deals/pay-credit-card-...
This will lead you to the path of earning cashback 
View 11
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https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638146
Getting merchant name as ola money via RBL play credit card, it will count as wallet?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638538
I think Utility but not sure.
Note - w.e.f. October 09, 2023, Qualifying purchase value for the monthly benefit shall be exclusive of all transactions made on petrol (9752, 5541, 5983, 5172, 5542), rental (6513), wallet (6540), insurance (6300, 5960), utilities (4900) and government services (9399, 9402, 9405).
RBL Play Credit Card - https://www.rblbank.com/personal-banking/cards/...
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638238
Ye trick aaj band ho jayega arindam video dalne wala hai
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638246
Does it not support HDFC CC?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638292
Can we pay for ICICI credit card? I can't see ICICI credit card.
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638295
@abhishek012
Paid successfully 60k (6*10k) using ola wallet, same number.
But 7th time also went fine from ola, but cc payment failed. Not sure if it will be reversed.
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638329
Ok, SBI card bill paid ? i think there also some limit on same card bill repayment from banks.
You already paid 6 times from same sources.
You already paid 6 times from same sources.
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https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638630
Dimer Attack ( CC bill payment not working )
We are sorry, but the page you were trying to access has behaved in an unexpected manner.
Edit: my mistake, was entering wrong info
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638657
Say bill paid .. Bob had bill. Even sbi say same now
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638710
The transaction of 2k got time out for me. Do we need to follow up or will we get a refund automatically ?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638803
anyway to pay HDFC CC bill?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9638818
anyone got their refund for failed transactions? if yes, in how many hours/ days
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639126
How much can we do through Phonepe ? Anyone can tell limits ?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639138
How much time does it take to credit amount in Kotak CC account ?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639195
Instant
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639174
Can we transfer excess credit from Kotak card to Bank easily? Or they transfer it to the source only.
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639176
How To Get Olacabs At Payment Page, Any Trick?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639188
Me to @abhishek012 bhai after successfully rotating 1 lakh!
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9640708
Jaldi se yeh loot ko barbad kar k khatam karo. Next loot ki taiyari kar raha hu.
Kya pata UPSC exam me bhi aa jaye. 😀
Note - Faltu k PM maat karna mai nahi bataunga abhi. Yeh loot khatam ho jaye phir aram se next loot bataunga, sab sath mil kar lootenge. Maine bhi jada use nahi kiya.
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https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639213
@abhishek012 Bhai BOB ki bill fetch nhi kr rha h, kl muzhe lga ki bill generate hua h just abhi is liye nhi ho rha but Aaj bhi nhi ho rha baaki sare BBPS me fetch kr rha
Tum bhi isse face kr rhe ya keval mere me hi ye issue hai?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639570
Bob ka bill fetch nhi ho rha
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https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639227
Axis Kiwi is giving 2% instant cashback 😝
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639330
Will we get 1% CB on HDFC Platinum DC using this method?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639344
@abhishek012 HDFC , AXIS ,HSBC cards are not listed bro 
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639350
Ola money showing incorrect otp since today morning, tried almost 10 times, anyone else facing this?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639457
When ola limit exhausted it shows same error
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https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639400
How to full kyc on Ola wallet ?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639495
No ways for now.
Sent email to Ola Team received response as -
Please be informed that in order to increase your monthly OlaMoney wallet limit full KYC is mandatory. However, currently, we do not have the option to complete the full KYC for the OlaMoney wallet. Please be assured that we are working on an alternative KYC verification process and it will be accessible to our customers very soon. We shall keep you posted once it's implemented for practice.
Sent email to Ola Team received response as -
Please be informed that in order to increase your monthly OlaMoney wallet limit full KYC is mandatory. However, currently, we do not have the option to complete the full KYC for the OlaMoney wallet. Please be assured that we are working on an alternative KYC verification process and it will be accessible to our customers very soon. We shall keep you posted once it's implemented for practice.
View 8
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https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639523
Freecharge Gateway par "WWW FREECHARGE IN" Aara, Ispe SBI 5% Cashback Milega ya na?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639578
Not working
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639593
Working, Just Now Made One Payment
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https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639697
Shall we pay bill for HDFC credit card?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639889
If your phonepe account is new then phonepe sometimes not allow to use credit cards.
Try any other phonepe old account.
Try any other phonepe old account.
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639831
while I attempted to use my Zingoy Rupay prepaid card through ola, amount debited and the transaction become unsuccessful. When can I expect the refund??
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639832
Getting no bill available now, does it automatically detect that payment has been made?
https://www.desidime.com/discussions/pay-credit-card-bill-via-wallet-trick-try-at-your-own-risk?page=2#post_9639892
BOB ? Yes.
You can edit the bill and pay any amount, if you are allow to pay the bill.
You can edit the bill and pay any amount, if you are allow to pay the bill.
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Can anyone confirm which cards give rewards/cashback for this trick except sbi cashback cc on ola wallet?
Here is the mcc.
Phonepe com - 4814
www OLACABS com - 4121
Ola money zipcash - 4900
Freecharge - 4900 (not sure on this)
Now check ur card terms and decide. Won't comment on individual card.
Further, if they ask us we can say that bill was paid because of the festive season spending. Nothing wrong or suspicious here.
So nothing to worry it should be unblocked , just new security precautions adopted by banks.
Don't say banks😡. It's always SBI. They have blocked my card probably 100+ times in last one year.
Whoever designed their fraud detection system, must be some guy, who never use any debit/credit card or netbanking and relies on atm cash😅 and thinks online means scam. Such a broken system.
Other banks, first call and ask if u did transaction or not and then block (actually they don't as u already confirmed it). But sbi doesn't care about cardholders. They don't unblock even after telling them that I have done the transaction.
I just don't understand the logic here. Won't a cardholder be liable to pay, if any fraud transaction happens and he doesn't report it immediately. Why SBI needs to block any transaction or card, when cardholder hasn't complaint?
I raised this even with rbi Ombudsman earlier in February. They gave same stupid reasons and closed complaint. If more people complaint, then something might happen.
This thread is taking on a negative tone. Folks, let's refrain from panicking or using terms like "fraudulent." Such words are typically reserved for situations involving stolen cards or illegal activities like hawala payments. Exploring tricks and loopholes to get some cashback on CC payments doesn't constitute fraudulent activity. Let's apply some common sense and avoid over-reading the MITC. Even banks sometimes fail to fully comply with RBI regulations, leading to fines, but that doesn't imply they engage in fraudulent activities.
The primary reason for these issues could be attributed to IDFC. They are a Chindi bank, and they are known for their inability to handle even minor financial losses(even 1 re), If you all remember the frequent changes to their terms and conditions during their DC reward points program. Also, they have the audacity to compare their shitty credit cards with Infinia on their website and engage in trolling other banks on Twitter.