Yesterday, someone posted this trick (first read here) - https://www.desidime.com/discussions/help-idf...ps
I tried this website - https://bbps.idfcban...t/
but i use "other bank net banking & debit cards" option and paid through my phonepe cashback/gift card and successfully credited in my kotak bank credit cards.
However, i tried "Credit Card" option but same like him, my bill payment failed and money stuck.
Here is the step -
enter customer details and bill details -
CC biller name type first 3 digit like "SBI", "FEDERAL", "KOTAK" and "BOB"
After bill fetch, "Tick mark" base bill amount option
Now edit total amount and type "Rs1" for first time.
Now Most important - Payment mode choose "other bank net banking & debit cards" option
Dnt choose "Credit Card" option, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Next payu gateway page open and here UPI, Bharat QR, debit card and Wallet option available on payu page
Personally i paid Rs1 and Rs74 through by Phonepe cashback/gift card balance and successfully paid.
However, my Kotak credit card bill payment amount showing in kotak app after 6-8hrs (maybe because i use night time).
I recommended try Rs1 credit card bill payment and dnt use higher amount.
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Updated - Many people also tried Freecharge wallet balance and Ola Wallet balance and successfully paid to Kotak CC bill and SBI Card bill.
But First time try with Rs1, if everything working perfectly then 2nd time try Rs100 and then try higher amount but try at your own risk.
I remind you again, Dnt choose "Credit Card" option on IDFC BBPS page payment mode, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Hasta la vista.
Finance
Note - SBI Cashback Credit Card holders, merchant name - www olacabs com get 5% cashback, enter your SBI Cashback Credit Card details on Ola wallet gateway page.
Do multiples of 2k transactions on ola wallet, no charges. Updated - you can also do 10k transaction on ola and full kyc ola limit is 50k or 1 lakh or 2 lakh per month. Do multiples of 10k transactions.
I want to file chargeback from my sbi card but they are asking to fill a form and all..... currently in talk with phonepe support and they told me to wait for few days to see if they can issue refund ....
I have raised a dispute for the failed transaction and SBI send mail and asked me to fill out the chargeback form. For now, they have credited a temporary amount and got this msg today Dear SBI Cardholder, we have initiated a temporary credit on your SBI Card until the transaction dispute Service Request No. 1xxxxx1 for Rs 2000 at WWW.OLACA...OM, GURGAON, IN on 17/10/2023, is resolved. The same will be reflected in your next card statement. To check the status of your dispute, click here. You can also log in to the SBI Card Mobile App, click on Services, and Track Dispute Status to track the status. Download the Mobile App:
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Mera freecharge block hua.. is idfc bill ke Karan.. main akela hu ya koi aur bhi hai.. and koi soln ?
emailed on [email protected]???
@MohitMudgal @BUDHRAJ0 @aakash2020139 @neel648 @VicksJ @aman2587
What reply did u get from IDFC customer care?
Shall I mail to [email protected] or separate mail id for IDFC bbps?
anyone raised txn dispute with phone pay? Today i checked them they told me to wait for 7 days for confirmation. Is anyone received refund for idfc bbps failed transactions from phone pay or bob?
I complained in phonepe they told me to wait
Too risky
Ola money amount refunded 😀
How? Did you raise complaint? With whom? Even I had used Ola, but no refund yet...
I too had raised several tickets with OLA. Didn't get the refund.
Please let us know how you filed chargeback with OLA. @purval6300
Vu
Y bro
Is it still working?
Still working?
just received a call from IDFC nodal saying refund has been initiated through payu gateway and they will process it soon.
Just checked the status on Payu. it showed Refund Pending and it takes 5-7 working days to process it
mail nodal desk, mention payu transaction ID and payment ID. they are dealing with payu to verify the transactions
I raised a chargeback with axis for failed txn and got this response:
SR no. SAK00002047123 for txn related to Card no. XX653034XXXXXX1993 has been closed by Merchant Bank stating goods and services delivered. For details, call 18604195555 / visit any Axis Bank branch and quote SR no. same as above
What are the next steps I should follow, experts please suggest.
Got the refund from IDFC to ola money and phone without any request... Got the charge back from SBI also status is merchant bank response received WIP... What does this mean? SBI temporary credit money
WIP - work in progress.
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Can anyone confirm which cards give rewards/cashback for this trick except sbi cashback cc on ola wallet?
Here is the mcc.
Phonepe com - 4814
www OLACABS com - 4121
Ola money zipcash - 4900
Freecharge - 4900 (not sure on this)
Now check ur card terms and decide. Won't comment on individual card.
Further, if they ask us we can say that bill was paid because of the festive season spending. Nothing wrong or suspicious here.
So nothing to worry it should be unblocked , just new security precautions adopted by banks.
Don't say banks😡. It's always SBI. They have blocked my card probably 100+ times in last one year.
Whoever designed their fraud detection system, must be some guy, who never use any debit/credit card or netbanking and relies on atm cash😅 and thinks online means scam. Such a broken system.
Other banks, first call and ask if u did transaction or not and then block (actually they don't as u already confirmed it). But sbi doesn't care about cardholders. They don't unblock even after telling them that I have done the transaction.
I just don't understand the logic here. Won't a cardholder be liable to pay, if any fraud transaction happens and he doesn't report it immediately. Why SBI needs to block any transaction or card, when cardholder hasn't complaint?
I raised this even with rbi Ombudsman earlier in February. They gave same stupid reasons and closed complaint. If more people complaint, then something might happen.
This thread is taking on a negative tone. Folks, let's refrain from panicking or using terms like "fraudulent." Such words are typically reserved for situations involving stolen cards or illegal activities like hawala payments. Exploring tricks and loopholes to get some cashback on CC payments doesn't constitute fraudulent activity. Let's apply some common sense and avoid over-reading the MITC. Even banks sometimes fail to fully comply with RBI regulations, leading to fines, but that doesn't imply they engage in fraudulent activities.
The primary reason for these issues could be attributed to IDFC. They are a Chindi bank, and they are known for their inability to handle even minor financial losses(even 1 re), If you all remember the frequent changes to their terms and conditions during their DC reward points program. Also, they have the audacity to compare their shitty credit cards with Infinia on their website and engage in trolling other banks on Twitter.