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Lifetime Free
Card

Popular Millenia HDFC Bank Credit card

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Fees
Annual Fee
0
Joining Fees
0
Rewards
Spending
5% & 1% on Myntra, Amazon and other spends
Joining Bonus
Spending
NA
NA
  • 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • 1% cashback on other spends
  • ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
  • Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS. TnC
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First Year Free
Card

Popular Flipkart SBI Card

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Fees
Annual Fee
499
Joining Fees
499
Rewards
Spending
Rs.100 = 5 Cashback
Joining Bonus
Spending
1 cashback = 1 Rupee
NA
  • Welcome Benefit

      • Rs. 250 Flipkart Gift Card will be shared with Cardholder over Registered E-mail ID / Mobile Number within 60 days of realization of Joining Fee.
      • Flipkart Gift Card will have a validity of 1 year from the date of issuance.
      • Additional benefits worth Rs 1000 on first transaction on Flipkart using the Flipkart SBI Credit Card within 30 days of card Approval. 
      • Please click here for detailed Terms and Conditions
  • Cashback

      • 5% Cashback on Flipkart and Cleartrip.
      • 7.5% Cashback on Myntra.
      • 1% Cashback on other spends.
      • 4% Cashback on preferred /Select Merchants.
      • Please click here  for list of Preferred/Select Merchants
      • Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Fuel, Rental, Government Payments, Jewelry, Insurance, Schools & Education, Gaming, Wallets, EMI Spends on Flipkart, Cleartrip and Myntra.
  • Fuel Surcharge Waiver

      • Get 1% fuel surcharge waiver across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, exclusive of GST and other charges.
      • Maximum fuel surcharge waiver of Rs. 400 per statement cycle, per credit card account
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Card

HSBC TravelOne Credit Card

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Fees
Annual Fee
4999
Joining Fees
4999
Rewards
Spending
100 = 2 Reward Points Earn
Joining Bonus
Spending
1000 Cashback = Rs.1000
3000 Reward Point on Spend of 1L

Welcome rewards

Download and log on to the HSBC India Mobile Banking app and spend INR10,000 within the first 30 days of opening your credit card account to get:

  • INR1,000 cashback
  • The Postcard Hotel voucher worth INR 3,000
  • 3 months EazyDiner Prime Membership


Plus, get 3,000 bonus reward points when you spend INR100,000 in the first 90 days.

  • Earn 4 reward points for every INR100 spent on flights, travel aggregators and in foreign currency
  • Get 2 reward points for every INR100 spent on anything else, with no cap .
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Card

Popular PhonePe SBI Card SELECT BLACK

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Fees
Annual Fee
1499
Joining Fees
1499
Rewards
Spending
100 = 10 Reward Point Earned
Joining Bonus
Spending
1 Reward Point = Re. 1
N/A
  • Welcome Benefit

      • Get Rs. 1, 500 PhonePe Gift Card on realization of Joining Fee
      • Once added to PhonePe App, the card balance would be valid for 12 months
  • Reward Point

      • Get 10 Reward Points per Rs. 100 on eligible PhonePe and Pincode spends
      • Get 5 Reward Points per Rs. 100 on eligible online spends
      • Get 1 Reward Point per Rs. 100 on other spends
      • No Reward Points applicable on fuel transactions, wallet upload, rent payment, education services and government spends, EMI transactions, and cash withdrawal
      • 1 Reward Point = Re. 1
      • You can redeem your Reward Points against a wide array of vouchers or for cash
  • Milestone Benefit

      • Get Yatra Voucher worth Rs. 5,000 on achieving spends of Rs 5 lakh or more in a membership year

Domestic Lounge Program

  • 4 Complimentary Domestic Lounge visits every year (max. 1 per quarter)
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Card

Kotak Cashback+ Credit Card

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Fees
Annual Fee
750
Joining Fees
750
Rewards
Spending
N/A
Joining Bonus
Spending
1 Cashback = ₹1
N/A

Earn accelerated cashback

  • 5% on online grocery & food delivery
  • 5% on online entertainment
  • 3% on fuel spends across fuel station

Earn base cashback

  • Unlimited 0.5% cashback on other eligible spends
  • Offline grocery, dining, and entertainment purchases will earn base cashback

Fuel Surcharge Waiver

1% fuel surcharge waiver will be available on transactions between ₹500 to ₹4000. Maximum waiver is allowed up to ₹3500 in an anniversary year.


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First Year Free
Card

Standard Chartered Smart Credit Card

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Fees
Annual Fee
499
Joining Fees
0
Rewards
Spending
1000/calendar month
Joining Bonus
Spending
1 Point = 1Rupee
N/A

Get cashback up to INR 18,000 annually*

The Standard Chartered Smart credit card offers 2% cashback on online spends and 1% cashback on offline spends. 

The 2% cashback on online spends is valid on all spends including government spends, utilities and insurance premiums. 

The other USP for the SC Smart credit card is the option to convert your unbilled spends into a 3-month EMI at 0.99% per month.

Cashback

Type of SpendCashbackCap
Online Spends2%Rs 1000/calendar month
Offline Spends1%Rs 500/calendar month
Fuel Spends0%NA
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Lifetime Free
Card

AU Bank InstaPay Credit Card

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Fees
Annual Fee
0
Joining Fees
0
Rewards
Spending
1% - Reward Rate on UPI spends
Joining Bonus
Spending
₹100/statement cycle
NA


Cashback Feature

• Earn 1% cashback on UPI transactions across Departmental Stores, Dining, Pharmacy, and Grocery & Supermarkets. (Maximum INR 100 per statement cycle)

• Minimum transaction amount should be greater than or equal to INR 200

    Lifetime Free Card

    Experience convenience without annual fees with a Lifetime Free Credit Card. Enjoy the benefits of AU InstaPay RuPay Credit Card without any extra cost.

    Interest Free Period

    Enjoy up to 48 days of interest-free breathing space with every AU InstaPay transaction. Get more time to manage your finances on your own terms.

    Fuel Surcharge Waiver

    1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 100 per statement cycle)

    Scan and Pay

    Seamlessly scan any merchant’s QR code and pay in an instant using your favourite UPI application.

    View Offer Details
    Lifetime Free
    Card

    IndusInd Bank Tiger Credit Card

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    Fees
    Annual Fee
    0
    Joining Fees
    0
    Rewards
    Spending
    100 = 6 Reward Point
    Joining Bonus
    Spending
    1 Point = 0.40
    N/A
    1. Earn upto 6 Accelerated Reward Points on every ₹100
    2. 1.50% Discounted Forex Mark-up Fee
    3. Golf - 1 Complimentary Game or Lesson per Quarter
    4. 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
    5. One complimentary movie ticket upto ₹500 on BookMyShow every 6 months in a calendar year.
    6. Enjoy 1% fuel surcharge waiver* across all fuel stations in India.
      This waiver is applicable for all fuel transactions between ₹ 400 to ₹ 4000 only.
      Fuel Surcharge waiver T n C: https://www.indusind.com/in/en/personal/tnc-petrol-surcharge-waiver.html
    View Offer Details
    First Year Free
    Card

    Popular Flipkart Axis Bank Credit Card

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    Fees
    Annual Fee
    500
    Joining Fees
    0
    Rewards
    Spending
    N/A
    Joining Bonus
    Spending
    1 cashback = 1 Rupee
    N/A

    Key Benefits:

    • 5% Unlimited cashback for spends on Flipkart and Cleartrip
    • 4% Unlimited cashback for spends on preferred merchants (Swiggy, Uber, PVR, CultFit)
    • 1% Unlimited cashback for spends on all other merchants
    • Four complimentary domestic lounge access visits per calendar year
    • 7.5% cashback on Myntra, capped at Rs. 4,000 per quarter

    1% Fuel surcharge waiver up to Rs. 400 per month (Valid on transactions between Rs 400 & Rs 4000 only)

    * On minimum spends of Rs 50,000 in the previous 3 months

    Cashback Capping :-

    1.
     You will be able to enjoy increased cashback of 7.5% (increased from earlier cashback
    of 1%) on Myntra, with a maximum cashback of INR 4,000 per statement quarter.
    2.
    You will continue to earn 5% cashback on Flipkart and Cleartrip; however, the
    maximum cashback that can be earned per statement quarter is INR 4,000 on Flipkart
    and INR 4,000 on Cleartrip.

    Cashback shall not be eligible for following spends/transactions on the Card:

    o Fuel Spends

    o Purchase of gift cards on Flipkart, Myntra platforms

    o EMI transactions

    o Purchases converted to EMI post facto

    o Wallet loading transactions

    o Purchase of gold items

    o Cash advances

    o Payment of outstanding balances

    o Payment of card fees and other card charges

    o Payment made towards Government services

    Activation Benefit:

    • Customers will be eligible for a Flipkart Gift voucher of Rs 500 on completion of the first transaction at any merchant with the Card (applicable for only those Customers who have paid the Joining Fee of Rs. 500 (+ applicable taxes))
    • No minimum spend value is required
    • Customer must make a transaction within 30 days of Card issuance to be eligible for the offer

    Welcome benefits:

    • Customers new to Swiggy can avail 50% discount upto Rs. 100 on their first transaction using the code AXISFKNEW
    • Please check the terms and conditions for more details.
    View Offer Details
    Lifetime Free
    Card

    Popular Axis Super Money Rupay Credit Card

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    Fees
    Annual Fee
    0
    Joining Fees
    0
    Rewards
    Spending
    500 Monthly - Flat 3% Cashback on UPI Spend
    Joining Bonus
    Spending
    N/A
    N/A

    100% Cashback Offer on Axis Bank Supermoney RuPay Credit Card

    • You can receive a 100% cashback (capped at INR 500) upon doing a credit card on UPI transaction on Flipkart using the Axis Bank super.money Rupay Credit Card through the super.money app.
    • This offer is not valid if you transact on Flipkart by entering credit card details including CVV and OTP.
    • This offer is only valid once per card and only on the first successful non-cancelled and non-returned transaction during the offer period.
    • Cash-back applicable on both (Non-EMI and EMI transactions)
    • Cash-back to be posted in T+7 days on the super.money app (where T is date of the transaction)
    • 3% Cashback for UPI Spends Via SuperMoney. 
    • 1% Cashback on All Other Qualifying Spends (Maximum Cashback - ₹500 Per Statement Cycle)
    View Offer Details