Latest Best Credit Card Offers

The HDFC Bank PIXEL Go RuPay Credit Card is a customizable entry-level credit card designed to offer cashback rewards and flexible payment options. Here are its key features:

Key Features:

• Unlimited Cashback: Earn 1% unlimited cashback on all eligible transactions. 
• UPI Transactions: Receive 1% cashback on all UPI spends when using the RuPay variant of the card. 
• SmartBuy Benefits: Enjoy 5% cashback on purchases made through HDFC Bank's SmartBuy platform. 
• Flexible EMIs: Convert your purchases into flexible, low-cost EMIs, allowing you to manage your expenses conveniently. 
• Interest-Free Credit Period: Benefit from an interest-free credit period of up to 50 days from the date of purchase. 
• Dining Offers: Avail exclusive dining offers with up to 25% discount at partner restaurants via Swiggy Dineout. 
• Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per statement cycle. 
• 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay

Fees and Charges:

• Lifetime Free: Limited Period Offer for HDFC Bank customers
• Joining Fee: ₹250 (plus applicable taxes)
  • Waived off if you spend ₹10,000 within the first 90 days.
• Annual Fee: ₹250 (plus applicable taxes)
  • Waived off on spending ₹50,000 or more in the preceding 12 months.

Additional Benefits:

• Customizable Card Design: Choose your preferred card color and billing cycle to match your lifestyle.
• Digital Management: Fully manage your card through the PayZapp app, including setting your PIN, controlling card settings, viewing statements, making repayments, and more.

Application Process:

To apply for the PIXEL Go Credit Card, download or update the PayZapp app from the Google Play Store or Apple App Store. Within the app, navigate to the homepage and tap the "Apply Now for PIXEL Credit Card" banner to initiate your application.

Note: The PIXEL Go Credit Card is available in both RuPay and Visa variants. The RuPay variant offers additional benefits on UPI transactions.

The HDFC Bank PIXEL Play Credit Card is a digital credit card designed for individuals who prefer managing their finances through mobile applications. It offers customizable benefits, allowing cardholders to select rewards that align with their spending habits.

Key Features:

• Customizable Cashback:
  • 5% Cashback: Choose any two brand packs from the following categories:
    • Dining & Entertainment: BookMyShow, Zomato
    • Travel: MakeMyTrip, Uber
    • Grocery: Blinkit, Reliance Smart Bazaar
    • Electronics: Croma, Reliance Digital
    • Fashion: Nykaa, Myntra
  • 3% Cashback: On one selected e-commerce merchant: Amazon, Flipkart, or PayZapp
  • 1% Cashback: Unlimited cashback on all other spends
  • 1% Cashback on UPI Spends: Applicable only for PIXEL RuPay Credit Card holders
  • 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay
• Digital Management via PayZapp App:
  • Instant digital card issuance
  • Manage card controls, rewards, EMI conversions, statements, repayments, and more
• Pay in Parts:
  • Convert outstanding balances into EMIs with flexible tenures
  • Manage EMIs through the PayZapp app
• Additional Benefits:
  • Dining Privileges: Up to 25% savings on restaurant bills via Swiggy Dineout
  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹5,000 (maximum waiver of ₹250 per statement cycle)
  • Contactless Payments: Supports Tap & Pay and Scan & Pay features

Fees and Charges:

• Lifetime Free: Limited Period Offer for HDFC Bank customers
• Joining Fee: ₹500 (waived on spending ₹20,000 within the first 90 days)
• Annual Fee: ₹500 (waived on annual spends of ₹1 lakh or more)

How to Apply:

1. Download or update the PayZapp app from the Google Play Store or Apple App Store.
2. Click on the "Apply Now for PIXEL Play" banner on the PayZapp homepage.

The Jupiter Edge Rupay Credit Card is a 3-in-1 Card so you can Switch between shopping, travel and dining.

• 2% cashback on fashion, groceries, electronics, flights, trains, hotels, food delivery, restaurants, and more. Thus, it gives Assured 2% cashback
  On either shopping, travel, or dining.
• upto 5% cashback on UPI spends
• Assured 0.4% cashback On all other UPI and credit card spends
• lifetime free
• Scan & Pay any QR to make UPI payments with your Edge CSB Bank RuPay Credit Card
• Get Insights on both UPI and credit card spends so you can track and manage expenses.
• Use the Edge CSB Bank RuPay Credit Card on Jupiter app for everything money: Spend, Track, Save, Invest
• 3.5% Forex Markup Fee on every international transaction
• 3.5% monthly interest rate and 42% annual interest rate on the outstanding amount (Interest charged on purchase transactions if the entire bill amount isn’t paid by payment due date)
• The interest free period could range from 13 to 47 days.
• Personal accident and total permanent disability cover upto Rs.10 Lacs

The Edge CSB Bank credit card is issued by CSB Bank- a scheduled commercial bank, under a cobranded arrangement with Europa Neo Marketing Pvt Ltd. The card is available exclusively on the Jupiter app. 'Jupiter' itself is not a bank and doesn't hold or claim to hold a banking license.

• Lifetime free card
• Low Forex Markup of 1.5%
• Upto 3X reward points on all UPI spends
• 3X Reward Points on Spends till ₹20,000 in a statement cycle
• 10X Reward Points on crossing spends of ₹20,000 in a statement cycle & on your birthday
• offers on 300+ brands
• buy 1 get 1 free movie ticket offer up to ₹250 on Paytm mobile app (valid twice per month)
• Unlimited & never expiring Reward Points
• 1X Reward Points on Insurance premium and Utility bill payments
• Use Reward points to instantly pay for online or in-store purchases
• 3X Reward Points on rental and property management transactions
• 1 Reward point = ₹0.25
• Categories not included in the 10X Reward Points threshold: Rental & Property Management, Utility, Insurance, Government Services, Education and Wallet Load.
• Reward Points program not applicable on fuel, EMI transactions, & cash withdrawals.
• Reward redemption will attract a small convenience charge of ₹99 (+ applicable taxes) per redemption.
• Best in class Forex mark-up of only 1.5%
• 2 complimentary domestic airport lounge and spa visits and 2 complimentary overseas airport lounge visits per quarter, on spending ₹20,000 every month.
• Up to 2 complimentary golf rounds per month activated post ₹20,000 monthly spends
• Comprehensive Travel Insurance and Air Accident cover
• Interest-free cash withdrawal anywhere in the world (Cash Advance Fee of only ₹199 per transaction)
• 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
• Up to 20% discount at 1500+ restaurants
• Cancellation For Any Reason (CFAR) insurance: Cancellation cover for up to 2 claims up to ₹10,000, will be available for hotel and flight booking cancellations. 
• 4 Complimentary Railway Lounge visits per quarter
• Airport Meet & Greet - Enjoy discounts on Airport Fast Track immigration service at over 450 destinations worldwide.
• Airport Transfers - Lucrative discounts on Airport transfer limousine service across in over 3000 cities across 83 countries.
• Concierge - This service provides a modern, personalized experience for you to self-book your dining, staycation, flights and activities.
• Luxury Hotel Collection – Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others.
• Complimentary Roadside Assistance worth ₹1,399
• 1% Fuel Surcharge Waiver up to ₹400 p.m. at all fuel stations across India on transaction values between ₹200 & ₹5000
• Air Accident Cover of ₹1 Crore, Personal Accident Cover of ₹10,00,000 and Lost Card Liability Cover of ₹50,000. Valid on doing at least one transaction on FIRST Wealth Credit Card in last 30 days
• Comprehensive Travel Insurance Cover of USD 1200
• 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions
• Low Interest Rates (APR), from 0.75% to 3.65% per month (9% to 43.8% per annum)

• Save up to ₹18,500 annually i.e. 175+ litres of free fuel
• Joining Fee: ₹499 | Annual Fee (2nd year onwards): ₹499
• Annual Fee waived off on spends of ₹1,50,000 or more in a year
• Lifestyle Privileges
• Get rewarded for every UPI transaction (same rewards)
• Interest-free credit period on UPI
• Low Interest Rates (APR), from 0.75% to 3.65% per month (9% to 43.8% per annum)
• 0% Interest on ATM Cash Withdrawals until due date
• Up to 6.5% savings on your fuel expenses
• 5% savings as Rewards on Grocery & Utility expenses
• 5% savings as Rewards on IDFC FIRST FASTag recharge
• 3X Rewards on other retail transactions
• ₹500 cashback on 1st HPCL fuel transaction of ₹500 or above
• 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion
• ₹1000 discount on Zoomcar rentals
• Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
• Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of ₹20,000
• Complimentary Roadside Assistance worth ₹1,399
• 25% off on movie tickets up to ₹100, once every month
• Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
• Extend Add-on card to your co-passenger & boost your savings without any extra charges
• Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  
• Reward Points never expire
• Offers from Swiggy, Zomato, Domino's Pizza, Marriott, Belgian Waffle, Mahesh sea food specialty, Fly High, Oppo, Yatra, Dunzo Daily, Vijay Sales, Croma, more.

The SimplyCLICK SBI Card is for online spends as you get 1.25% to 2.5% reward rate (10X) instead of 0.25% for offline spends. 

• Get Amazon gift card worth Rs.500 on payment of Annual Fee of Rs. 499 + taxes as a welcome benefit.
• Earn 10X Reward Points on online spends with exclusive partners: Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra
• Earn 5X Reward Points on all other online spends
• e-Vouchers (Cleartrip/Yatra) worth Rs. 2,000 each on reaching annual online spends of 1 Lakh and 2 Lakh respectively
• 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
• Spend Rs 1,00,000 and get annual fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year.
• Annual Fee (one time): Rs. 499
• Renewal Fee (per annum): Rs. 499 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs.1,00,000
• Add-on Fee (per annum): Nil

The CASHBACK SBI Card is worthy if your online shopping spends are high because you will earn cashback which can be used on next transactions.

• 5% Cashback on online spends without any merchant restriction
• 1% Cashback on offline spends
• Card Cashback will be auto-credited to your SBI Card account within two working days of your next statement generation
• Reversal of Renewal Fee on annual spends of Rs.2 Lakh
• 1% Fuel Surcharge Waiver across all petrol pumps in India*
• Joining Fee (one-time): Rs. 999
• Renewal Fee (Per Annum): Rs. 999 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000.
• Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways etc.
• You can use your CASHBACK SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
• Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your CASHBACK SBI Card
• Transfer the outstanding balance of other banks’ credit cards to your CASHBACK SBI Card, and avail a lower rate of interest and pay back in EMIs

The IRCTC HDFC Bank Credit Card is useful for travellers using IRCTC for train tickets, air tickets, trips, and meal booking as it gives 5X rewards.

• 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App

• 1 Reward Point for every INR 100 spent on all other spends
• Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy
• 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
• 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
• 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
• Welcome Gift voucher worth INR 500 on card activation by performing 1 transaction of any amount within first 37 days of card issuance
• Gift voucher worth INR 500 on quarterly(every 90 days from the issuance date) spends of INR 30,000 or more
• The redemption against the train ticket booking at the rate of 1 Reward Point = INR 1 on HDFC Bank SmartBuy Reward Points will lapse on expiry of two years from the date of issuance.
• Redemption can be made only against 70% of fare ticket amount on train ticket booking via HDFC Bank SmartBuy, inclusive of fares of all the passengers and service charges levied by IRCTC.
• Reward Points can be used only for redemption against I train ticket booking via HDFC Bank SmartBuy.
• A minimum of 100 Points are needed to be redeem rewards
• Joining/Renewal Membership Fee – Rs. 500 + Applicable Taxes. Spend INR 1,50,000 or more in an anniversary year, before your Credit Card renewal date and get your renewal fee waived off.
• Maximum of 500 reward points can be earned in a calendar month on UPI spends through IRCTC HDFC Bank Credit Card.

The Marriott Bonvoy HDFC Bank Credit Card is definitely rewarding for Marriott Hotels in India and around the World. This Hotel credit card also has good travel benefits, and comes in the premium cards category for Hotels. It promises up to 4 Free Night Awards and ₹1,71,600 yearly savings.

Marriott Bonvoy HDFC Bank Credit Card Benefits

• 1 Free Night Award (up to 15,000 Points) as welcome gift and on card renewal. Make a note that Certain hotels can levy resort fees.
• Complimentary Marriott Bonvoy Silver Elite Status
• Each calendar year you will receive 10 Elite Night Credits to use towards the next level of Marriott Bonvoy Elite status
• Accelerated Rewards:

• Earn 1 additional Free Night Award when you reach ₹6 lakh, ₹9 lakh, and ₹15 lakh spend thresholds each within your Card anniversary year.
• Airport lounge access (12 domestic and 12 international lounge visits annually)
• Membership in the Golf Program (2 times per quarter)
• Access to concierge services.
• Foreign Currency Markup: 3.5% on all your foreign currency spends
• Insurance

The Swiggy HDFC Bank Credit Card is a cashback reward card specially for Swiggy orders. It has got normal credit card benefits as well. If you are a food lover then this card is for you! It promises up to ₹42,000 savings per year! For instance, on a monthly basis if you spend ₹5000 on Swiggy (food & beverages, groceries, personal care, essentials), ₹3000 on online platforms, and ₹4000 offline then you will get ₹8,280 cashback in a year.   

Swiggy HDFC Bank Credit Card Benefits

• 10% cashback (‍Up to Rs 1500 per month) on Swiggy spends (Across ordering food, dining out, groceries and more) in addition to the regular offers & discounts!
• 5% cashback (‍Up to Rs 1500 cashback per month) on online spends (BookMyShow, Amazon, Myntra, Ola, Flipkart, etc.)
• 1% cashback (‍Up to Rs 500 per month) on other spends (offline spends and other food, grocery & dining apps)
• FREE 3 month Swiggy One membership (Enjoy free deliveries & extra discounts on Food, Instamart, DineOut & more) worth ₹1199 Complimentary with Swiggy HDFC Bank credit card (after card activation). 
• ‍Premium golf club access worldwide: 12 free golf lessons/year in India
• Free stay & dine: One night & one dines free at select Mastercard partners globally
• Agoda discounts: Up to 12% instant discount on worldwide hotels on Agoda
• Enjoy a wide range of Mastercard World benefits (Gloria Jean's Coffees Maldives, Universal Studios Singapore, Expedia, more) with this card
• Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase

Swiggy HDFC Bank Credit Card Fees and T&Cs

• Joining fee ₹500
• Annual renewal fee ₹500 (waived-off for annual card spends over ₹2 lakhs)
• Cashback exclusions
  From any cashback: Rent, Utilities, Fuel, Insurance, EMI, Jewelry, Govt spends, Wallet loads & similar spends
  From 5% cashback: Flight, hotel bookings & others
• Monthly cashback limit
  On 10% cashback spends: ₹1500/month
  On 5% cashback spends: ₹1500/month
  On 1% cashback spends: ₹500/month