Join the india's largest deals community now!
Desidime — Hottest deals from your favourite brands
Forgot Password?
Password recovery link will be sent to your e-mail address
Link your social media account for easy signup and quick login to the site!
By creating an account, you confirm that you accept our Terms of use and Privacy Policy
Register via Email
For Salaried
Indian national
Age: Min 21 yrs & Max 40 Yrs,
Income: Net Monthly Income> ₹35,000
For Self Employed
Indian national
Age: Min 21 yrs & Max 40 Yrs, Income: ITR > ₹6.0 Lakhs per annum
Download and log on to the HSBC India Mobile Banking app and spend INR10,000 within the first 30 days of opening your credit card account to get:
Plus, get 3,000 bonus reward points when you spend INR100,000 in the first 90 days.
To apply, you must:
The eligibility criteria to apply for SBI PhonePe Select Credit Card are as follows:
1% fuel surcharge waiver will be available on transactions between ₹500 to ₹4000. Maximum waiver is allowed up to ₹3500 in an anniversary year.
Age:
Income:
Other requirements:
The Standard Chartered Smart credit card offers 2% cashback on online spends and 1% cashback on offline spends.
The 2% cashback on online spends is valid on all spends including government spends, utilities and insurance premiums.
The other USP for the SC Smart credit card is the option to convert your unbilled spends into a 3-month EMI at 0.99% per month.
| Type of Spend | Cashback | Cap |
|---|---|---|
| Online Spends | 2% | Rs 1000/calendar month |
| Offline Spends | 1% | Rs 500/calendar month |
| Fuel Spends | 0% | NA |
• Earn 1% cashback on UPI transactions across Departmental Stores, Dining, Pharmacy, and Grocery & Supermarkets. (Maximum INR 100 per statement cycle)
• Minimum transaction amount should be greater than or equal to INR 200
Experience convenience without annual fees with a Lifetime Free Credit Card. Enjoy the benefits of AU InstaPay RuPay Credit Card without any extra cost.
Enjoy up to 48 days of interest-free breathing space with every AU InstaPay transaction. Get more time to manage your finances on your own terms.
1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 100 per statement cycle)
Seamlessly scan any merchant’s QR code and pay in an instant using your favourite UPI application.
AU InstaPay Credit Card is exclusively available to our existing Credit cardholders* at AU Small Finance Bank.
Each bank will set specific requirements based on which they will evaluate and approve a credit card application. Here are the common eligibility conditions:
Applicants must be at least 18 years old to apply for a credit card. The upper age limit can range from 60 years to 75 years.
Banks need the applicant to have a steady income as it shows their ability to repay the credit. For instance, IndusInd Bank requires the applicant to have a minimum monthly income of ₹20,000.
The income criteria may vary between cards. For e.g., the IndusInd Bank Platinum RuPay credit card will have different income criteria than the IndusInd Bank Avios Visa Infinite Credit Card.
Both salaried and self-employed individuals are eligible as long as they are earning well and have proof of it.
A solid credit score (700 or above) will fast-track your credit card approval chances. It will tell the bank you are a responsible borrower which will make you a more likely candidate.
Besides the above credit card criteria, you will also require basic documents like:
If you are living somewhere other than the address mentioned on your Aadhaar, you must provide residence proof as well.
By meeting these credit card criteria, you not only improve your chances of approval, but also your access to better card options.
Key Benefits:
1% Fuel surcharge waiver up to Rs. 400 per month (Valid on transactions between Rs 400 & Rs 4000 only)
* On minimum spends of Rs 50,000 in the previous 3 months
Cashback Capping :-
1. You will be able to enjoy increased cashback of 7.5% (increased from earlier cashback
of 1%) on Myntra, with a maximum cashback of INR 4,000 per statement quarter.
2. You will continue to earn 5% cashback on Flipkart and Cleartrip; however, the
maximum cashback that can be earned per statement quarter is INR 4,000 on Flipkart
and INR 4,000 on Cleartrip.
Cashback shall not be eligible for following spends/transactions on the Card:
o Fuel Spends
o Purchase of gift cards on Flipkart, Myntra platforms
o EMI transactions
o Purchases converted to EMI post facto
o Wallet loading transactions
o Purchase of gold items
o Cash advances
o Payment of outstanding balances
o Payment of card fees and other card charges
o Payment made towards Government services
Activation Benefit:
Welcome benefits:
Age:
Specific Eligibility Criteria: