https://www.desidime.com/comments/permalink/9639896
Which Bank credit cards we can do payment through this trick? Can you make the list. @abhishek012
Pay Credit Card bill via Wallet trick (try at your own risk)
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Pay Credit Card bill via Wallet trick (try at your own risk):
Yesterday, someone posted this trick (first read here) - https://www.desidime.com/discussions/help-idf...ps
I tried this website - https://bbps.idfcban...t/
but i use "other bank net banking & debit cards" option and paid through my phonepe cashback/gift card and successfully credited in my kotak bank credit cards.
However, i tried "Credit Card" option but same like him, my bill payment failed and money stuck.
Here is the step -
enter customer details and bill details -
CC biller name type first 3 digit like "SBI", "FEDERAL", "KOTAK" and "BOB"
After bill fetch, "Tick mark" base bill amount option
Now edit total amount and type "Rs1" for first time.
Now Most important - Payment mode choose "other bank net banking & debit cards" option
Dnt choose "Credit Card" option, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Next payu gateway page open and here UPI, Bharat QR, debit card and Wallet option available on payu page
Personally i paid Rs1 and Rs74 through by Phonepe cashback/gift card balance and successfully paid.
However, my Kotak credit card bill payment amount showing in kotak app after 6-8hrs (maybe because i use night time).
Updated - Just now I paid through Pineperks RuPay Prepaid gift card via phonepe wallet gateway and working perfectly.
I recommended try Rs1 credit card bill payment and dnt use higher amount.
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Updated - Many people also tried Freecharge wallet balance and Ola Wallet balance and successfully paid to Kotak CC bill and SBI Card bill.
But First time try with Rs1, if everything working perfectly then 2nd time try Rs100 and then try higher amount but try at your own risk.
I remind you again, Dnt choose "Credit Card" option on IDFC BBPS page payment mode, I repeat dnt choose Credit Card option otherwise you bill payment will get failed and money stuck.
Updated - Dnt pay more than 10k on Ola gateway, use multiples of 10k on ola gateway.
Hasta la vista.
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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Deal Wiki
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Last updated by: abhishek012
Note - SBI Cashback Credit Card holders, merchant name - www olacabs com get 5% cashback, enter your SBI Cashback Credit Card details on Ola wallet gateway page.
Do multiples of 2k transactions on ola wallet, no charges. Updated - you can also do 10k transaction on ola and full kyc ola limit is 50k or 1 lakh or 2 lakh per month. Do multiples of 10k transactions.
Top Comments
https://www.desidime.com/comments/permalink/9639957
Use 5% cashback on SBI Cashback credit card via ola gateway and merchant name "www olacabs com"
Saved your card on Ola on first Rs1 transaction and next time you will get this merchant name.
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https://www.desidime.com/comments/permalink/9639921
Was getting the bill earlier, not getting no bill available after making few payments for SBI CC
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https://www.desidime.com/comments/permalink/9640159
So it's not Avaliable for Axis CC is it ? i have opened and typed Axi it just shows axis fasttag and axis bank but not axis credit card? Does any one know will what it will show for AXis CC??
https://www.desidime.com/comments/permalink/9640222
can sbi card be paid via sbi only , what all bank cards are allowed
https://www.desidime.com/comments/permalink/9640658
You can use any bank credit card via Ola and phonepe gateway.
Mostly all phonepe gateway are Utility.
Ola gateway - use www olacabs com merchant name.
Mostly all phonepe gateway are Utility.
Ola gateway - use www olacabs com merchant name.
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https://www.desidime.com/comments/permalink/9640344
On which amex card bro name please
https://www.desidime.com/comments/permalink/9640495
Getting error please select valid amount combination while trying to pay Kotak CC. Any help please.
https://www.desidime.com/comments/permalink/9640655
First choose the tick mark box and then edit the total amount.
https://www.desidime.com/comments/permalink/9640549
With phonepe gateway, it's showing Ing*FX Mart Pvt. Ltd
Anyone knows if this will provide cashback or not?
https://www.desidime.com/comments/permalink/9640734
bob was not fetching bill since starting. Now SBI also stopped fetching bill, showing no bill available. Any other cards fetching?
https://www.desidime.com/comments/permalink/9640787
Kotak bank working perfectly.
SBI Card - try after some time or spend your sbi credit card somewhere else and after 2-3 days. Try again.
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https://www.desidime.com/comments/permalink/9640738
I am getting "Bill Payment Failure," but the money got deducted. Please help.
https://www.desidime.com/comments/permalink/9640742
I m getting this errorWhat is the monthly limit ?
Just 10k ?
https://www.desidime.com/comments/permalink/9640786
Mini kyc 10k.
Full kyc - 2 lakhs. However, sometimes you are allow to pay max 10k*3 times or max 10k*5 times per day.
Full kyc - 2 lakhs. However, sometimes you are allow to pay max 10k*3 times or max 10k*5 times per day.
https://www.desidime.com/comments/permalink/9640745
Not abel to use my amex mrcc via phonepe
https://www.desidime.com/comments/permalink/9640759
I paid my kotak cc bill via freecharge
In the kotak application under the unbilled transections this is showing:-payment received/transection reversed
https://www.desidime.com/comments/permalink/9640784
Yes, wait 2 days. Your bill will update to statement section.
Also you can pay through here IDFC BBPS portal.
Bill is instant update or sometime it will take few hours and you can check on your unbilled transections section on Kotak app.
Also you can pay through here IDFC BBPS portal.
Bill is instant update or sometime it will take few hours and you can check on your unbilled transections section on Kotak app.
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https://www.desidime.com/comments/permalink/9640952
https://www.desidime.com/comments/permalink/9640955
Working.. Vu.. Just paid 9500 through ola wallet.
https://www.desidime.com/comments/permalink/9640957
Paid 100rps using PhonePe wallet (sbi card)
https://www.desidime.com/comments/permalink/9640958
But how to know ola wallet is full kyc completed?
https://www.desidime.com/comments/permalink/9640977
Do a test: Try to add more than 10k in the Ola money wallet, if it proceeds to the next step, then it's Full KYC. @iampulkitmittal1
https://www.desidime.com/comments/permalink/9641082
No cashback received for fx mart in sbi cashback card
https://www.desidime.com/comments/permalink/9641100
I paid total 19k to my SBI CC which was my base bill amount.
@abhishek012 Did anyone pay more than that? Will SBI card accept payment made more than the base bill amount??
https://www.desidime.com/comments/permalink/9641880
Yes, some SBI credit cards accept. Here already paid many users but try at your own risk.
Also if you want to pay more then pay now, after some time or next day you are not allow to pay. No pending bills error will show.
Also if you want to pay more then pay now, after some time or next day you are not allow to pay. No pending bills error will show.
https://www.desidime.com/comments/permalink/9641152
Does anyone know how to increase the Ola wallet transaction limit.
[email protected] email address doesn't exist anymore.
https://www.desidime.com/comments/permalink/9641156
Best credit card to use this trick.
1. Sbi cashback card everyone knows( 5% max 5k/ month)
2. standard charted digi smart( 15% max 600/month)
3. Ola sbi card ( 7% max 500/month)
4. HDFC swiggy( 5% max 1500/month to swiggy wallet)
5. sbi simple clk 1.25%
6. IDFC select credit card 2% post 25k ( unlimited)
7.standard charted smart credit card 2% max 1000/month
8. Junio prepaid card. 1.5% max 6000.
9. Axis ace 4% max 500 i suppose.
10. Bob snapdeal 2.5% max 500/month.
11. Axis flipkart 1.5%
other cards like amazon icici, rbl duet, hdfc millnia these are giving 1%
if you have any other cards which are given more than 2% please share here
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https://www.desidime.com/comments/permalink/9641175
Bbps par Jo hai wahi cc pay hoga na? I have done .. Bob not fetching..
https://www.desidime.com/comments/permalink/9641187
is this website in Genuine?
https://www.desidime.com/comments/permalink/9641357
Paid using(Ola wallet) SBi Cc to the previous bill of sbi Cc🙂
https://www.desidime.com/comments/permalink/9641493
For Phonepe, OTP page is not coming after click on "Pay" button
https://www.desidime.com/comments/permalink/9641495
I'm always getting unable to fetch bill. Any solution to this 😢
https://www.desidime.com/comments/permalink/9641586
Cashback Tracked in SBI!
https://www.desidime.com/comments/permalink/9641597
what was Merchent name on OTP page?
what was Merchant name in the email?
what was Merchant name in the email?
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Can anyone confirm which cards give rewards/cashback for this trick except sbi cashback cc on ola wallet?
Here is the mcc.
Phonepe com - 4814
www OLACABS com - 4121
Ola money zipcash - 4900
Freecharge - 4900 (not sure on this)
Now check ur card terms and decide. Won't comment on individual card.
Further, if they ask us we can say that bill was paid because of the festive season spending. Nothing wrong or suspicious here.
So nothing to worry it should be unblocked , just new security precautions adopted by banks.
Don't say banks😡. It's always SBI. They have blocked my card probably 100+ times in last one year.
Whoever designed their fraud detection system, must be some guy, who never use any debit/credit card or netbanking and relies on atm cash😅 and thinks online means scam. Such a broken system.
Other banks, first call and ask if u did transaction or not and then block (actually they don't as u already confirmed it). But sbi doesn't care about cardholders. They don't unblock even after telling them that I have done the transaction.
I just don't understand the logic here. Won't a cardholder be liable to pay, if any fraud transaction happens and he doesn't report it immediately. Why SBI needs to block any transaction or card, when cardholder hasn't complaint?
I raised this even with rbi Ombudsman earlier in February. They gave same stupid reasons and closed complaint. If more people complaint, then something might happen.
This thread is taking on a negative tone. Folks, let's refrain from panicking or using terms like "fraudulent." Such words are typically reserved for situations involving stolen cards or illegal activities like hawala payments. Exploring tricks and loopholes to get some cashback on CC payments doesn't constitute fraudulent activity. Let's apply some common sense and avoid over-reading the MITC. Even banks sometimes fail to fully comply with RBI regulations, leading to fines, but that doesn't imply they engage in fraudulent activities.
The primary reason for these issues could be attributed to IDFC. They are a Chindi bank, and they are known for their inability to handle even minor financial losses(even 1 re), If you all remember the frequent changes to their terms and conditions during their DC reward points program. Also, they have the audacity to compare their shitty credit cards with Infinia on their website and engage in trolling other banks on Twitter.