[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

@Crazydimer wrote:

But when I open spreadsheet its giving me error

What error?

Nobody else complained about it. I just tried and it opened successfully. Try opening in an incognito/private browser window. Perhaps your Google session is messing something up. If it still doesn’t open properly, try it on another device/platform and share the details of the device that gave you the error.

@DealSeeker wrote:

@Crazydimer wrote:

But when I open spreadsheet its giving me error

What error?

Nobody else complained about it. I just tried and it opened successfully. Try opening in an incognito/private browser window. Perhaps your Google session is messing something up. If it still doesn’t open properly, try it on another device/platform and share the details of the device that gave you the error.

NEED URGENT HELP SO QUTING THIS,,, AND I HAVNT GO THROUGH WITH WHOLE POST,,

Need to know there is charge in paytm to bank or not ?

After a deduction of 4%, an amount of Rs. 1920 will be transferred to your bank
this is notifction while transfring but,

its wrtn on web..
Replay asap

@BliNdThOkO_10 Yes, Paytm charges 4% for transfers to bank accounts. See the spreadsheet linked in the first post of this thread for all the details.

@DealSeeker wrote:

@Crazydimer wrote:

But when I open spreadsheet its giving me error

What error?

Nobody else complained about it. I just tried and it opened successfully. Try opening in an incognito/private browser window. Perhaps your Google session is messing something up. If it still doesn’t open properly, try it on another device/platform and share the details of the device that gave you the error.

Thank you bro I was trying to open speardaheet in my PC but in morning it was showing error just now opened via mobile it opened successfully ..

Thank you bro

@Magus wrote:

Transaction Limits for SBI Mobile Wallet “Buddy”

SBI Buddy has transaction limits similar to other mobile wallets available in India. The maximum balance you can have in mobile wallet is Rs. 10,000. The daily limit for transactions is Rs. 15,000 and monthly limit is Rs. 20,000. For Funds transfer, per transaction limit is set at Rs. 5,000, daily limit is Rs. 5,000 and monthly limit is Rs. 20,000.

Source: http://trak.in/tags/business/2015/08/17/sbi-sta... (Confirmed in wallet FAQ Section.)

Note: Addition of money is only via DC, NB, IMPS. Transfer to account is via IMPS – MMID/IFSC. Since CC is not allowed, it is not of much use to us.



@gurucoupon @DealSeeker

@Magus @DealSeeker Updated. Plz cross check if i misunderstood.

any non hdfc customer able to register on payzapp????
im not gettting mobile verification code at all

A bit off-topic. How do I use my Pockets card to add money to shmart wallet? After I provide my card details (under debit card), it redirects to VBV regn. wherein the ‘valid from date’ and DOB details given are rejected as being incorrect. What to do?

@Magus wrote:

A bit off-topic. How do I use my Pockets card to add money to shmart wallet? After I provide my card details (under debit card), it redirects to VBV regn. wherein the ‘valid from date’ and DOB details given are rejected as being incorrect. What to do?

Try to add money from pockets card (as credit card)

@getready wrote:

Try to add money from pockets card (as credit card)

I’m talking about pockets card only, man. Even if I try as credit card, what if rejects my credentials during VBV registration?

Has anyone used Pockets card successfully for online payments?

@Magus wrote:

@getready wrote:

Try to add money from pockets card (as credit card)

I’m talking about pockets card only, man. Even if I try as credit card, what if rejects my credentials during VBV registration?

Has anyone used Pockets card successfully for online payments?

Yep i did recently for some payment via EBS gateway
Used it as Debit card but it should also work as credit card i guess?

@getready wrote:

Yep i did recently for some payment via EBS gateway
Used it as Debit card but it should also work as credit card i guess?

Were you asked to register at VBV during the process?

@Magus wrote:

@getready wrote:

Yep i did recently for some payment via EBS gateway
Used it as Debit card but it should also work as credit card i guess?

Were you asked to register at VBV during the process?

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

@getready wrote:

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

No. I keyed in 08/15 (since I created my account last month only). Again, I tried directly on VBV site itself. Still it said invalid credentials.

@Magus wrote:

@getready wrote:

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

No. I keyed in 08/15 (since I created my account last month only). Again, I tried directly on VBV site itself. Still it said invalid credentials.

I am not sure then
It is working for me, accepting my dob and valid from date

guys
which option(cc/dc/netbanking/atm/imps etc) do we need to choose for hdfc payzapp on merchant page?
thx

@getready wrote:

I am not sure then
It is working for me, accepting my dob and valid from date

While researching about this, I found a way to add payee for money transfer. I’ll transfer it tomorrow (since it is available from 8 AM to 6.30 PM only).

@rajrocks wrote:

guys
which option(cc/dc/netbanking/atm/imps etc) do we need to choose for hdfc payzapp on merchant page?
thx

@GoogleCA might help u

EDIT : Ignore Saw recent post on other topic

@Magus wrote:

@getready wrote:

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

No. I keyed in 08/15 (since I created my account last month only). Again, I tried directly on VBV site itself. Still it said invalid credentials.

It also worked fine for me. Had registered for VBV and used the card on Woohoo last week. As @getready mentioned it could be related to wrong details. You could always confirm the “valid from” in your pockets account.

@Magus wrote:

@getready wrote:

I am not sure then
It is working for me, accepting my dob and valid from date

While researching about this, I found a way to add payee for money transfer. I’ll transfer it tomorrow (since it is available from 8 AM to 6.30 PM only).

How?

can anyone confirm whether oxigen has vcc like pockets/payzapp?
also can anyone pls tell which other wallets have vcc apart from above two?
I know in shmart we need to order one which is physical.

@rajrocks wrote:

any non hdfc customer able to register on payzapp????
im not gettting mobile verification code at all

can we transfer money from payzapp to any bank account ?

@manish_19rai wrote:

@rajrocks wrote:

any non hdfc customer able to register on payzapp????
im not gettting mobile verification code at all

can we transfer money from payzapp to any bank account ?

NO

@rajrocks wrote:

any non hdfc customer able to register on payzapp????
im not gettting mobile verification code at all

yes

@gurucoupon wrote:

Dimers, please share your experience / input. It will help all

---

Data moved from the first post and kept here for record purposes on August 18 at about 6PM.

---

Wants to create list following this requirement.
1.Charges to transfer the amount to bank
2.Maximum amount you can transfer per day.
3.Minimum amount you can transfer per transaction.
4.Maximum amount you can transfer per month.
5.Single transaction amount limit you can transfer
6.Maximum Balance Limit per month
7.Maximum Cashload/topup per cc/dc per month
8.Maximum cashload/topup per transaction

Wants to create a list of All the wallets and their current charges. Please input your feedbacks and i will update here as one list only.

Following are my input. Based on your experience, i’ll update.

MOBIKWIK
1. 4%
2. 1,000
3. 500
4. 2,000
5. 500
6.
7.
8.

PayUMONEY *
1. 0%
2. 5,000
3. 500
4. 5,000 (Not sure for monthly limit )
5. 5,000
6.
7.
8.

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

PAYTM ( Not sure for 2 )
1. 4%
2. 10,000 ( not sure )
3. NA ( minimum wallet balance 2,000)
4. 10,000
5.
6. 10,000
7.
8.

OXIGEN
1. 0%
2. 10,000
3.
4. 10,000
5. 5,000
6. 10,000
7. 5,000
8. 2,000

ICICI Pocket

OXIGEN is charging 3% on total money on transfer to bank.

@manish_19rai wrote:

OXIGEN is charging 3% on total money on transfer to bank.

Did you even look at the spreadsheet linked in the first post?

And what was the need of quoting that long post just to mention this? Please keep in mind that every quote adds unnecessary scrolling for everyone browsing the thread so quote only the relevant portion of a post, only if you need to.

CC @gurucoupon

@DealSeeker wrote:

@manish_19rai wrote:

OXIGEN is charging 3% on total money on transfer to bank.

Did you even look at the spreadsheet linked in the first post?

And what was the need of quoting that long post just to mention this? Please keep in mind that every quote adds unnecessary scrolling for everyone browsing the thread so quote only the relevant portion of a post, only if you need to.

CC @gurucoupon

@DealSeeker bhai … main woh comment kabhi nahi bhulunga

Again … mobikwik has updated the monthly limit of transfer to bank a/c to 1000

Cross checked with 2 different mobile numbers and different a/c

If any one will confirm the above thing is wrong then i’ll revert back.

Updating the file with 1000 monthly limit

cc @DealSeeker

@getready wrote:

@Magus wrote:

@getready wrote:

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

No. I keyed in 08/15 (since I created my account last month only). Again, I tried directly on VBV site itself. Still it said invalid credentials.

I am not sure then
It is working for me, accepting my dob and valid from date

even vbv is not working for me with my DOB.. are you able to use pockets card for online transactions?

@Cherry wrote:

@getready wrote:

@Magus wrote:

@getready wrote:

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

No. I keyed in 08/15 (since I created my account last month only). Again, I tried directly on VBV site itself. Still it said invalid credentials.

I am not sure then
It is working for me, accepting my dob and valid from date

even vbv is not working for me with my DOB.. are you able to use pockets card for online transactions?

Yes. I previously paid using EBS as a debit card and when Magus raised the query checked with paytm as a credit card. It worked both times.
Open your pockets wallet app and i think there’s an option to update our details. Check that

@getready wrote:

@Cherry wrote:

@getready wrote:

@Magus wrote:

@getready wrote:

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

No. I keyed in 08/15 (since I created my account last month only). Again, I tried directly on VBV site itself. Still it said invalid credentials.

I am not sure then
It is working for me, accepting my dob and valid from date

even vbv is not working for me with my DOB.. are you able to use pockets card for online transactions?

Yes. I previously paid using EBS as a debit card and when Magus raised the query checked with paytm as a credit card. It worked both times.
Open your pockets wallet app and i think there’s an option to update our details. Check that

But there is no option to update DOB on pockets app.. and whatever DOB I enter while setting vbv, it is not accepting..

@Cherry wrote:

@getready wrote:

@Cherry wrote:

@getready wrote:

@Magus wrote:

@getready wrote:

Its working as a credit card too, just made a recharge of rs.10 on paytm with pockets as credit card [selected OTP via mobile number]. Yep, its asking for password i dont remember one so selected OTP thing
May be you are entering wrong details for Month and Year (from which pockets card is valid not expiry date) and Date of Birth

No. I keyed in 08/15 (since I created my account last month only). Again, I tried directly on VBV site itself. Still it said invalid credentials.

I am not sure then
It is working for me, accepting my dob and valid from date

even vbv is not working for me with my DOB.. are you able to use pockets card for online transactions?

Yes. I previously paid using EBS as a debit card and when Magus raised the query checked with paytm as a credit card. It worked both times.
Open your pockets wallet app and i think there’s an option to update our details. Check that

But there is no option to update DOB on pockets app.. and whatever DOB I enter while setting vbv, it is not accepting..

You can also login to http://www.iciciban...m/ netbanking with the same username and password of pockets
check if you can update on the bank website