[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

@gaurav9656 wrote:

@gurucoupon wrote:

@gaurav9656 I did the some transaction last month august on 12th, 29th 30th from one account and 15th 28th 31st on another account.

then this month i did transaction on 5th , 7th and from another account on 3rd and 6th.

So both the a/c failed with monthly limit

was sum of (some transactions)=2000 ??
If yes this so makes sense….Their counter is 30/31 days …Once its over you can do the transaction…for 1st account do try today/tomorrow….I think it should work for 500.

Last month it was 1500 only … they don’t allow more than 500 & minimum is also 500.

Assuming all wallet reset their limit on 1st of every month. i did transaction this month. Anyway will try today again

@gurucoupon wrote:


Last month it was 1500 only … they don’t allow more than 500 & minimum is also 500.

Assuming all wallet reset their limit on 1st of every month. i did transaction this month. Anyway will try today again

ahha missed the 500 point…..Then It doesn’t make sense

@rajrocks wrote:

Guys. getting this error while transferring to bank in payu. any idea?
“Selected payee not available at this time, Please refresh this page or try after some time.”

anyone pls

@rajrocks wrote:

@rajrocks wrote:

Guys. getting this error while transferring to bank in payu. any idea?
“Selected payee not available at this time, Please refresh this page or try after some time.”

anyone pls

I got this error too. No resolution even after one week. Send them a screenshot of the error.

@1cooldesidd wrote:

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I got this error too. No resolution even after one week. Send them a screenshot of the error.

hoping my money wont get stuck. would have been better if that stupid 1 week hold period was not there.

@1cooldesidd wrote:

I got this error too. No resolution even after one week. Send them a screenshot of the error.

Still facing the same issue. bro any updates? I am doing this for the first time and facing this error. Are u also doing it for the first time from this acct to ur bank acct? were u successful before?

@rajrocks wrote:

@1cooldesidd wrote:

I got this error too. No resolution even after one week. Send them a screenshot of the error.

Still facing the same issue. bro any updates? I am doing this for the first time and facing this error. Are u also doing it for the first time from this acct to ur bank acct? were u successful before?

I had added two bank accts as payees. There was some problem with the first bank acct, so added another one, but the 2nd one kept giving the above error message.

Then the issue with the first one bank acct got resolved after sometime so didn’t check the 2nd one again.

@1cooldesidd wrote:

I had added two bank accts as payees. There was some problem with the first bank acct, so added another one, but the 2nd one kept giving the above error message.
Then the issue with the first one bank acct got resolved after sometime so didn’t check the 2nd one again.

bro, i just realized that i have used the same bank acct at shmart as well. may be ncoz of this im getting the error ““Selected payee not available at this time, Please refresh this page or try after some time.”” at payu. Have u used the same acct at both wallets and are able to transfer? did u face any issues?

@rajrocks wrote:

@DealSeeker @gurucoupon Guys, Max transfer limit for sbi buddy is 10k only and not 20k & for shmart its 5500 and not 10k as per app FAQ’s. Also a request can u include a column with vcc available for that wallet. Shall be useful for ppl. thx.

cc: @DealSeeker @gurucoupon

@rajrocks wrote:

@rajrocks wrote:

@DealSeeker @gurucoupon Guys, Max transfer limit for sbi buddy is 10k only and not 20k & for shmart its 5500 and not 10k as per app FAQ’s. Also a request can u include a column with vcc available for that wallet. Shall be useful for ppl. thx.

cc: @DealSeeker @gurucoupon

See: http://www.shmart.in/shmart-for-yo...ml and https://www.sbi.co.in/buddy/fa...tm

But I have updated the Shmart transfer limit to 5000 per day.

@DealSeeker wrote:

Bro, both of the things you have pointed out do not match with the official FAQs for those wallets. I haven’t personally used the transfer to bank feature of these wallets so I can’t be sure if even the official FAQs reflect the correct situation.

See: http://www.shmart.in/shmart-for-yo...ml and https://www.sbi.co.in/buddy/fa...tm

But I have updated the Shmart transfer limit to 5000 per day.

Bro, I chked on the app FAQs and its mismatching the faqs on web… not sure which is correct now…

@rajrocks wrote:

…Also a request can u include a column with vcc available for that wallet. Shall be useful for ppl. thx.

Good suggestion. Added a new “Virtual Card” column. +30 KG.

CC @gurucoupon

What is the reason for that message that says money can’t be transferred due to problem at bank’s end in Payumoney?

@DealSeeker Suppose an order that is placed using VCC is cancelled by seller / transaction failed due to network latency issues then how the refund takes place? Whom we have to contact? It’s Seller website/Payment Gateway/VCC provider (icici/hdfc) ?

All these e-wallets are linked up to mobile number.Is there any way to update it?

@DealLooter wrote:

@DealSeeker Suppose an order that is placed using VCC is cancelled by seller / transaction failed due to network latency issues then how the refund takes place? Whom we have to contact? It’s Seller website/Payment Gateway/VCC provider (icici/hdfc) ?

All these e-wallets are linked up to mobile number.Is there any way to update it?

If cancelled by seller contact merchant.

If transaction failed due to network issues after being succesful at bank end, contact merchant, they may redirect you to contact bank. Sometimes in cases of Payment gateways like CCAvenue, Payumoney, billdesk you will have their respective transaction IDs so you can contact them directly if merchant cannot/will not help.

Depends on the wallet. If they allow you to update/change you can do it.

@1cooldesidd wrote:

@DealLooter wrote:

@DealSeeker Suppose an order that is placed using VCC is cancelled by seller / transaction failed due to network latency issues then how the refund takes place? Whom we have to contact? It’s Seller website/Payment Gateway/VCC provider (icici/hdfc) ?

All these e-wallets are linked up to mobile number.Is there any way to update it?

If cancelled by seller contact merchant.

If transaction failed due to network issues after being succesful at bank end, contact merchant, they may redirect you to contact bank. Sometimes in cases of Payment gateways like CCAvenue, Payumoney, billdesk you will have their respective transaction IDs so you can contact them directly if merchant cannot/will not help.

Depends on the wallet. If they allow you to update/change you can do it.

Thanks.All the info you gave applies to transactions done using REAL CC/DC.Are you 100% sure that they apply for VCC?

Other dimers pls reply if you faced the issues I mentioned earlier.

@DealLooter wrote:

@1cooldesidd wrote:

@DealLooter wrote:

@DealSeeker Suppose an order that is placed using VCC is cancelled by seller / transaction failed due to network latency issues then how the refund takes place? Whom we have to contact? It’s Seller website/Payment Gateway/VCC provider (icici/hdfc) ?

All these e-wallets are linked up to mobile number.Is there any way to update it?

If cancelled by seller contact merchant.

If transaction failed due to network issues after being succesful at bank end, contact merchant, they may redirect you to contact bank. Sometimes in cases of Payment gateways like CCAvenue, Payumoney, billdesk you will have their respective transaction IDs so you can contact them directly if merchant cannot/will not help.

Depends on the wallet. If they allow you to update/change you can do it.

Thanks.All the info you gave applies to transactions done using REAL CC/DC.Are you 100% sure that they apply for VCC?

Other dimers pls reply if you faced the issues I mentioned earlier.

Yes. VCC is just like a proxy. Almost all of the VCCs including eWallet VCCs in the market are backed by respective banks/financial institutions.

Oops.

@DealLooter wrote:

Thanks.All the info you gave applies to transactions done using REAL CC/DC.Are you 100% sure that they apply for VCC?

Other dimers pls reply if you faced the issues I mentioned earlier.

If you are trying to ask with 100% certainty, nobody will be able to give you an answer. Because AFAIK, nobody has received refunds for the virtual cards of each of these new wallets. But what @1cooldesidd said is the general truth for any VCC throughout the world. They are treated like any other debit/credit card and the refunds to a VCC get reflected in your main wallet/bank account.

@DealSeeker

Time to add Freecharge wallet to the list…(Transfer to bank at 0% transaction free?? )

@aswaniexpress wrote:

@DealSeeker

Time to add Freecharge wallet to the list…(Transfer to bank at 0% transaction free?? )

Thanks for your suggestion. Just mentioned here

Freecharge wallet is now part of shared document.

Request to all Dimers, currently transaction charges are 0% . Tested by me. But in future if they increase, then please tag me or @DealSeeker .

cc @aswaniexpress

@DealSeeker wrote:

AFAIK, nobody has received refunds for the virtual cards of each of these new wallets.

bro, now im confused over here…

@rajrocks wrote:

@DealSeeker wrote:

AFAIK, nobody has received refunds for the virtual cards of each of these new wallets.

bro, now im confused over here…

P.S. Please take care to use ellipsis (i.e. three dots …) when you are quoting only a certain portion of someone’s post.

@DealSeeker wrote:

@rajrocks wrote:

@DealSeeker wrote:

AFAIK, nobody has received refunds for the virtual cards of each of these new wallets.

bro, now im confused over here

And why is that?

P.S. Please take care to use ellipsis (i.e. three dots …) when you are quoting only a certain portion of someone’s post.

@rajrocks wrote:

ur statement bro “AFAIK, nobody has received refunds for the virtual cards of each of these new wallets. But what @1cooldesidd said is the general truth for any VCC throughout the world. They are treated like any other debit/credit card and the refunds to a VCC get reflected in your main wallet/bank account.” not able to digest as both are conflicting

Underlined the part in the quote which you missed or failed to understand properly. The first statement is highlighting the fact that nobody on DD has probably utilized each of the new wallet VCCs and has also gone through a refunded transaction for each VCC. So nobody can guarantee that the refunds would be processed exactly like a CC/DC. The second statement highlights that, as a general rule, the refunds to a VCC should get reflected in the wallet/bank like a CC/DC.

Clear now?

@DealSeeker wrote:

Clear now?

yup all clear … sorry bro… my mind has been numb since morning… night out effect…

Bro @DealSeeker My transaction failed & amount deducted from my prepaid card this time on oxigen wallet. Seems there is some serious issue with payumoney gateway. Even on freecharge the gateway was payumoney only.

Update: Its now credited in qxigen wallet after 15 minutes but not sure why it had failed earlier. But the main challenge is still the freecharge where my money is stuck.

"@rajrocks":http://www.desidime.com/users/349128 wrote:

Bro @DealSeeker My transaction failed & amount deducted from my prepaid card this time on oxigen wallet. Seems there is some serious issue with payumoney gateway. Even on freecharge the gateway was payumoney only.

Update: Its now credited in qxigen wallet after 15 minutes but not sure why it had failed earlier. But the main challenge is still the freecharge where my money is stuck.

Bro @DealSeeker Received this response: “amount will be credited in your respective bank account within 5-7 bank working days.” any ideas will it reflect in this time frame in my prepaid card.