[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

@Magus wrote:

@gurucoupon wrote:

…
And i think the current implementation is right. Because at a time you wants to see for given scenario what’s the status of other wallets.I meant lets say transfer to bank, to increase my credit card points i just wants to see what are the charges for transfer to bank for individual wallets and that way it make sense.
…

This is not about who is right / wrong. Please don’t mistake me. I just found the moving left-right a bit clumsier than moving up-down. The wallet names being shorter than the particular heads, we could avoid moving to far right if their positions are just interchanged. Still, it’s not a big issue.

Ok @Magus boss

Keep rocking

Pls mention against HDFC wallet that it can be used only by ppl who hold hdfc cards
Thx

Calling out Dimers to help fill up the Pandora Sheet

Need info on

SBI Buddy

&

Cirtus cash
I see in that there is an option like pay cc bill
anyone has info on that
I tried but its just a reminder thats it
there is not entry for cc details

thx.
Lets do this

@rajrocks wrote:

@gurucoupon and @DealSeeker
Keep rocking

Pls mention against HDFC wallet that it can be used only by ppl who hold hdfc cards
Thx

Calling out Dimers to help fill up the Pandora Sheet

Need info on

SBI Buddy

&

Cirtus cash
I see in that there is an option like pay cc bill
anyone has info on that
I tried but its just a reminder thats it
there is not entry for cc details

thx.
Lets do this

Thx @rajrocks

Can you try figure it out some details for HDFC Wallet. I don’t have tried, so never communication with customer care for asking the details. If you have HDFC wallet then ask the following question which will help fill up the excel file.

Following is the mail draft i’ve sent to Payumoney to confirm the details & they also shared the details by reply. Do the changes and ask them. Once we get full details, we can update that row.

Hi,

I’ve following query regarding your PayU Wallet. Please help me.

1.Charges to transfer the wallet balance to bank

2.Maximum wallet balance you can transfer per day to bank.

3.Minimum wallet balance you can transfer per day to bank..

4.Maximum wallet balance you can transfer per month to bank.

5. If i add it through credit card, then its allowed to transfer it to my bank a/c.

cc @DealSeeker

@gurucoupon wrote:


Thx @rajrocks

Can you try figure it out some details for HDFC Wallet. I don’t have tried, so never communication with customer care for asking the details. If you have HDFC wallet then ask the following question which will help fill up the excel file.

Following is the mail draft i’ve sent to Payumoney to confirm the details & they also shared the details by reply. Do the changes and ask them. Once we get full details, we can update that row.

-——————————————————————————————————————————————————————————-
Hi,

I’ve following query regarding your PayU Wallet. Please help me.

1.Charges to transfer the wallet balance to bank

2.Maximum wallet balance you can transfer per day to bank.

3.Minimum wallet balance you can transfer per day to bank..

4.Maximum wallet balance you can transfer per month to bank.

5. If i add it through credit card, then its allowed to transfer it to my bank a/c.


cc @DealSeeker

apologies bro
would love to do that but
I dont have any hdfc card so i have even uninstalled the app
also not a customer
better if any hdfc customer asks for the same

also one more suggestion
never ever ask direct questions like the one below u asked, or even better dont ask at all
5. If i add it through credit card, then its allowed to transfer it to my bank a/c.
it can alert them (if they are not aware)
we could do like 100 added from cc and tried to transfer to bank acct

need to be very careful as it closes the loops

@rajrocks wrote:

@gurucoupon wrote:


Thx @rajrocks

Can you try figure it out some details for HDFC Wallet. I don’t have tried, so never communication with customer care for asking the details. If you have HDFC wallet then ask the following question which will help fill up the excel file.

Following is the mail draft i’ve sent to Payumoney to confirm the details & they also shared the details by reply. Do the changes and ask them. Once we get full details, we can update that row.

-——————————————————————————————————————————————————————————-
Hi,

I’ve following query regarding your PayU Wallet. Please help me.

1.Charges to transfer the wallet balance to bank

2.Maximum wallet balance you can transfer per day to bank.

3.Minimum wallet balance you can transfer per day to bank..

4.Maximum wallet balance you can transfer per month to bank.

5. If i add it through credit card, then its allowed to transfer it to my bank a/c.


cc @DealSeeker

apologies bro
would love to do that but
I dont have any hdfc card so i have even uninstalled the app
also not a customer
better if any hdfc customer asks for the same

also one more suggestion
never ever ask direct questions like the one below u asked, or even better dont ask at all
5. If i add it through credit card, then its allowed to transfer it to my bank a/c.
it can alert them (if they are not aware)
we could do like 100 added from cc and tried to transfer to bank acct

need to be very careful as it closes the loops

@rajrocks

Bhai they are smart enough when they implement wallet or any payment gateway services. They knows everything. It’s just matter of time that when they get enough confidence on transaction they push commented code and make it live.

They create loop holes just to increase the transaction. Latest example is Paytm wallet offer which was available only for debit card this time. I feel they always knows. But they don’t wants to stop or slow the transaction, they avoid it. In future most of wallet offers will be for debit cards only.They might even stop virtual cards.

I’ve asked the question because its better to get clarity when newbie is adding money without realising the mistake and wasting time.

I’m treating you as my senior Project manager and marking CC to you
cc : @DealSeeker

.

@gurucoupon wrote:

@rajrocks wrote:

@gurucoupon wrote:


Thx @rajrocks

cc @DealSeeker

also one more suggestion
never ever ask direct questions like the one below u asked, or even better dont ask at all
5. If i add it through credit card, then its allowed to transfer it to my bank a/c.
it can alert them (if they are not aware)
we could do like 100 added from cc and tried to transfer to bank acct

need to be very careful as it closes the loops

@rajrocks

Bhai they are smart enough when they implement wallet or any payment gateway services. They knows everything. It’s just matter of time that when they get enough confidence on transaction they push commented code and make it live.

They create loop holes just to increase the transaction. Latest example is Paytm wallet offer which was available only for debit card this time. I feel they always knows. But they don’t wants to stop or slow the transaction, they avoid it. In future most of wallet offers will be for debit cards only.They might even stop virtual cards.

I’ve asked the question because its better to get clarity when newbie is adding money without realising the mistake and wasting time.

I’m treating you as my senior Project manager and marking CC to you
cc : @DealSeeker

bro
its better to ask indirect then if thats the case

also which was the loot ur talking abt paytm dc case?
did i miss that???
what was it?

@rajrocks wrote:

@gurucoupon wrote:

@rajrocks wrote:

@gurucoupon wrote:


Thx @rajrocks

cc @DealSeeker

also one more suggestion
never ever ask direct questions like the one below u asked, or even better dont ask at all
5. If i add it through credit card, then its allowed to transfer it to my bank a/c.
it can alert them (if they are not aware)
we could do like 100 added from cc and tried to transfer to bank acct

need to be very careful as it closes the loops

@rajrocks

Bhai they are smart enough when they implement wallet or any payment gateway services. They knows everything. It’s just matter of time that when they get enough confidence on transaction they push commented code and make it live.

They create loop holes just to increase the transaction. Latest example is Paytm wallet offer which was available only for debit card this time. I feel they always knows. But they don’t wants to stop or slow the transaction, they avoid it. In future most of wallet offers will be for debit cards only.They might even stop virtual cards.

I’ve asked the question because its better to get clarity when newbie is adding money without realising the mistake and wasting time.

I’m treating you as my senior Project manager and marking CC to you
cc : @DealSeeker

bro
its better to ask indirect then if thats the case

also which was the loot ur talking abt paytm dc case?
did i miss that???
what was it?

@rajrocks It was not loot. But previously 4% wallet offer used to work on credit card also. But this time it was only for debit card. So i feel in future paytm 4% wallet offer will only be for dc.

@Magus wrote:
…
I just found moving left-right a bit clumsier than moving up-down. The wallet names being shorter than the particular heads, we could avoid moving far right if their positions are just interchanged. Still, it’s not a big issue.

This is a design and user experience issue. And I did think about this when designing the sheet. Your suggestion is useful for the current situation where the number of wallets is less than the number of relevant data-points. But think about what is going to potentially increase in large numbers — the number of wallets or the number of relevant data points. Hope this will help you deal with this minor annoyance of scrolling horizontally.

Reduced the column widths to solve the horizontal scrolling issue.

CC @gurucoupon

@rajrocks wrote:
…
its better to ask indirect then if thats the case
…

@gurucoupon I agree with Raj’s point. We have enough anecdotal evidence to indicate that despite what “they” may or may not know, user-initiated actions are what get the loopholes blocked.

Raj, in the same line of thought, you should not have even discussed prepaid cards in this thread. Paytm and Mobikwik have confirmed sleuths on DD.

By the way, can you guys not quote long posts unnecessarily, please? Read the P.S. here (again). http://www.desidime.com/forums/hot-deals-online...

@DealSeeker wrote:

@rajrocks wrote:
…
its better to ask indirect then if thats the case
…

@gurucoupon I agree with Raj’s point. We have enough anecdotal evidence to indicate that despite what “they” may or may not know, user-initiated actions are what get the loopholes blocked.

Raj, in the same line of thought, you should not have even discussed prepaid cards in this thread. Paytm and Mobikwik have confirmed sleuths on DD.

By the way, can you guys not quote long posts unnecessarily, please? Read the P.S. here (again). http://www.desidime.com/forums/hot-deals-online...

@rajrocks @DealSeeker Thik hai

@DealSeeker wrote:

@Magus wrote:
…
I just found moving left-right a bit clumsier than moving up-down. The wallet names being shorter than the particular heads, we could avoid moving far right if their positions are just interchanged. Still, it’s not a big issue.

This is a design and user experience issue. And I did think about this when designing the sheet. Your suggestion is useful for the current situation where the number of wallets is less than the number of relevant data-points. But think about what is going to potentially to increase in large numbers — the number of wallets or the number of relevant data points. Hope this will help you deal with this minor annoyance of scrolling horizontally.

Reduced the column widths to solve the horizontal scrolling issue.

CC @gurucoupon

@DealSeeker @Magus

Feeling like Two senior project managers are having Face to face discussion with design issues.

per day transaction limit for mobikwik is changed to 500 from 1000.

updated the document

pocket limits
charges to transfer 0%
maximum amount we can transfer per transaction 10000
maximum we can transfer per day/month 10000
maximum amount we can add in a day 5000 through net banking/2500 through debit card/credit card zero
Maximum balance limit per month 10000

what are the dates for the monthly cycle??
i mean its 1st to 30th/31st of every month for all wallets?

VU

@esakki raja wrote:

PayUMONEY…

Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

…

Can someone get me the official source of this info?

@Magus wrote:

@esakki raja wrote:
…
Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.
…

Can someone get me the official source of this info?

@DealSeeker wrote:

See: http://www.desidime.com/forums/dost-and-dimes/t...

Thanks. KP.

Transaction Limits for SBI Mobile Wallet “Buddy”

SBI Buddy has transaction limits similar to other mobile wallets available in India. The maximum balance you can have in mobile wallet is Rs. 10,000. The daily limit for transactions is Rs. 15,000 and monthly limit is Rs. 20,000. For Funds transfer, per transaction limit is set at Rs. 5,000, daily limit is Rs. 5,000 and monthly limit is Rs. 20,000.

Source: http://trak.in/tags/business/2015/08/17/sbi-sta... (Confirmed in wallet FAQ Section.)

Note: Addition of money is only via DC, NB, IMPS. Transfer to account is via IMPS – MMID/IFSC. Since CC is not allowed, it is not of much use to us.

@gurucoupon @DealSeeker

@DealSeeker pls help which is best gateway to load money via Debit card and transfer to bank via imps without any charges..

@manishtaneja90404 wrote:

pocket limits
charges to transfer 0%
maximum amount we can transfer per transaction 10000
maximum we can transfer per day/month 10000
maximum amount we can add in a day 5000 through net banking/2500 through debit card/credit card zero
Maximum balance limit per month 10000

Kindly tag the OP, So he can make changes in the spreadhsheet (if any) required…. Also it would be better if you could quote the source of Information/URL that makes the info reliable.

Thanks for sharing.

@gurucoupon

@Magus wrote:

Transaction Limits for SBI Mobile Wallet “Buddy”

Note: Addition of money is only via DC, NB, IMPS. Transfer to account is via IMPS – MMID/IFSC. Since CC is not allowed, it is not of much use to us.

@gurucoupon @DealSeeker

Need help
I registered with the primary mobile number where is used in all banks and all, so now how can i transfer my loaded money to a/c
it says can’t transfer urself as the contact number im choosing is the sbi buddy number itself, i thought app is similar to pockets
expertise needed on to transfer to my acct apart from transferring to anothers

Is it possible to pool money from various citrus wallets in a single citrus wallet & then transfer to bank.
& is it recommended or is their any risk involved, like blocking of the wallets

@rajrocks wrote:

Need help
I registered with the primary mobile number where is used in all banks and all, so now how can i transfer my loaded money to a/c
it says can’t transfer urself as the contact number im choosing is the sbi buddy number itself, i thought app is similar to pockets
expertise needed on to transfer to my acct apart from transferring to anothers

Simple. Use your account IFSC instead of MMID.

@saharamah wrote:

Is it possible to pool money from various citrus wallets in a single citrus wallet & then transfer to bank.
& is it recommended or is their any risk involved, like blocking of the wallets

They might block
I used to play around mobikwik money with three wallets, now 2 of them are asking for KYC verification whenever i am trying to accept money requests

sbi buddy not working in my rooted phone,any help

@sukant1989 wrote:

sbi buddy not working in my rooted phone,any help

Unroot it!

@Crazydimer wrote:

@DealSeeker pls help which is best gateway to load money via Debit card and transfer to bank via imps without any charges..

I haven’t figured this out yet. Please look at the spreadsheet data and let us know once you figure it out.

CC @gurucoupon

@DealSeeker wrote:

@Crazydimer wrote:

@DealSeeker pls help which is best gateway to load money via Debit card and transfer to bank via imps without any charges..

I haven’t figured this out yet. Please look at the spreadsheet data and let us know once you figure it out.

CC @gurucoupon

But when I open spreadsheet its giving me error