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URGENT : AU CC 6K interest charged.

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Vijay_Thalap...
Last month bill was 14116 , Looks like somehow I paid 14k only ( i remember paying all, as I did multiple payments , may be some payment failed ,not sure.. have to recheck ) , so only 14k got credited to cc and this  Rs.116 is remaining...

Now , in this month's statement I see AU charged total 6K in interest+ gst.. I contacted customer care over call and explained and asked for reversal , he said he will raise request and some other team will check and update on reversal.

Guys, any suggestions ?  if any of u faced such issue with AU ,were you able to get reversal ?  should I also mail them ? Also this is first time something like this happened to me , any pointers are welcome..
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Deal Subedar Deal Subedar
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Complain in RBi to get atleast 50% reversal

Deal Lieutenant Deal Lieutenant
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The charges are mentioned in MITC, RBI will not help.

It's the bank who forgives partial charges based on user account

Deal Captain Deal Captain
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Lesson learnt: Don't fall for chillar cashback. Always pay the bill in one go or max 2-3 payments if bill amount is higher.


You may be able to reverse the charges. But still you will have to go through this headache.

Like Magnet Like Magnet
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Update : I got the entire charges refunded from cred, refund just got credited to my account plus1

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Like Magnet Like Magnet
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update 3 : Total of about 3.5k got refunded back to my account.



No response on my request for full refund. I also don't hope that Au does anything more than this. So, this most likely the end of this thread.


Lesson learnt plus1.

So, a profit of 3.5k from this issue/mistake.. sweat_smile.

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