https://www.desidime.com/comments/permalink/10324590
update 3 : Total of about 3.5k got refunded back to my account.
No response on my request for full refund. I also don't hope that Au does anything more than this. So, this most likely the end of this thread.
Lesson learnt .
So, a profit of 3.5k from this issue/mistake.. .
Complain in RBi to get atleast 50% reversal
The charges are mentioned in MITC, RBI will not help.
It's the bank who forgives partial charges based on user account
Lesson learnt: Don't fall for chillar cashback. Always pay the bill in one go or max 2-3 payments if bill amount is higher.
You may be able to reverse the charges. But still you will have to go through this headache.
Update : I got the entire charges refunded from cred, refund just got credited to my account