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Contest - Which Paid Credit Card Would You Choose as Lifetime Free and Why?

1008°
Generous
Rosh_0007
Admin

Hello Dimers,

If you could get any paid card as Lifetime Free (LTF) credit card, which one would you choose and why?

For me, I would apply for the American Express® Platinum Card.

Reason: It’s the best travel card out there!

10596190bold_plat_travel_in

Contest T&Cs
  • 10 random winners will be selected.
  • Each winner will receive a ₹50 Amazon voucher or Dimes.
  • Contest ends on 6th January 2024.
So, what’s your pick? Share your choice and the reason! 🎉
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Coupon Baba Coupon Baba
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Question is not clear. Do you mean paid card to be chosen as LTF? Or already LTF card

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61 Dimers
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Heart of Gold Heart of Gold
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Amazon Pay ICICI Credit Card

Reason: It is one of the best LTF credit cards, with 5% cashback on Amazon shopping for prime members, 2% on utility bills on Amazon, and 1% direct cashback on other websites and offline spends including insurance and gold purchases without any capping.

Generous Generous
Admin
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its always LTF na bhai. 😬
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Deal Captain Deal Captain
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Infinia

Heart of Gold Heart of Gold
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When is Infinia a LTF CC?
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Deal Newbie Deal Newbie
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Amazon Pay ICICI CC, considering the 5% cashback on the purchases and 1% on all other spends. Also as by default LTF. 
almost 0 thought should be spent on having it. 
And so far no devaluations faced, hopefully none coming 😬

Heart of Gold Heart of Gold
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It faced a devaluation last year, but only for Utility capping till Rs.50k and after that a fee of 1% transaction amount will be charged.
Coupon Baba Coupon Baba
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Question is not clear. Do you mean paid card to be chosen as LTF? Or already LTF card

Generous Generous
Admin
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edit title.
Generous Generous
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SBI cashback card, for 5% cashback

Deal Cadet Deal Cadet
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Amazon Pay ICICI anytime unbeatable in LTF with few loop holes

Deal Cadet Deal Cadet
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I would choose Infinia for its minimum 3.3% rewards. I wish I could meet that eligibility criteria one day! 

Deal Newbie Deal Newbie
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i would like to keep flipkart axis card as i do a lot of shopping on flipkart and myntra and it gives me 5 percent cashback whatever small or big amount it be

Deal Cadet Deal Cadet
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Does Myntra has original products saw a fake Puma cap also cosmetics are sold at 50% off are they fake?

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Deal Newbie Deal Newbie
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HDFC Infinia Credit card

Reason: Unlimited Airport lounge acess

Deal Cadet Deal Cadet
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How many priority pass visits?
Pro Deal Legend Pro Deal Legend
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American Express® Platinum Card.

Reason: Lifestyle 

Deal Cadet Deal Cadet
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Amex Centurion - because why not ?

Deal Lieutenant Deal Lieutenant
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sbi cashback 

reason: i didn't even apply due to not able to recover fees sad

Spearhead Spearhead
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Lucknow ke nawaab hoke 999 ki fikar kr rhe ho, are 20K spend kro, aur fees wapas...

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Talk-Of-The-Town Talk-Of-The-Town
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SBI Aurum - Free monthly movie tickets. 

Deal Lieutenant Deal Lieutenant
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true some alumni got it lft ,wish i was from iit so many free prinium cards 
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Coupon Baba Coupon Baba
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HDFC Infinia 

Reason: Mainly bcz it is the best premium card available right now.

Deal Lieutenant Deal Lieutenant
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zo zo hdfc Infinia comment Karenga un ka account account frezze kar degi  😝
Like Magnet Like Magnet
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HDFC Infinia Credit Card Metal Edition

Reason: Unlimited longue access , 10x rps on smarbuy

Deal Newbie Deal Newbie
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I would say HDFC cards, any one between swiggy, millenia or neu infinity. These offer quite a number of benefits and are easily utilised by an average user. 

 These can lie unused in our wallets as well when we get LFT added. I’m currently having Millenia & Swiggy as LFT and both of them are very useful. 

Deal Subedar Deal Subedar
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HDFC Infinia Credit Card Metal Edition

Reason: Reward points ratio, 3.3% rewards for transactions, Unlimited longue access , 10x rps on smarbuy especially Amazon GC's available at discount

Deal Hunter Deal Hunter
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Infinia Metal CC

Reason : Looting Points 

Deal Cadet Deal Cadet
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infinia

reason to showoff

Deal Cadet Deal Cadet
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Why not Centurion if showoff is the goal ?
Deal Cadet Deal Cadet
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Currently Hdfc Mellenia is lifetime so it's best card for me.

5% on Amazon, Flipkart and Amazon Gift card also

1% on offline and other online.

No exclusion of card in sale.

Deal Cadet Deal Cadet
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Airtel Axis (preferably in RuPay network). I got it and then closed it (before its renewal).


I just recharge my Airtel SIM once a year, then use it for some infrequent bills (for 10% category). Rarely use it on Swiggy too. Considering 500+GST fee, I'd have saved only around Rs.500 (excluding the card fee). As LTF, I'd have saved at least 1k.

Deal Lieutenant Deal Lieutenant
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I would choose axis atlas for travel benefits.

Helpful Helpful
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Indusind Eazydiner visa signature, because it is a great card for dine out and movies even as a paid card but in my opinion the only card i would want as LTF is this only, other cards atleast have waiver conditions, it doesn't have.
Deal Cadet Deal Cadet
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American Express® Platinum Card.

Reason: Its an premium card and would be best to try this card if it is offered as LTF

Deal Cadet Deal Cadet
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I will chose SBI CASHBACK CARD 

Reason - 5% cb on almost anything paid online 

Con- bank 10% discount won't work

Deal Newbie Deal Newbie
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Axis Airtel because I have Airtel number and the card is useful for utility payment also

Finance Ninja Finance Ninja
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My choice will be "HDFC Infinia" 

reason is just for unlimited 3.3% reward rate

Helpful Helpful
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Axis Ace: 5% cashback on utilities

HSBC Live+( HSBC cashback) : 10% cashback on gorcery, dining 

Post Tycoon Post Tycoon
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SBI cashback card.

SBI deny my application everytime I apply for this card😒

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