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Contest - Which Paid Credit Card Would You Choose as Lifetime Free and Why?

1266°
Generous
Rosh_0007
Admin

Hello Dimers,

If you could get any paid card as Lifetime Free (LTF) credit card, which one would you choose and why?

For me, I would apply for the American Express® Platinum Card.

Reason: It’s the best travel card out there!

10596190bold_plat_travel_in

Contest T&Cs
  • 10 random winners will be selected.
  • Each winner will receive a ₹50 Amazon voucher or Dimes.
  • Contest ends on 6th January 2024.
So, what’s your pick? Share your choice and the reason! 🎉
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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Top Comments
Coupon Baba Coupon Baba
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Question is not clear. Do you mean paid card to be chosen as LTF? Or already LTF card

Deal Captain Deal Captain
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sbi cashback 

reason: i didn't even apply due to not able to recover fees sad

Spearhead Spearhead
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Lucknow ke nawaab hoke 999 ki fikar kr rhe ho, are 20K spend kro, aur fees wapas...

119 Comments  |  
82 Dimers
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Deal Cadet Deal Cadet
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Infinia

Pro Tech Guru Pro Tech Guru
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SBI cashback cc

Reason - best for all online spends and sbi never gives LTF

Deal Cadet Deal Cadet
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none thats the point , bank works for profit and no bank will survive if they keep giving benefit for free . i will choose a paid card over a free card every time and will never ever go for free things as i know it will be loss to the banks

 i have SBI cashback card as life time free , but it started as paid card and i already wrote to SBI to reconvert it into from LTF to paid card for the above reason

Like Magnet Like Magnet
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So huge budget for winners 😲

Blaze Blaze
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Hands down it's SBI cashback card for overall benefits

Crowdpuller Crowdpuller
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SBI Cashback

Reason: 5% cashback on every platform.

I could have chosen the AMEX or Infinia, but I chose the Cashback card because those cards give benefits for spending on luxurious things that I can't afford to maintain. So, for poor people like me, the Cashback card is the best. 😜

Like Magnet Like Magnet
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The American Express Membership Rewards Credit Card (MRCC) -

Reasons:

    • An unbeatable choice for maximizing rewards without annual fees of 5300₹ approx. (with GST)

    • Earn 1,000 bonus Membership Rewards points every month by simply completing 4 transactions of ₹1,500 each.

    • With unmatched customer service and a seamless rewards program, the Amex MRCC is the best card.


    Deal Cadet Deal Cadet
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    it has no acceptibility offline 
    Deal Subedar Deal Subedar
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    HDFC Infinia

    Finance Mentor Finance Mentor
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    SBI CashBack CC - they often convert to LTF in second year if spends are high... I don't like premium/super-premium cards as I don't have a lavish lifestyle...

    Deal Captain Deal Captain
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    Spends are high means, can you specify range approximately?
    I already crossed 2 lakhs in the 2nd year but not using it much now
    View 3 more replies
    Comrade Comrade
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    SBI Aurum..
    Dont care about rewards. Just want it for lifestyle benefits grin

    Savings Mentor Savings Mentor
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    DCB Metal is pretty awesome. Ever since SmartBuy got devalued for Infinia, DCB Metal has better rewards for milestones than even Infinia

    Btw Infinia also got devalued recently on Swiggy Dineout. Now the HDFC Swiggy card is actually better than it for Swiggy Dineout 😆😂

    Deal Subedar Deal Subedar
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    I would choose SBI cashback card for 5% cashback.

    Deal's Advocate Deal's Advocate
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    Would choose SBI Cashback card and Standard chartered ultimate card for the cashback benefits

    Generous Generous
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    IndusInd PIONNER Private Credit Card

    The key features* of the PIONEER Private Credit Card are as follows:

    • Complimentary Taj Epicure Preferred Membership or Club ITC Culinaire Select Membership and EazyDiner Membership with dining vouchers worth Rs. 3000 every six months
    • Complimentary Postcard hotel vouchers
    • Complimentary international and domestic Airport Meet & Greet Services
    • Complimentary international and domestic Airport Pick & Drop Services
    • Unlimited international and domestic airport lounge access for primary and add-on cardholders along with complimentary 12 guest visits at airport lounge outside India
    • 0% forex currency mark-up
    • Unlimited domestic golf games and lessons and 4 international golf games complimentary every year
    • 2 complimentary movie tickets every month and 3 complimentary non-movie tickets every quarter
    • Spend 1 Lakh in first 30 days and get bonus reward points of 6000
    • Taj Epicure Gift Certificate worth INR 1 Lakh on spends on INR 75 lakhs within an anniversary year.
    • Earn up to 3 reward point for every Rs. 100 spent
    • Overseas health insurance, Air accident Cover, International Travel Insurance, Total Protect and Hole in One Insurance (Golf)
    • Special assistance on Elderly care, health and wellness, Entertainment & Event tickets, Global Dining & Culinary Experience
    • Fuel surcharge waiver across all petrol pumps in India
    Deal Newbie Deal Newbie
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    एचडीएफसी इनफिनिया क्रेडिट कार्ड मेटल एडिशन

     रिवॉर्ड पॉइंट अनुपात, लेनदेन के लिए 3.3% रिवॉर्ड, अनलिमिटेड लॉन्ग एक्सेस, स्मार्टबाय पर 10x आरपीएस खासकर अमेज़न जीसी छूट पर उपलब्ध

    Heart of Gold Heart of Gold
    Moderator
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    Reason behind this contest?

    image

    Deal Newbie Deal Newbie
    Link Copied

    HDFC Infinia

    Comrade Comrade
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    SBI CASH BACK for cashback

    Critic Critic
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    HDFC Infinia Reason: Rewards

    Deal Newbie Deal Newbie
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    Hi

    The PostMighty The PostMighty
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    SBI cashback card for 5% CB

    Talk-Of-The-Town Talk-Of-The-Town
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    SBI CB card , reason 5% CB

    Firestorm Firestorm
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    American Express Centurion Card
    (Amex Black Card) 🥵🥵🥵

    Screenshot2025-01-04-18-19-50-2040deb401b9ffe8e1df2f1cc5ba480b12  

    Deal Lieutenant Deal Lieutenant
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    You saved ₹1150500.00

    Deal Newbie Deal Newbie
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    HDFC infinia

    Deal Cadet Deal Cadet
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    HDFC infinia metal edition for unlimited lounge access and complimentary offers from ITC hotels for meals

    Deal Cadet Deal Cadet
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    SBI cashback for low spenders and HDFC Infinia for sure

    Post Emperor Post Emperor
    Link Copied

    HSBC PREMIER CARD because -

    It gives passes for most exclusive sports and VIP events across the country,

    Also gives health & fitness center privileges and benefits, including, pre-and post-health checks consultation

    Deal Subedar Deal Subedar
    Link Copied

    SBI Cashback Card 

    Reason - 5% Cashback 

    Deal Cadet Deal Cadet
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    Infinia. Will only use it for smartbuy, maximum return of agv

    Heart of Gold Heart of Gold
    Link Copied

    SBI CB CARD for 5% cb

    replyuser
    Click here to reply
    Reply