@abhishek012 as most of the users says probably this trick is over. Pls tag if you find any new trick.
![Hot Deal](https://cdn1.desidime.com/ddb/hotness.png)
5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges
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5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:
Download Snapay app here - https://play.google.com/store/apps/details?id=c...
Now signup and login, complete full kyc.
Note: If any dnt know anything about Snapay app then please visit here - https://www.desidime.com/discussions/snapay-cre...
@Knight11 has a PHD degree on Snapay app. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜
Go to Utility bill payment and choose your bank or credit card.
Enter amount, Choose T+1 option on Snapay app
Payment mode choose "Wallet 1" -
Here you see Snapay will charge you 2.5% and proceed to pay
Choose "Wallets" option here -
Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.
Now here most important info -
If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card
But if you get any other merchant name cancel the transaction and retry again and again.
Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt
or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt
or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.
If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.
Go to Utility bill payment and choose your bank or credit card.
Enter amount, Choose "Same Day" option on Snapay app
Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -
How to earn Snapay wallet balance ?
Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.
you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.
You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.
Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.
Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.
Bank Name | Credit Card IFSC Code | Branch |
Au Small Finance Bank | AUBL0CCARDS | Jaipur |
Axis Bank | UTIB0000400 | Mumbai |
Bank of Baroda | BARB0COLABA | Mumbai |
Bank of India | BKID0000101 | Mumbai |
Canara Bank | CNRB0001912 | Bangalore |
CITI Bank | CITI0000003 | Chennai |
Federal Bank | FDRL00CARDS | Kerala |
HDFC Bank | HDFC0000128 | Chennai |
HSBC Bank | HSBC0400002 | Mumbai |
ICICI bank | ICIC0000103 | Mumbai |
IDBI BANK | IBKL0NEFT01 | Mumbai |
IDFC First Bank | IDFB0010225 | Mumbai |
IndusInd Bank | INDB0000018 | Mumbai |
Kotak Mahindra Bank | KKBK0000958 | Mumbai |
Punjab National Bank | PUNB0112000 | New Delhi |
RBL Bank | RATN0CRCARD | Mumbai |
State Bank of India | SBIN00CARDS | Mumbai |
Syndicate Bank | SYNB0002915 | Bangalore |
Union Bank of India | UBIN0580104 | Mumbai |
Yes Bank | YESB0CMSNOC | Mumbai |
Deal Wiki
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Last updated by: abhishek012
New Update -
Just contact Snapay support. Here got this reply -
choose "T+1" and then payment method choose > "Debit card"
now here you will get Easebuzz gateway >> Phonepe wallet option.
Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.
---------------------------------------------------------------------------------------------------------------------------
Also check
Just wait few days or weeks, Phonepe track your card details and account.
After few days/weeks your same card again start working.
This is nothing new, this has happened many times before.
If phonepe is not working normally all the time, then this method cannot be relied upon sadly.
Phonepe Account change karke dekha card change karke dekha but getting the same problem... Is this trick over?? Can anyone confirm?
Try after few days or weeks, this has happened many times before.
@abhishek012
is giverly trick still working , now we can add money but they added 2.42 charges does sbi cashback still give 5% on it
can anyone confirm is this trick is still working ? and how much are the current charges in snapay for T+1?
It's Not Working Currently & Charges Are 2.5% For Wallet Transactions
Here working again, someone create a new thread - https://www.desidime.com/discussions/snapay-sbi...
Not 🚫 working
Yes. It's not working
@sellblog02537 told me, "Snapay wala 2 Phonepe accounts se ek ek baar hua, uske baad ho nahi Raha."
I think its working with new phonepe account, try after few days or weeks.
@punjab_se
I have added sbi cc in phonepe account but while payment, sbi cc is not showing
Guys, has anyone settled diners hdfc card using snappay? I get "wrong bank account number" please update and retry the transaction. I paid with SBI cc using phonepay pvt mcc only. Hdfc bank is not recognising my card number. Is there any workaround?
Edit: I raised a ticket and the settlement went through the second time.
I tried it for the first time today...it's working ..got "phonepe pvt ltd" on 4th attempt.. Thank you Dimers...
Yesterday I tried 2nd time ...got "phonepe pvt ltd... Transaction settled ...with CB... Thank you so much dimes
Tried several times , after entering card details on phonepe page its getting same page back after processing not going forward to OTP page
@abhishek102 Finally managed to get Phonepe as Merchant name.
What is the chance that Snapay goes bust and our transaction is not settled? Limited experience with it hence the question.
Also merchant name I am getting is PHONEPE 560034 IN. Is this the right merchant name?
Manually card details enter karke hum Saab ko card number, expiry aur CVV yaad reh jayega
Thanks @ abhishek102 got the cashback.
Any Idea if Onecard credit card bill can be paid. They have Neft details but not sure if payment can be done through Snapay.
If any idea, please let me know.
@abhishek102 tagging u bro for help.
Anyone facing issues with snapay payment gateway wallet1? The page is not moving ahead after entering cvv & other details
Known issue. Try later
What's the maximum transaction limit for bank transfer/cc payment and is there any cooling off period?
Once you paid through phonepe gateway, next transaction your card otp page will not open.
Just wait 3-4 days for your previous transaction settlement and then again card otp page will open on phonepe.
Also try this trick here (Trick 2 still working) - https://www.desidime.com/discussions/amazon-gif...
@abhishek012
My sbi cashback card was blocked for security reasons so I quickly logged in app to verify the transaction but in a hurry instead of verifying the transaction I mistakenly blocked my card.
So can I unblock my card or do I need an order replacement?
If permanently block then you need to apply new replacement card and also pay replacement fee.
And Phonepe is not processing again.
Bahut Bipolar hain yeh.
Jab nahi chalta to bilkul nahi chalta.
On a side note @ abhishek102 Phonepe ka regular jugaad dhoondh lao.
Note - after first transaction complete, wait max 3-4 days for your previous transaction settlement. Once your previous transaction settled, card otp page wll open.
All Credit card lovers don't hate me but so much of hassle to get PHONEPE as merchant name with half the time Phonepe not processing and half the time getting FX mart as merchant name.
Isn't it easier to just pay Credit card bills up to 16K with HDFC millenia debit card and get the same 2.5% cashback.
No Hassle and quick easy payment.
Of course if credit card bill is over 16K or card itself is of HDFC Bank then matter is different.
@abhishek102
Try day time, specially afternoon or evening time.
i always got "PHONEPE PVT LTD" merchant name on 1st or max 4th attempt.
Not getting Phonepe wallet in "Wallet 1" since today morning. Is it just me or they removed phonepe wallet?
same issue for me
New Update -
Just contact Snapay support. Here got this reply -
choose "T+1" and then payment method choose > "Debit card"
now here you will get Easebuzz gateway >> Phonepe wallet option.
Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.
Bro @ abhishek102 DMed u about a concern. Please look into it when u have spare 2 minutes. Thanks.
This debit card method was working brilliantly and it showed PHONEPE merchant name every time but not getting today, tried 4 times all the time getting FX mart.
Poore din alag time PE try Kiya.
Try only in the afternoon and evening
Is snappay down? It is not showing my details in the account page, it's blank. After logout unable to login or reset password. @abhishek012 any idea?
@kumar19
Hope it is temporarily down.. I had lot of transactions yet to be settled
Getting error "Could not complete activity due to security reasons. Please contact Phonepe support."
Is this just me or happening to everyone? @abhishek012 Any idea how to resolve this?
@abhishek012 can Ebixcash wallet be used for cc bill payment? If not, what is the best method currently to pay cc bill without much hassle?
like freecharge website generate UPI QR for CC billpay or billdesk CC billpay website.
KYC not processing, constantly giving something went wrong error, tried with aadhar, after otp page error comes. Says can use Pan card, I am hesitant to give, is this the usual? or what is the process, thanks
Snapay se AK infopark Pvt. Ltd mcc payment pr 5% cb milega ?
Snapay - 5% Cashback on SBI Cashback card k liye use this trick - https://www.desidime.com/discussions/snapay-cre...
![replyuser](https://cdn1.desidime.com/avatars/default/medium/missing.png)
Phonepe is not processing payments through Snapay. Tried multiple times. Tried credit card payment through SBI cashback.
Is the trick gone or Phonepe is down?
Also try with other phonepe account.
@punjab_se@riaan
@sellblog02537 told me, "Snapay wala 2 Phonepe accounts se ek ek baar hua, uske baad ho nahi Raha."
I think its working with new phonepe account, try after few days or weeks.
@punjab_se
@Saadhav
New Update -
Just contact Snapay support. Here got this reply -
choose "T+1" and then payment method choose > "Debit card"
now here you will get Easebuzz gateway >> Phonepe wallet option.
Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.
@bella_ciao
@pjain2712
@nelchrist82399
@Saadhav
@RuDhRaH