Hot Deal

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges

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Finance Ninja
abhishek012

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=c...

Now signup and login, complete full kyc.

Note: If any dnt know anything about Snapay app then please visit here - https://www.desidime.com/discussions/snapay-cre...

@Knight11 has a PHD degree on Snapay app. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜

1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -

Screenshot20240306-184830

Here you see Snapay will charge you 2.5% and proceed to pay

Screenshot20240306-184843

Choose "Wallets" option here -

Screenshot20240306-184927

Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.

Screenshot20240306-184947

Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

Screenshot20240304-022444

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -

Screenshot20240306-185349

How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name Credit Card IFSC Code Branch
Au Small Finance Bank AUBL0CCARDS Jaipur
Axis Bank UTIB0000400 Mumbai
Bank of Baroda BARB0COLABA Mumbai
Bank of India BKID0000101 Mumbai
Canara Bank CNRB0001912 Bangalore
CITI Bank CITI0000003 Chennai
Federal Bank FDRL00CARDS Kerala
HDFC Bank HDFC0000128 Chennai
HSBC Bank HSBC0400002 Mumbai
ICICI bank ICIC0000103 Mumbai
IDBI BANK IBKL0NEFT01 Mumbai
IDFC First Bank IDFB0010225 Mumbai
IndusInd Bank INDB0000018 Mumbai
Kotak Mahindra Bank KKBK0000958 Mumbai
Punjab National Bank PUNB0112000 New Delhi
RBL Bank RATN0CRCARD Mumbai
State Bank of India SBIN00CARDS Mumbai
Syndicate Bank SYNB0002915 Bangalore
Union Bank of India UBIN0580104 Mumbai
Yes Bank YESB0CMSNOC Mumbai


Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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Top Comments
Deal Cadet Deal Cadet
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Phonepe is not processing payments through Snapay. Tried multiple times. Tried credit card payment through SBI cashback.

Is the trick gone or Phonepe is down?

Finance Ninja Finance Ninja
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Sometimes it happens, after few days and weeks, phonepe card otp page again start working.

Also try with other phonepe account.

@punjab_se
@riaan
Finance Ninja Finance Ninja
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@sellblog02537 told me, "Snapay wala 2 Phonepe accounts se ek ek baar hua, uske baad ho nahi Raha."

I think its working with new phonepe account, try after few days or weeks.

@punjab_se

@Saadhav

Finance Ninja Finance Ninja
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New Update -
Just contact Snapay support. Here got this reply -

choose "T+1" and then payment method choose > "Debit card"
now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.


@bella_ciao

@pjain2712

@nelchrist82399

@Saadhav 

@RuDhRaH

214 Comments  |  
46 Dimers
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Blaze Blaze
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@abhishek012 as most of the users says probably this trick is over. Pls tag if you find any new trick.

Finance Ninja Finance Ninja
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Just wait few days or weeks, Phonepe track your card details and account.

After few days/weeks your same card again start working.

This is nothing new, this has happened many times before.

@Saadhav

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Blaze Blaze
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Tested now. It's stuck on this page. Phonepe pg doesn't open at all. Clicking on pay reverts to the same page. 
Deal Cadet Deal Cadet
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If phonepe is not working normally all the time, then this method cannot be relied upon sadly.

Deal Newbie Deal Newbie
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Phonepe Account change karke dekha card change karke dekha but getting the same problem... Is this trick over??  Can anyone confirm?

Finance Ninja Finance Ninja
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Try after few days or weeks, this has happened many times before.

Generous Generous
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@abhishek012 

is giverly trick still working , now we can add money but they added 2.42 charges does sbi cashback still give 5% on it 

Finance Ninja Finance Ninja
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Ya, now giverly is best card for offline use.
View 1 more reply
Deal Cadet Deal Cadet
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can anyone confirm is this trick is still working ? and how much are the current charges in snapay for T+1?

Deal Subedar Deal Subedar
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It's Not Working Currently & Charges Are 2.5% For Wallet Transactions

View 1 more reply
Finance Ninja Finance Ninja
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Here working again, someone create a new thread - https://www.desidime.com/discussions/snapay-sbi...

@pjain2712

@RakeshMajnu

@tejas2897

@Saadhav

@nelchrist82399

@anuraggarg

@pentiumd

@punjab_se

@riaan

@chiraggyl170

@rusty.james

@digital.govin

@raja.muralidharan

@priyanshuraj7 

@Pacifier 

@RCBIAN18 

@swordfish 

@sonyvegaspro97889 

@kartikxxx

Deal Lieutenant Deal Lieutenant
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Not 🚫 working

Blaze Blaze
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Yes. It's not working

Finance Ninja Finance Ninja
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@sellblog02537 told me, "Snapay wala 2 Phonepe accounts se ek ek baar hua, uske baad ho nahi Raha."

I think its working with new phonepe account, try after few days or weeks.

@punjab_se

@Saadhav

Cool Cool
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I have added sbi cc in phonepe account but while payment, sbi cc is not showing

Finance Ninja Finance Ninja
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Where you added ? you dnt need to add, enter card details on phonepe web page.
View 2 more replies
Commentator Commentator
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Guys, has anyone settled diners hdfc card using snappay? I get "wrong bank account number" please update and retry the transaction. I paid with SBI cc using phonepay pvt mcc only. Hdfc bank is not recognising my card number. Is there any workaround?

Edit: I raised a ticket and the settlement went through the second time.

Deal Newbie Deal Newbie
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I tried it for the first time today...it's  working ..got "phonepe pvt ltd" on 4th attempt.. Thank you Dimers...

Deal Newbie Deal Newbie
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Yesterday I tried 2nd time ...got  "phonepe pvt ltd...  Transaction settled ...with CB... Thank you so much dimes

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Deal Cadet Deal Cadet
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Tried several times , after entering card details on phonepe page its getting same page back after processing not going forward to OTP page

View 4 more replies
Deal Cadet Deal Cadet
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@abhishek102 Finally managed to get Phonepe as Merchant name.

What is the chance that Snapay goes bust and our transaction is not settled? Limited experience with it hence the question.
Also merchant name I am getting is PHONEPE 560034 IN. Is this the right merchant name?

Finance Ninja Finance Ninja
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LOL.
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Deal Cadet Deal Cadet
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Manually card details enter karke hum Saab ko card number, expiry aur CVV yaad reh jayega

Deal Cadet Deal Cadet
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Thanks @ abhishek102 got the cashback.

Any Idea if Onecard credit card bill can be paid. They have Neft details but not sure if payment can be done through Snapay.

If any idea, please let me know.

Deal Cadet Deal Cadet
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@abhishek102 tagging u bro for help.

View 4 more replies
Deal Cadet Deal Cadet
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Anyone facing issues with snapay payment gateway wallet1? The page is not moving ahead after entering cvv & other details

Blaze Blaze
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Known issue. Try later

Deal Newbie Deal Newbie
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What's the maximum transaction limit for bank transfer/cc payment and is there any cooling off period?

Finance Ninja Finance Ninja
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Max - 20k per transaction.

Once you paid through phonepe gateway, next transaction your card otp page will not open.

Just wait 3-4 days for your previous transaction settlement and then again card otp page will open on phonepe.

Also try this trick here (Trick 2 still working) -
 https://www.desidime.com/discussions/amazon-gif...
Deal Subedar Deal Subedar
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@abhishek012

My sbi cashback card was blocked for security reasons so I quickly logged in app to verify the transaction but in a hurry instead of verifying the transaction I mistakenly blocked my card.

So can I unblock my card or do I need an order replacement?

Finance Ninja Finance Ninja
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Your card is permanently block or temporary block ?

If permanently block then you need to apply new replacement card and also pay replacement fee.
View 2 more replies
Deal Cadet Deal Cadet
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And Phonepe is not processing again.

Bahut Bipolar hain yeh.

Jab nahi chalta to bilkul nahi chalta.

On a side note @ abhishek102 Phonepe ka regular jugaad dhoondh lao.

Finance Ninja Finance Ninja
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Yaha se use karo, yeh kam kar jayega - https://www.desidime.com/discussions/amazon-gif...

Note - after first transaction complete, wait max 3-4 days for your previous transaction settlement. Once your previous transaction settled, card otp page wll open.
Deal Cadet Deal Cadet
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All Credit card lovers don't hate me but so much of hassle to get PHONEPE as merchant name with half the time Phonepe not processing and half the time getting FX mart as merchant name.

Isn't it easier to just pay Credit card bills up to 16K with HDFC millenia debit card and get the same 2.5% cashback.

No Hassle and quick easy payment.

Of course if credit card bill is over 16K or card itself is of HDFC Bank then matter is different.

@abhishek102

Finance Ninja Finance Ninja
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Try day time, specially afternoon or evening time.

i always got "PHONEPE PVT LTD" merchant name on 1st or max 4th attempt.

View 1 more reply
Deal Cadet Deal Cadet
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Not getting Phonepe wallet in "Wallet 1" since today morning. Is it just me or they removed phonepe wallet?

Deal Cadet Deal Cadet
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same issue for me

View 1 more reply
Finance Ninja Finance Ninja
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New Update -
Just contact Snapay support. Here got this reply -

choose "T+1" and then payment method choose > "Debit card"
now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.


@bella_ciao

@pjain2712

@nelchrist82399

@Saadhav 

@RuDhRaH

Deal Cadet Deal Cadet
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Bro @ abhishek102 DMed u about a concern. Please look into it when u have spare 2 minutes. Thanks.

Deal Cadet Deal Cadet
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This debit card method was working brilliantly and it showed PHONEPE merchant name every time but not getting today, tried 4 times all the time getting FX mart.

Poore din alag time PE try Kiya.

Blaze Blaze
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Try only in the afternoon and evening

View 2 more replies
Commentator Commentator
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Is snappay down? It is not showing my details in the account page, it's blank. After logout unable to login or reset password. @abhishek012 any idea?

Finance Ninja Finance Ninja
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Dnt knw, try tomorrow.

@kumar19
Deal Newbie Deal Newbie
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Hope it is temporarily down.. I had lot of transactions yet to be settled

Deal Cadet Deal Cadet
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Getting error "Could not complete activity due to security reasons. Please contact Phonepe support."

Is this just me or happening to everyone? @abhishek012 Any idea how to resolve this?

Finance Ninja Finance Ninja
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where ? phonepe age ?
View 6 more replies
Deal Cadet Deal Cadet
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@abhishek012 can Ebixcash wallet be used for cc bill payment? If not, what is the best method currently to pay cc bill without much hassle?

Finance Ninja Finance Ninja
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Use Ebixcash Wallet UPI na to pay CC billpay via any UPI QR merchant.

like freecharge website generate UPI QR for CC billpay or billdesk CC billpay website.
View 3 more replies
Deal Cadet Deal Cadet
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KYC not processing, constantly giving something went wrong error, tried with aadhar, after otp page error comes. Says can use Pan card, I am hesitant to give, is this the usual? or what is the process, thanks

Finance Ninja Finance Ninja
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Where Snapay app ?
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Deal Lieutenant Deal Lieutenant
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Snapay se AK infopark Pvt. Ltd mcc payment pr 5% cb milega ?

Finance Ninja Finance Ninja
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Saare k saare Utility category he hote hai Snapay me.

Snapay - 5% Cashback on SBI Cashback card k liye use this trick -
 https://www.desidime.com/discussions/snapay-cre...
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