5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges
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5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:
Download Snapay app here - https://play.google.com/store/apps/details?id=c...
Now signup and login, complete full kyc.
Note: If any dnt know anything about Snapay app then please visit here - https://www.desidime.com/discussions/snapay-cre...
@Knight11 has a PHD degree on Snapay app. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜
1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?
Go to Utility bill payment and choose your bank or credit card.
Enter amount, Choose T+1 option on Snapay app
Payment mode choose "Wallet 1" -
Here you see Snapay will charge you 2.5% and proceed to pay
Choose "Wallets" option here -
Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.
Now here most important info -
If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card
But if you get any other merchant name cancel the transaction and retry again and again.
Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt
or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt
or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.
If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.
2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?
Go to Utility bill payment and choose your bank or credit card.
Enter amount, Choose "Same Day" option on Snapay app
Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -
How to earn Snapay wallet balance ?
Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.
you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.
3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?
You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.
Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.
Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.
| Bank Name | Credit Card IFSC Code | Branch |
| Au Small Finance Bank | AUBL0CCARDS | Jaipur |
| Axis Bank | UTIB0000400 | Mumbai |
| Bank of Baroda | BARB0COLABA | Mumbai |
| Bank of India | BKID0000101 | Mumbai |
| Canara Bank | CNRB0001912 | Bangalore |
| CITI Bank | CITI0000003 | Chennai |
| Federal Bank | FDRL00CARDS | Kerala |
| HDFC Bank | HDFC0000128 | Chennai |
| HSBC Bank | HSBC0400002 | Mumbai |
| ICICI bank | ICIC0000103 | Mumbai |
| IDBI BANK | IBKL0NEFT01 | Mumbai |
| IDFC First Bank | IDFB0010225 | Mumbai |
| IndusInd Bank | INDB0000018 | Mumbai |
| Kotak Mahindra Bank | KKBK0000958 | Mumbai |
| Punjab National Bank | PUNB0112000 | New Delhi |
| RBL Bank | RATN0CRCARD | Mumbai |
| State Bank of India | SBIN00CARDS | Mumbai |
| Syndicate Bank | SYNB0002915 | Bangalore |
| Union Bank of India | UBIN0580104 | Mumbai |
| Yes Bank | YESB0CMSNOC | Mumbai |
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Deal Wiki
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Last updated by: abhishek012
New Update -
Just contact Snapay support. Here got this reply -
choose "T+1" and then payment method choose > "Debit card"
now here you will get Easebuzz gateway >> Phonepe wallet option.
Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.
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Also check
New Website - Buy Amazon gv at 5% cashback using SBI Cashback Credit Card - https://www.desidime.com/discussions/new-websit...
Top Comments
https://www.desidime.com/comments/permalink/9926971
For the third method it showed to me as Snappay as merchant name. Will it attract 5% cashback? - And which category does it come under?
View 4
more replies
https://www.desidime.com/comments/permalink/9927053
Also check
New Website - Buy Amazon gv at 5% cashback using SBI Cashback Credit Card - https://www.desidime.com/discussions/new-websit...
https://www.desidime.com/comments/permalink/9927176
Thanks. Was eagerly waiting for transfer trick. Got Phonepe Pvt Ltd in one attempt.VU+KG
https://www.desidime.com/comments/permalink/9927319
Same. Even when ordering through pincode used to get the same thing.
View 6
more replies
https://www.desidime.com/comments/permalink/9927320
Seems the party is over not getting wallet option 
https://www.desidime.com/comments/permalink/9927328
Choose "T+1" or "Same Day" category and then you will get Wallet options. 😀
View 3
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https://www.desidime.com/comments/permalink/9927332
I already told this thing, it happens to me, sometimes not getting "PHONEPE PVT LTD" merchant name and continuously getting "Fx Mart" merchant name - @swordfish @deal_killer
Full info -
If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card
But if you get any other merchant name cancel the transaction and retry again and again.
Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt
or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt
or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.
If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.
https://www.desidime.com/comments/permalink/9928840
You need to retry 5 or 6 times and then you will get "PHONEPE PVT LTD" merchant name.
or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.
If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.
View 9
more replies
https://www.desidime.com/comments/permalink/9936068
When I'm making the payment after entering the card details it's not going to the next stage o. Phonepe😪😪
https://www.desidime.com/comments/permalink/9936575
You pay through "Wallet 1" option na ? because not working with pay with rewards option.
View 7
more replies
https://www.desidime.com/comments/permalink/9939175
Is it really worth to have so much hassle?
https://www.desidime.com/comments/permalink/9939624
Currently, this trick is best - https://www.desidime.com/discussions/new-wallet...
https://www.desidime.com/comments/permalink/9943953
I think many users have started using this trick. Earlier it was working smoothly. Also try any other phonepe account, phonepe kyc is not required.
You can also use this trick - https://www.desidime.com/discussions/new-wallet...
You can also use this trick - https://www.desidime.com/discussions/new-wallet...
https://www.desidime.com/comments/permalink/9953857
Tried more than 10 times
Same FX mart again n again 
https://www.desidime.com/comments/permalink/9954106
Try after sometime. Pura luck k uppar hai.
View 3
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https://www.desidime.com/comments/permalink/9985874
Any issues of using this method to transfer fund from cc to bank?
I heard many people using rent pay method faced issues like notice from bank.
View 1
more reply
https://www.desidime.com/comments/permalink/9986156
I Paid credit card bill using snapay app.But by mistake i chosen bank of India instead of bank of Baroda and entred correct cardv deatils of bank of baroda card on 29 th jan.Still payment not credited and snapy customer support in not helping. Where to report this transaction for refund pls help anyone
https://www.desidime.com/comments/permalink/9986161
Wait few days, you will get refund and snapay will give you option to choose other card details or refund your money and charge 1%.
But you can contact snapay.
But you can contact snapay.
View 1
more reply
https://www.desidime.com/comments/permalink/9988387
Will tata neu give 1.5% cashback?
https://www.desidime.com/comments/permalink/9990742
Do giverly accept amex?
https://www.desidime.com/comments/permalink/9990817
Close your Amex card and live your life peacefully.
View 1
more reply
https://www.desidime.com/comments/permalink/9994898
This post trick is still working and you will get 5% on SBI cashback credit card. Enjoy.
https://www.desidime.com/comments/permalink/9995168
Kya karoge, you will get 5% SBI cashback card. Enjoy karo. 😀
https://www.desidime.com/comments/permalink/10003996
@abhishek012 I think this wallet pay system changed compared to previous month.. merchant page doesn't open. It gives 2 options phonepe app or UPI id.. see the attached screenshot if we select phonpe app. Does this merchant easebuzz is eligible for cashback 
https://www.desidime.com/comments/permalink/10004084
It was working 4 days ago. I will check.
View 12
more replies
https://www.desidime.com/comments/permalink/10021153
Now after giving card details phonepe transaction is not going through
Jab vi Arindam post karta video tab hi sab kuch khatam hota 
https://www.desidime.com/comments/permalink/10021409
Sometimes it happens, after few days and weeks, phonepe card otp page again start working.
Also try with other phonepe account.
View 3
more replies
https://www.desidime.com/comments/permalink/10023208
How to apply this SBI credit card?
https://www.desidime.com/comments/permalink/10023290
I am not getting option select wallet balance for convenience fee
https://www.desidime.com/comments/permalink/10023425
What ? Snapay wallet balance ?
choose "Same Day" option and now choose wallet balance for convenience fee.
"Same Day" option - 3% convenience fee but after select wallet balance, your convenience fee will decrease to 1.5% only.
View 8
more replies
https://www.desidime.com/comments/permalink/10024303
Phonepe is not processing payments through Snapay. Tried multiple times. Tried credit card payment through SBI cashback.
Is the trick gone or Phonepe is down?
https://www.desidime.com/comments/permalink/10028356
Yeh kidhar aa raha hai ?
after login, Choose "Saved Card" option on Phonepe web page, and enter there your 5% SBI cashback credit card details.
after login, Choose "Saved Card" option on Phonepe web page, and enter there your 5% SBI cashback credit card details.
View 3
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https://www.desidime.com/comments/permalink/10028488
Ye abhi Kam Nahi Kar rha
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Phonepe is not processing payments through Snapay. Tried multiple times. Tried credit card payment through SBI cashback.
Is the trick gone or Phonepe is down?
Also try with other phonepe account.
@punjab_se@riaan
@sellblog02537 told me, "Snapay wala 2 Phonepe accounts se ek ek baar hua, uske baad ho nahi Raha."
I think its working with new phonepe account, try after few days or weeks.
@punjab_se
@Saadhav
New Update -
Just contact Snapay support. Here got this reply -
choose "T+1" and then payment method choose > "Debit card"
now here you will get Easebuzz gateway >> Phonepe wallet option.
Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.
@bella_ciao
@pjain2712
@nelchrist82399
@Saadhav
@RuDhRaH