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Deal Cadet Deal Cadet
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In the deposit slip, Was it mentioned deposit by self ? If yes then fight with bank . If no then your mistake, in the slip mention deposit by self. Or add your father's name in the account

Investor Guru Investor Guru
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There is a threshold limit in each bank for cash deposit, beyond that limit there are charges to deposit the cash, it's called "cash handling charges".

The trick here is to not fight but request politely. RM has a lot of power over the account.
Finance Mentor Finance Mentor
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Only one lakh cash deposit is free per month. You deposited more than free limit. So this charge debited to you. 

IMG20241223234634

Investor Guru Investor Guru
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Bro, these charges are at every private bank but are in your RM/Manager's hands.

He can easily reverse the charges, just visit the branch and ask him gently. Also, I think if you're a priority account they should be listening to you.

The same case happened to me, I didn't know about the charges and deposited 4L cash, and HDFC deducted some charges. I called my RM and asked him to reverse it, he happily did it by taking an application from me.

Try to request Axis RM/manager and see their response. If they deny it, you can't do much because this is present in the schedule of charges, so my suggestion is to request them gently, if they deny it, mention to them softly that if I experience this kind of service from Axis, I will switch my account to a different bank and see their response.

Do not argue/fight with them, keep your pitch in requesting way, I think they will reverse it.

Deal Lieutenant Deal Lieutenant
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I value your suggestions:)


OP can try:)

Just Axis become next kotak so just no use:)

Deal Newbie Deal Newbie
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Not to cast aspersions or to judge

● point# 4 is silent on the option of battery operated fuel source. so you are indifferent? Or totally averse?

● safety, build quality, crumple zones (to absorb, distribute the forces of impact) are some of the words i scanned for.. especially in the four points.. and did not find them.
        comfort, features did get mentioned but I am unsure if they overlap in the Venn diagram.


Li-ion batteries are already hilariously inefficient and it would get mocked even more.. in the decades to come.
However, solid state cell technologies and consumer use solid stste batteries will become more and more viable (affordable, efficient) for consumer use applications.
Whether that innovation and upgrade happens during the lifetime of the upcoming vehicle purchase.. is a different story.
Deal Cadet Deal Cadet
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In the deposit slip, Was it mentioned deposit by self ? If yes then fight with bank . If no then your mistake, in the slip mention deposit by self. Or add your father's name in the account

Investor Guru Investor Guru
Link Copied

Bro, these charges are at every private bank but are in your RM/Manager's hands.

He can easily reverse the charges, just visit the branch and ask him gently. Also, I think if you're a priority account they should be listening to you.

The same case happened to me, I didn't know about the charges and deposited 4L cash, and HDFC deducted some charges. I called my RM and asked him to reverse it, he happily did it by taking an application from me.

Try to request Axis RM/manager and see their response. If they deny it, you can't do much because this is present in the schedule of charges, so my suggestion is to request them gently, if they deny it, mention to them softly that if I experience this kind of service from Axis, I will switch my account to a different bank and see their response.

Do not argue/fight with them, keep your pitch in requesting way, I think they will reverse it.