Axis Bank charges
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FOR THIS VERY REASON i stopped using Axis majorly
I have 2 axis account YET NOT USING THEM MUCH:)
axis laid charges for cashdeposit NOMATTER THE BRANCH above 25k is charges(PENATLY IN MY EYES FOR BEING THEIR CUSTOMER LOL)
ITS BEEN LIKE THIS FOR MORE THAN 1.5 YEARS IN AXIS CHARGES
check the T&C always before doing anything with AXIS they always change it
Now I am using HDFC 2 accounts peacefully
Bro, these charges are at every private bank but are in your RM/Manager's hands.
He can easily reverse the charges, just visit the branch and ask him gently. Also, I think if you're holding a priority account they should be listening to you.
The same case happened to me, I didn't know about the charges and deposited 4L cash, and HDFC deducted some charges. I called my RM and asked him to reverse it, he happily did it by taking an application from me.
Try to request Axis RM/manager and see their response. If they deny it, you can't do much because this is present in the schedule of charges, so my suggestion is to request them gently, if they deny it, mention to them softly that if I experience this kind of service from Axis, I will switch my account to a different bank and see their response.
Do not argue/fight with them, keep your pitch in requesting way, I think they will reverse it.
I value your suggestions:)
OP can try:)
Just Axis become next kotak so just no use:)
In the deposit slip, Was it mentioned deposit by self ? If yes then fight with bank . If no then your mistake, in the slip mention deposit by self. Or add your father's name in the account
The trick here is to not fight but request politely. RM has a lot of power over the account.
Only one lakh cash deposit is free per month. You deposited more than free limit. So this charge debited to you.
At least now you know Cash transactions always attract charges. Govt don't want people to use cash that's why you have limit and charges on withdrawal too
Use co operative bank Or psu bank Or small finance bank if you want to deposit large cash amount. Co operative banks are best for large cash deposits and withdrawals.
Abhay...tera sabun sloe hai kya...
Nirmala tai through RBI gave power to banks to charge cash deposit charges. It is well known fact. One should read the charges.
When I had the my axis account there would be consolidated charges left and right.. by no other bank I faced it only axis Bank.
.finally closed acct. And btw above 4 times upto 2L cash txn occurs charges by every bank. Ask cashier every time before doing cash deposit about free limit.
Charges break up available in in axis mobile app.
Hain ....paisa jama karne ke bhi pqise lqg rahe kya.. kab se.. maine kuchh saal pahle sbi me 2.5L kiya tha.. baki 20 25k to monthly hote rahte hain
I deposited many times in icici and hdfc but nothing charged...just remember one thing never deposit more than 1L per transaction and more than 2L within a month, next bad thing will happen they will deduct charge and report to IT department
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Bro, these charges are at every private bank but are in your RM/Manager's hands.
He can easily reverse the charges, just visit the branch and ask him gently. Also, I think if you're holding a priority account they should be listening to you.
The same case happened to me, I didn't know about the charges and deposited 4L cash, and HDFC deducted some charges. I called my RM and asked him to reverse it, he happily did it by taking an application from me.
Try to request Axis RM/manager and see their response. If they deny it, you can't do much because this is present in the schedule of charges, so my suggestion is to request them gently, if they deny it, mention to them softly that if I experience this kind of service from Axis, I will switch my account to a different bank and see their response.
Do not argue/fight with them, keep your pitch in requesting way, I think they will reverse it.
In the deposit slip, Was it mentioned deposit by self ? If yes then fight with bank . If no then your mistake, in the slip mention deposit by self. Or add your father's name in the account
The trick here is to not fight but request politely. RM has a lot of power over the account.