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Which bank has best salary account?

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Deal Cadet
mihir2812711

Hi there,

Which bank has best salary account considering extra perks, ease to get CC, better rates in loans?

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Deal Newbie Deal Newbie
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Must try indusind bank…
Axis bank app is very good…

Deal Cadet Deal Cadet
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In salary saving account, if you want to for highest interest rate which I think is still offered by kotak at 6.5%.

if you want perks but low interest rates go for HDFC. I don’t think it’s to good for perks

But I have heard IDFC it’s giving good attractive debit card offers with good interest rate to salary saving holder!

Deal Cadet Deal Cadet
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Which type of kotak salary account gives 6.5% interest rate? 

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Deal Cadet Deal Cadet
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Buy hdfc share for long term investment

Deal Newbie Deal Newbie
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I have currently have IndusInd salary ac, LTF Sinagatutre debit card, 0 MAB, 50% off on locker fee, free dd, unlimited cheque (limited to 30 per month) + 4 zero balance ac for family members, unlimited atm acess. Etc, looks far better thn others + othwr normal offers

Deal Newbie Deal Newbie
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Axis bank and Indusind bank give great salary account

Deal Newbie Deal Newbie
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Icici has good services and minimal or zero charges for salried
Be it dd cheques…nil balance…no atm withdraw limits
Very good app

Deal Cadet Deal Cadet
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I had no issues with Citibank. They have a “Dont come to my bank branch” kind of attitude. At first it was odd, but then I saw they managed to assist me without the need to go to a bank. 

Now I hear that they may wind up their India operations soon. To avoid a YES bank kind of shock, am trying to look to switch banks. 

Reading the valuable suggestions here I am unable to see who gives such good service with online facilities like DD, Chequebook, CC, DC renewals etc. 

Also Citi offers some good discounts on Wakefit, and some other products. Last month I got 2000 rs Amazon voucher for a spending around 10K or so in a particular period. 

Anyone who can match such stuff, would jump there 😄

Helpful Helpful
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IDFC First Bank is excellent. 


Branch staff is very good. 

PM for referral.

Deal Newbie Deal Newbie
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Hdfc bank,kotak mahindra

Deal Newbie Deal Newbie
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Can we use any bank salary account or only company said bank salary account ?

Comrade Comrade
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Citibank is the best, service is miles ahead of anyone else.

Deal Newbie Deal Newbie
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Swiss

Deal Newbie Deal Newbie
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I have used Standard Chartered, HDFC and Axis. Found HDFC to be the best.

Deal Cadet Deal Cadet
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Go for hdfc or icici.. Nothing is special but you will get 0 balance account + good credit card limit preference.

Deal Cadet Deal Cadet
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How 0 balance account?

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Deal Cadet Deal Cadet
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Does having salary account in one bank provides any benefit while taking home loan from that bank?

Deal Newbie Deal Newbie
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Sad to see Citi got less votes but the those who have Citi knows the ans is citi to this question grin laughing

Wingman Wingman
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May be something to do with the exit from Citi from India. It will be no longer an option in few months. 

Deal Newbie Deal Newbie
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Axis

Deal Subedar Deal Subedar
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Citi, in my opinion, is the best out there. Their customer orientation and service levels are unmatched. With Citi about to exit India soon, am most likely going back to HDFC in a few months.

Deal Captain Deal Captain
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Which bank provides best interest rate on loans for a salary account??

Deal Cadet Deal Cadet
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Which bank is best for salary account? TIA.

Generous Generous
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hdfc

Analyst Analyst
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icici.

Deal Subedar Deal Subedar
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HDFC

Deal Cadet Deal Cadet
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Hdfc

Super Stud Super Stud
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Sbi

Benevolent Benevolent
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What about Axis???
Axis lovers hit the like button toungueout

Generous Generous
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Best bank of all the banks in India- BOB joy joy

Finance Ninja Finance Ninja
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Not kotak

Deal Cadet Deal Cadet
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I have HDFC/HSBC/CITI/ICICI in mind. Help me to choose within these please.

Deal Newbie Deal Newbie
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ICICI, one of the best banking app imo but thanks to Amazon Pay and CRED it no longer really matters now a lot.

Also you get ICICI Amazon Pay Card instantly if you are a ICICI savings account holder and card user. Card gets instantly delivered in 2 days. No checks etc. One of the best if not the best lifetime free cc out there!

Deal Cadet Deal Cadet
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I am already holding n number of CC.

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