Urgent Help!! need to pay 8 lac infinia bill - can i rotate, if yes How ?

bro no idea if there's a way.

all I know is you can use various platforms such as snappay, mobikwik etc. for cc to bank but charges anyways would range from 1.5-3%

@abhishek012

jub use krne nhi aata to...

@Demondealer Bro asking advice and not comments, this not your insta or facebook reel. if you don't have any suggestions then I politely request to not comment.. I have almost half the amount to pay bill but was thinking if I can get some extension

@abhishek012 bro any slick way to do this ?

8 lakh bill🙀 purra mohalle ki shopping ,Aap ki karaate ho kya.

I don't think there are any platform which you can use to rotate such a large sum. Wallets have limit what you can load and charges will be there.

Pay up what you can and convert the rest to emi (which will be a costly affair)

What was the thinking behind avoiding a car loan and using credit card? You must be having a plan or money to pay up the credit card bill? 

Wow... 8L Ki shopping on CC to avoid car loan..even after knowing that CC interest rates are 3 times of car loan 

You should have taken that car loan bro. Trying to rotate such huge amount might cause you further trouble in future

I guess pay what you can and then transfer that balance to some other credit card to gain few more days to pay off the rest.

Worst case, you might want to break that txn into an EMI by calling up HDFC cc.

😂 ppl go blind on pts. I have seen people here go crazy to get a card even when benefits on that card is worthless. 

OP could only see 3.3% and not see the rest 96.7% that need to be paid. So if unable to rotate and you pay this via a personal loan still this it would be be 2-3% costlier(min) than a car loan. So all pta earning would go down the drain. 

A thread should have been created before making this payment. 

Even I paid 2lac car down payment via card. But can't think about full amount that too on rotation.

Maybe, take a personal loan and pay the credit card bill.

Dont even try to rotate the money at the time of itr u will be screwed.

just don't, take a loan. 

ask relatives/friends for help, repay quickly

Duplicate

Dm me for a trick..will cost below 0.5% for cc to bank

Ok here is the full detail @Seinfeld @SnippierJoker @monu.tanwar123262 @noobiedealer @jambui did not wanted car loan because    of these pointers

1. Car is from Spinny 2 year old creta ( found it within my budget and what I needed)

2. Second hand car loan usually is approx 13% or more.

3. Credit swipe was giving me 10k worth of reward points spot.

So did I make a right decision or it was still wrong ?

NOW, I do have funds  in FD's and salary incoming. So I thought is okay let's swipe it.

Plus another option is if I help a relative in village to convert his black money empire to white - I already have that offer.

Thanks to @garamjalebi for a trick

I was just looking for self sustainable, since this forum I admire most and i believe you guys are best in saving tips.

So it's okay if I di a mistake 

Pay what you can and add some money from the village amount to be converted to white and buy some time from village guy to give him back.

@monu.tanwar123262 yes one of my relative is ready to give me 50 lakh plus cash interest free and he says pay me in white in next 7 years as monthly installment.. how can I negotiate on this and where to spend.. I live in Bangalore.

https://www.desidime.com/discu...

@akki.akki @sherlock  what is the attitude problem here, and what did I do wrong? I may be in the learning phase - but I bet you were also learning at some point in life.  So far very few has given me helpful options, rest of you are only criticising, Such a low-life folks here tbh, i was looking for an approach to buy a second-hand car as loan is like personal only -  ARRE bhai LE li, swipe kar diya credit card, and worst case scenario Spinny has buy back plan where full amount can be returnable in bank, bhar dunga usse agar bankrupt hua toh, reward point to aa gaye na 

Even if there is a way to rotate - Do you want to rotate 8L every month? 96L in a year? 

Bhai IT naam ka bhi ek department hota hai, samajh lena pahle rotation ka gyan lene se pahle

@JAYM Bhai Haan, main Peoria rotates nahi kar raha, looking to get 25% of the amount extended, thanks between, i started paying from yesterday in small small amount from bajaj, paytm and cred apps

@demerius2020

Bro i am HDFC customer since last 16 years - have Infinia LTF since last 7 years, infinia currently have 5 Lakh reward points - I have 6 digit monthly income. But I am tied up with 4 home loans at the moment. 
So, I was you, I have been there. I am looking at desidime just to save, even if its small amount

@innosentguy_me

1st change your bill cycle date to the max so you get more days (you can only do this once)

if you have 8 friends who could pay 1 lac each from their account to cc that would work too

Try this:

Apply for a balance transfer option. Standard chartered offers a 6 month balance transfer program and will offer you interest of only 0.99% per month. If you can think of paying the entire 8 lakh in the next 6 months then can look into this option 

Don't know how to reply to a comment here on Dd @demerius2020 but that 6 digit income is theough the rent only. I bought them during COVID and I am already in 3x profit. Don't wanna sell it. If I want I can retire now just by selling one and be debt free. Nothing to brag. I have been a saver always, even if just 1 rs I will save it. That's why I am here..

@demerius2020 reward points equal to 8 apple iphones as I see it or my lifetime flight or hotel  is free - I don't see it as rupees..

Seen most of the comments,except one or two,all are irrelevant comments for the question asked and wasted my time