there is a utube channel every paisa matters.
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and he havnt paid 0.83 paisa, and he charged with 30k+ charges. must watch video.
but another thing is there are no charges upto rs. 100 less payment (as per RBI).
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Waah bhai dekh liya video yeh banks ka alag moj h
RBI shall puke on these bastards and make those clean that up soon, keep making complaints to the ombudsman, shall not go unnoticed internally...
Banks can afford mistakes if they even 1000's but if an individual do financial mistake it will cost him dearly...Stay alert and Vigil
Bro there is a difference between not paying total amount due if it was greater than 100 and if total amount due itself is less than 100. Both are different thing. If your total amount due is 10000 and you pay 9999 then banks can charge you penalty after due date and grace period but if your total amount itself is less than 100 then banks will not charge you even after due date and grace period.
My brother missed payment on his hdfc card by 7 days last month, total due was exactly 100rs...hdfc didn't charge anything. Basically banks are following rules but as i explained in previous msg if total amount due was even 101.50 then it needs to be paid fully otherwise they will charge late fee and interest etc.
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Yesterday only I saw that video.
Suggetion: Always pay 1rs extra