https://www.desidime.com/comments/permalink/10408110
I may need the premium one...
Did you get the option
Total Number of Votes :
Poll has expired, here are the final results
Super.money Supercard is live
As per youtube channel ANNA DM, the Supercard option is showing in the app with FD of minimum 100 Rs. Only those who were in waitlist are getting option.
Check your app if you get the option to apply.
This card is best for those who didn't have any credit history. This card can be best option to create your credit score which will help to get unsecured credit cards in future.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
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https://www.desidime.com/comments/permalink/10408172
sadly it still shows "sit tight in waitlist" for me
https://www.desidime.com/comments/permalink/10408189
Same for me. But do you think this (the FD one) is worth applying?
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https://www.desidime.com/comments/permalink/10408658
I have the option, should i book fd of 100rs to get this card? Just to add one more secured credit card in credit reports? Or useless?
https://www.desidime.com/comments/permalink/10409734
The card is not attractive but Even if you choose to apply don't make an FD of 100rs unless you are sure they allow limit increase via FD Top-Up. They will run some offers in next few months and my friends who applied FD onecard regretted their decision to go with lowest amount because they could not avail most of the offers. FD rate on this card is still better than some big banks and it is DICGC secured so why not invest few thousands in FD instead of 100? Or you can wait for their unsecured card.
View 1
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https://www.desidime.com/comments/permalink/10408661
showing waitlisted for me
https://www.desidime.com/comments/permalink/10408992
Not allowed. Adult diaper is advisable. 🐒
https://www.desidime.com/comments/permalink/10411408
Wait for Supercard plus
https://www.desidime.com/comments/permalink/10411420
Supercard plus details? can you share:) would be nice to know
View 3
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https://www.desidime.com/comments/permalink/10412465
Please suggest me a best rewarding credit card for my home utility bill minimum 600000 in a calendar year
https://www.desidime.com/comments/permalink/10418789
HDFC Biz Black is the only option
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https://www.desidime.com/comments/permalink/10424254
I availed the card. But cannot set the card Pin. Using the app from an iPhone.
https://www.desidime.com/comments/permalink/10425492
which bank fd is it? do u know?
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https://www.desidime.com/comments/permalink/10425491
no physical card, payment can be only made through super card app. whats the use, there are better cards than this
https://www.desidime.com/comments/permalink/10427745
- I have been using it for some time ,
- You can make any number of deposits
- all deposits made are separate FD which are Cumulative in nature and you can pull out money after 7 days only .
- TO check their claim 100INR starting for FD , i had made with that much account and yes you can start as small as 100INR although it wont be useful because credit limit would be 90% of total amount invested in FD
- You can pay dues instantly and it will be settled in 5 to 10 minutes , you can also increase limit in 5 to 10 minute
- It can be linked with other UPI apps too , tried with Paytm and it linked easily.
- Also rewards are upto 5% and it is not worth it for users with good cashback cards.
- You will lose out on accrued interest (8% pa) if you take money out before maturity
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https://www.desidime.com/comments/permalink/10427819
one important point let me add
that 0.5% and 5% rewards dont apply for UPI TRANSACTION is specifically mentioned in T&C
so THIS CARD IS DEAD for UPI
sadly i invested 12000 as FD for this card grrrrr
https://www.desidime.com/comments/permalink/10431124
Showing - Join the Waitlist.... .............from 2 months 😓
Click here to reply
Reply
well my goal to get this FD card is to maintain equal number of secured vs unsecured cards xD
so i am collecting and experimenting:)
i wont put huge FD in it, just a bare minimum FD to test my cibil:)
other than that no use for me:) this card dont offer much for my use case
I actually want these companies to launch better FD cards, even if they are chargeable but they should offer reward system like SBI cashback card for those who are not getting such unsecured cards from popular banks. Currently the Indian market is filled with so many LTF cards which offer nothing and they only attract card collectors. Onecard is one example. Your opinion? @DEEPANGEORGE
mysticshash
Ya good for low cibil score but this is launched with gimmik of some offers, and Rs.100 FD dont really justify, which bank actually accepts Rs.100 as FD??? is it RD?? this Rs.100 minimum is insane:) or a perfect trap to lure new customers who dont have access to any credit and trick them lool
In reality credit score is a gimmik, we can get 750 easily for a normal REGULAR repayment, so credit score is a good lure to pull customers in TO TRAP THEM IN DEPT TRAP
vij214
In my opinion, ya IDFC wow card is best in FD series, and there is another one called 1% reward rate for certain UPI transaction called First earn from IDFC, i have my eyes on it but sadly it has annual fee of 499 so ditched it, AS i prefer FD card ONLY IN LTF
FIRST EARN RuPay Credit Card - Apply for FD-backed Credit Card | IDFC FIRST Bank
but ya IDFC FD cards are top notch in the market at this moment
It would be nice to have high reward cards in FD (like minimum 1lakh FD and gives 3% reward rate minimum, if there is such FD card many will opt for it)
Not interested in Supercard
Will wait patiently for Supercard Plus which gives 3% on UPI Scan & Pay