Want to invest in mutual funds
Maximum amount is 2k per month, can invest in single or multiple funds.
Already invested in Small Caps, so looking for other funds.
Suggestions pls.
Also, If someone is suggesting any funds, please add the reason why? (credit- @anantnitish )
Finance
Never Go for standalone Midcap or Small Cap funds. In the long run, rolling returns for SIP are not very much different from Large Cap Funds but the increase in risk exposure is very high.
In increasing order of risk, go for Balance Advantage, Index Funds, Large-Midcap Funds & Flexi Cap Funds.
Most People don't know about rolling returns that's why they recommend Midcap or Small Cap Funds.
Will you be able to explain in more details bro? Since I have also planned to invest particularly in mid caps and small caps mutual fund
ICICI balanced advantage fund
Reason - Manages the downside very well... Check the fund performance when Nifty fell 40% in 50 days during Covid...
Ofcourse the rise won't be that much as well... My expectation is 10% CAGR from this fund.
Also, you don't need to think too much like mkt is at ATH should I put or not... The fund changes the asset allocation according to the mkt... Buy at low, sell at high
Nippon small cap is the Only best for long term.
Large cap -> icici bluechip fund ( you get foreign company exposure as well)
Flexicap -> Hdfc flexi cap
Small cap -> Either Hdfc or SBI small cap. Nippon Small cap does not allow any lumpsum investment.
Sectoral -> Nippon Pharma fund
If you want index funds in place of Largecap then take nifty bees. 🙂
Instead of going with sip, save those money in savings account/Rd. When market falls, buy like a madman.
Any small cap based elss fund
Nippon small cap is the Only The Best , for long term. It had proven best among all SIP based funds.
I would recommend sticking to one flexi Cap for long-term and other categories you can play with momentum
1) Parak Parik Flexi Cap Fund (Gold Standard Manager and Exposure to International Markets
2) Sundaram Financial services opportunity fund - (Nifty, Small, Mid have already given good returns and 2024 is for large-cap and Financial Sector, Bank nifty focuses on only banks but finnifty also captures NBFC's and Insurance companies - This is more volatile comparatively, This fund is has good alpha compared to FinNifty)
3) SBI Healthcare Opportunities fund (To capture pharma rally estimated to perform good for next 3 to 5 years)
4) Any chemical related mutual fund (Havn't studied there yet ) Or TATA Digital Fund (IT rally is due and always have better cagr over nifty50 over long time.
Thanks and Regards,
Sandeep M
Invest in niftybees etf...direct connected to nifty india
Whatever fund u select, ensure that it is DIRECT plan and not REGULAR. (Direct funds TER is very less since they need not to give any commission either to bank/agents/distributors)
Corporate bond fund or Gilt fund. It's unlikely that the interest rate will rise anymore. So the yield won't rise, rather it may soften in a rate cutting scenario making your existing holding an attractive bet. I am willing to take this risk. Stocks are overvalued anyway.
Only 4% ?
Which fund did you choose
how to invest in these and start a sip directly? do i need something more than my pan card ? any guidance for a new investor for long term goals of say 10 20 years?
Seems i was right. @xmenlogan123
Yes, it was taxed similar to mutual funds, but since this year debt fund became taxable as per income slab, now govt has not clarified about NPS tier 2 taxation.
Fresh start(Long term view)
Quant elss tax saver fund
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Mid cap Fund(3 Year above view)
Fresh start
Hdfc midcap opportunity fund(I will tell uh the time when to start)
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Flexi cap( 3year above view)
Fresh start
Prag Parikh flexi cap(Will tell)
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Small cap( vision 5year above)
Fresh start
Nippon India small cap(will tell the time to start)
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Any one who investing more then 5 years ? Can u share your returns
11.8% XIRR for 80-20 Equity Debt MF Portfolio
Anything above 10% XIRR is a bonus for me.
Quant small cap
Motilal Oswal Nasdaq 100 FOF Direct Growth
Reason is because I am holding this and getting more than 30%. Company Investment is totally in equity . And I am buying units in every dips only
This is a fund that invests in a fund that invests in US Nasdaq 100, Foreign investment, All tech stocks.
You will see impressive gains and equally huge losses in down times.
Limiting exposure is the key here(not more than 10% of your portfolio).
MAJOR CON
This is taxed the same as debt mutual funds, as it is a FoF. slab rate.
ALL FoF treated as debt mutual funds for taxation purpose.
For people who want to invest in it.
I am investing in parag parikh flexi cap and axis bluechip but axis is really under performing any advise to continue sip or stop?
Short term mid term or long term I would always buy Small Cap Index. Doesn't really matter if it's Quant, Axis or other.
Sbi nifty small cap 250 index .
Keep your portfolio diverse, if you already have a smallcap, then suggest starting 1k each SIP in SBI CONTRA FUND (LONG TERM) and PARAG PARIKH FLEXICAP
For Very long term to keep hold
1. QUANT BFSI
2. HDFC MIDCAP OPPORTUNITY FUND
is there any blogs or good app where we can research all this stuffs?
Many IPOs are lined up.
Many mutual funds will be available at 50% discount once downturn comes, wait n watch
Axis blue chip
Parag Parikh flexi cap
Surprised no one mentioned Nippon small cap, kotak flexicap
If the duration is longterm atleast 10Yrs put in any small cap fund
If the duration is less than 5yr mid cap fund
Less than 2Yr largecap
Ps always put in growth fund instead of balanced fund
Bonus - search advisorkhoj website & make informed financial decision