SBI Cashback Card current Cashback Thread
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For other things kindly use this threadhttps://www.desidime.com/discussions/sbi-card-launches-...
Decoding the relevant MCCs.
1% on:
- 9399 : Government Services–Not Elsewhere Classified
- 4900 : Utilities–Electric, Gas, Heating Oil, Sanitary, Water
- 4814 : Telecommunication Services including but not limited to prepaid phone services and recurring phone services
0% on:
- 5172*: Petroleum and Petroleum Products
- 5541*: Service Stations (With or Without Ancillary Services)
- 5542*: Fuel Dispenser, Automated
- 5983*: Fuel Dealers–Coal, Fuel Oil, Liquefied Petroleum, Wood
- 6540 : POI (Point of Interaction) Funding Transactions (Excluding MoneySend)
- 6541 : Wallets
- 6513 : Real Estate Agents and Managers–Rentals
- 7349 : Cleaning and Maintenance, Janitorial Services
* Will attract additional charges.
I'll update the thread from time to time..
The Card Cashback will be automatically credited to your SBI Card account and will reflect in your monthly statement.
Card Cashback will be posted within two working days of the statement generation of your respective cycle
you will not earn Cashback on fuel spends
Currently for Online Spends (not including utilities) 5% cashback
Offline Spends & Utilities 1% cashback
[Utilities payments are defined and determined basis MCC categories communicated by Networks and include the following MCCs 4900, 9399, 4814, 5960 and 6300.]
- Any purchases at petrol pumps/service stations (MCC: 5172, 5541, 5542, 5983)
- Balance transfers, Balance Transfer on EMIs
- Cash advances
- Financial charges (e.g., late payment fee, dishonored cheque charges, service fee, transactioncharges etc.)
- Disputed transactions
- Encash
- ATM Withdrawals
- E wallet loading transactions identified under MCCs 6540 and 6541
- Payments towards Rent/property management under MCCs 6513 and 7349
- Flexipay Transactions
- Merchant EMI i.e. EMI’s availed at the time of purchase at Merchant establishment or websites.(Card Cashback reversed for Flexipay/Merchant EMI will be credited back to account only when the respective Flexipay/Merchant EMI has been successfully cancelled by the cardholder. In the event of Foreclosure of Flexipay/Merchant EMI, no Card Cashback will be credited back in any scenario)
- Cashback earned will be computed based on spends during the statement period minus any returns or refunds during the same period. In case the cardholder reverses a transaction, the corresponding cashback earned on the transaction will also be reversed and in case the cardholder has an outstanding balance on credit card in the form of reversed cashback, the same will be treated as an ordinary outstanding balance and the customer will be liable to pay for such outstanding amount
- In case of conversion of a transaction to EMI at a later date, cashback earned on such transaction will be reversed during the same billing statement month as EMI conversion.
- there is a limit of ₹10,000/billing month on earning 5% cashback on online transactions as defined above. If a Cardholder reaches the threshold cap of ₹10,000 on earning 5% cashback in a month, the Cardholder will continue to earn 1% cashback on such online transactions.
- In case of flipping / transfer from any other variant of SBI Credit card to CASHBACK SBI Card, the reward points accrued and not redeemed on such variant would expire immediately upon such flipping / transfer. All reward points are required to be redeemed prior to transferring / flipping to CASHBACK SBI Card.
- Card Cashback is not applicable on transactions less than ₹100
- SBI Card may temporarily prohibit any cardholder from earning cashback or using any features of the program basis its internal policies and requirements.
- In the event the SBI Card is voluntarily closed by the Cardholder, the Card Cashback earned on his/her SBI Card can be redeemed within 30 days of closure, otherwise these will automatically lapse. In the event of cancellation of the SBI Card for any other reason, all the Card Cashback earned will stand forfeited.
New Update : https://www.desidime.com/discussions/sbi-cashba...
Cashback for this card is calculated as given below :
Cashback amount(5%category) = 4% of txn_amount (excluding paise) + 1% of txn_amount (excluding paise)
Example : if txn_amount = 685
4% of 685 = 27.4, consider only 27
1% of 685 = 6.85, consider only 6
total cashback = 27+6 = 33
Cashback amount(1%category)=1% of txn_amount (excluding paise)
1% of 685 = 6.85, consider only 6, total cashback = 6 rs.
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Last updated by: kartikxxx
Cashback List Based on Merchant:
1. Simpl Repayment - 1% CB Rcvd @KartikDD98
2. Amazon wallet load via uber - 5% CB Rcvd @Knight11
3. Paytm Wallet Load Via Swiggy - 1% CB Rcvd @Knight11
4. Bajaj app load - 5% cashback @freedealexpert (Bajaj app load - only 1% cashback or nill now (my last txn got only 1%, another 1k txn no cb by @IndianDimer )
5. Insurance Payment - 1% Cashback @freedealexpert
6. Tax and NPS payments - 1% @Knight11
7. Swiggy and JioMart Through Cred - 5% CB Rcvd @Knight11
8. International Txn Via Paypal - 5 % CB @Demondealer
9. Shopsy(Flipkart) - 5 % CB @knight11
10. Twidpay (Snapay) - 1 % CB @knight11
11. Milkbasket Wallet Load - 5% CB @gdeal
12. municipality taxes (tested in Kolkata) -5% CB @Seinfeld
13. Train Booking Via Amazon - 5% CB @Gauravmittal49589
14. Amazon Gift Card (From Amazon) - 5% CB @bankipad
15. 5% on Amazon shopping (along with instant discount, merchant name - Amazon pay india)
16. 5% Now 1% on Flipkart voucher purchase on Paytm (merchant name - Paytm eCommerce)
17. 5% cb on country delight wallet load through CRED.
18. 5% CB on Education fee payment (institute site or paytm education)
19. Meesho - MEESHO COM GURGAON IN - 5%
20. Dunzo - DUNZO DIGITAL PRIVATE BANGALORE IN - 5%
21. Glowroad - GLOWROADZXPAYTM BENGALURU IN - 5%
22.Direct booking on IRCTC:
IRCTC BANGALORE IN - Got 1% Cashback
IRCTC IPAY HTTPS://WWW I IN - Got 1% Cashback
Indian Railway Catering a - Got 5% Cashback
WWW IRCTC CO IN GURGAON IN - Got 5% Cashback
23. Booked Train Tickets through Redbus (Red rail):
REDBUS IN GURGAON IN - Got 5% Cashback
REDBUS Bangalore Bangalore IN - Got 5% Cashback
24. Mi store - got 5% cashback ( merchant name - xiaomi logistics banglore)
25. Magicpin - 5% cashback on gv ( merchant name samast technology) verified by @Gauravmittal49589
26. Magicpin with twid pay - 0% cashback on gvs. verified by @kartikxxx
Card unblocked trick:- first login to sbicard app and keep the session alive while making a txn. If the card gets blocked one usually gets a call instantly to unblock it else the portal dashboard sometimes shows option to unblock it. Just an otp verification and it gets unblocked instantly verified by @22sumit and @Gauravmittal49589
Do you always get a call when the card is blocked?
Anyone's sbi card working in the current Flipkart SALE?
NOBROKER JANITORIAL CYBS is this merchnat provide cb on sbi cb card
What is the payment for?
In general, i would say avoid nobroker with this card. If it gets considered as rent payments, It will give 0% cb and 118 rent processing charges.
If already did, do update here after 3 days regarding cb as well as charges.
I did one payment on nobroker for packer and mover services (statement says NOBROKER JANITORIAL PAYBENGALURU). Used hdfc card to be safer side and got the points for that after one month, which is timeline for rent payment transactions.
Does paying school fee on cred give 5% cashback on sbi cashback card?
@DEALSTER @IndianDimer @Knight11
No idea. Should give 1% though..
From previous feedback, all cred mccs are utility category except cred store & rent.
Oh Ok Thanks I just received two statements. And now i will off that. Thanks for saving my 118/-
I filed a complaint with the RBI ombudsman about the continuous blocking of my card. I was already fighting with them before this. These guys now address me with MS. Suddenly after that 😄he he
rd.
any other better way to buy Amazon gv other then sbi yono ? Already took 1 100 off on 3000 from amazon app . not getting more such reward in amazon app
You can try from paytm 5%cb-1.5% charges net 3.5%cb
Merchant name was samast technology
Trying to purchase swiggy gc on paytm. Merchant name shows as one communication
Does it give 5% or 1%?
Merchant name on last transaction was paytm noida.
I got total of 184 cashback for above 4 transactions.
Transactions-
One is GV purchase from Intermiles.
Two is GV purchase from Paytm.
Three & four is paytm load via Uber & zomato.
Can anyone calculate cashback % for each transaction. I’m not able to… sums are not adding up.
1% for 1 transaction from 3rd and 4th 2nd transaction didn't earned any Cashback maybe you can check from NetBanking spend analysir.
Btw how did you loaded more than 4k from single card in single month because paytm not allowing this earlier?
Anyway to transfer (with fees) and get 5% cashback, paytm tuition fees stopped working I guess.
Bharat Bill Pay College Fees Gives 5% Cashback?
Some One Confirm
Do use synthetic paint only! Else you shall be found busy converting something else.. 
Has anyone purchased a gift card from flipkart website with SBI Cashback CC. I was thinking to buy 250 GV by using 25 super coins and paying the rest via SBI Cashback CC. Merchant Name shown as QUIKCILVER SOLUTIONS O
You will get 5% cb
Bought Jiomart gift voucher from jiomart App and Got 5% just for info.used at Reliance Smart (Offline).let me know if someone know better deal to do offline shopping at reliance smart
Got 5% cashback on flight booking
Website: Cleartrip
Mechant name on payment page/ before tnx settlement: Paytm_CLEARTRIPPRIVATE
Merchant name after tnx settlement: CLEARTRIP PRIVATE LIMI MUMBAI IN
MAGICPIN GIVES 11% OFF ON MYNTRA GV, DO WE GET EXTRA 5% USING THIS CARD ON MAGICPIN
I was filling application for the card but when I go to book appointment for KYC, it shows State cannot be empty even after filling in all details. Anyone can help with this?
anyway to unblock card after 8 pm when automated call no recieved..
Municipality payment gave me 1% . merchant NORTH DUM DUM MUNICIPA KOLKATA IN
For Bill payments 1% Only
For College Fees Also I Got 1% Only
best is to buy amazon gv and use it wherever possible
Now they seem to have fixed app issue after block-unblock. Now it starts working on same day itself. Today happened twice.
last night got blocked 2 times... now gyftr transaction got succesfull..
😐
how to buy gv from sbi yono using sbicard , my card is getting blocked everytime
15k is the limit per month/txn.
Tried transaction on sbi yono gyftr and got card blocked. How should i get it unblocked?
You'll get automatic call, follow ivr instruction to unblock instantly.
If no call, then try unblocking via sbicard app or call helpline number and unblock
Any discounts on paying via GPAY with the card?
I Think No
I've been completely locked out of my sbi card account , they don't let me login to the app , nor the website. Their helpline number is not telling me the option to talk to someone , if anyone can tell me the combo with which i could do so please help.
To verify this transaction & to activate your card or for any query call our Helpline 18601801295/18601801290
When I logged in my SBI card app I got message that complete digital onboarding and get 100 reward points. My first statement is generated but I haven't received 100 reward points. Anyone received 100 rewards points? Do they give rewards points or it is just a hoax?
Min 1000rs. Transaction required for credit of points
Some of us received this and some of us not received.
You will receive points as cashback if you are eligible.
Yet to be settled, but should definitely give 5%.
Got 5% on Amazon wallet load via uber.
statement generated. got 8833 cb.
I've been completely locked out of my sbi card account , they don't let me login to the app , nor the website. Their helpline number is not telling me the option to talk to someone , if anyone can tell me the combo with which i could do so please help.
You can try this on a hit and trial basis but worth taking chance rather than getting completely locked out.