Query regarding Bajaj Finance FD
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Hi Dimers,
Bajaj finance is offering good interest rates on FD now. Is my money secured under DICGC upto 5 lacs on these FDs?
Bajaj finance is offering good interest rates on FD now. Is my money secured under DICGC upto 5 lacs on these FDs?
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https://www.desidime.com/discussions/query-regarding-bajaj-finance-fd?page=1#post_10177688
Thanks bhai. Yes I researched on this and got to know that Nbfcs are not covered under 5L insurance scheme
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https://www.desidime.com/discussions/query-regarding-bajaj-finance-fd?page=1#post_10182050
small finance banks like equitas ,utkarsh, Ijjivan ,AU etc are covered by RBI/Govt of India up t % lakhs. They all give as much as bajaj finance etc. you will be much safe in banks (sarkari/pvt/SFB)
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DICGC is only for banks I believe as of now
https://www.dicgc.org.in/FD_ListOfInsuredBank...ml
NBFC like Bajaj Finance, Shriram are not covered for 5L safety and have CRISIL/ICRA ratings