Pre Approved Home loan on ICICI mobile App

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Critic
Mumbhai
I have been offered a pre-approved home loan through the ICICI Bank iMobile app. Previously, the home loan amount was substantial. 1 crore, to be exact. However, after taking a Personal Loan on Credit Card (PLCC), the amount has now reduced to just 20 lakhs. While I wasn't initially looking for a home loan, I am now interested in pursuing it. I'm curious if the reduced amount is related to the PLCC I took out. I plan to foreclose the PLCC. Would that increase my home loan amount again?

Also, please share your experience with the pre-approved HomeLoan from ICICI. Int offered is 8.55%
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Deal Cadet Deal Cadet
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uninstall imobile app and register again. It may refresh your eligibility. Try this

Critic Critic
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Tried. As expected it didn't work.

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Deal Newbie Deal Newbie
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it depends on cibil score for next month again definitely  they'll increase and if get good preapproved loan u apply it for within 3 months it will be same amount later u can decide and for that 300 rs something will be charged  

Critic Critic
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Thanks for your concern. Between I didn't get that. 300 rs charges for what?

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