Its your mistake , you sud have read full terms and condition before opening account , now it is permanently blocked, now no use crying on online
NSDL bank accounts being blocked
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My NSDL bank account is blocked without any notice.
anyone has experienced similar issue? what is the process to unblock it?
Dimers, NSDL bank accounts are being blocked. If account is opened in 2020 and no VKYC done after it, transfer all amount immediately
Deal Wiki
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Last updated by: violin
Dear Sir, please get your Video KYC done, to get your a/c unblocked. Just log in to our app, go to the hamburger menu, select "Service Request," and choose "VKYC" and book a slot. For any queries, email us at [email protected].
source:
Why for what reason?
You are telling as if you are the ceo of the bank 🤣🤣
How to check whether its blocked. I am able to go inside.. I think i opened the account in 2019, where they take details of Aadhar from Excel kind of document.
@abhishek012 , Is VKYC required for this account...Eventhough if its unblocked, can we schedule VKYC?
Probably, your account too blocked, like most of the accounts, even with Aadhaar XML KYC.
You may check by logging into NSDL Bank App -- Accounts -- Account Details -- BLOCKED, alternatively you may also check whether you able to send money by UPI thru any app? If blocked, debit freezed thru all channels (UPI/DC/IMPS/NEFT)
Then, it's blocked
Probably, these accounts are blocked based on recent guidelines provided by RBI to be followed from Jan 1st
References:
https://paytm.com/blog/news/rbi-bank-account-cl...
https://www.business-standard.com/finance/perso...
Once KYC get updated and keep the accounts active with few transaction will solve the issue
NSDL account is frequently used by all members every month for Rupay offers.
Was supposed to receive refund in that account
I just heard this has spread across other banks as well
BOI accounts are added to the party.
Checked X. Not many complaints like NSDL. So, may be not a mass blocking.
NSDL on the other hand went with mass blocking. Likely all accounts are blocked. Worst thing is NSDL doesn't have the infrastructure to do vKYC for such mass population in a short period. What's even worse is... Accounts aren't unblocked even after vKYC. As per the founder of chqbook, accounts should be active in T+1 days. Let's see how it goes. If things don't improve next week, more and more people are going to suffer.
Reminds me of something similar for the entire India.
My account blocked half you
Any update for anyone??
looks like they need some love and kisses from the RBI Ombudsman
There is no certain guideline to block/freeze. But banks will say as per internal policy.
They just blocked and sending notifications to do kyc again..
This comes under Deficiency of service from the bank
If this is handled correctly, one can claim compensation from the Bank via RBI complaint.
I have already started the process.
Nope, I have raised vkyc service request as mentioned by the dimer in WIKI
and raised a complaint to the nodal officer. ([email protected])
I will be pursuing this further for compensation.
on another note, one known friend's BOI account was blocked due to KYC and got activated within 1 hr. BOI took immediate steps to complete the vKyc.
Some banks are good in KYC activation.
Some are very bad.
Before reach to Nodal Officer, you need to raise Level 1(from app) and Level 2(email) request with a resolution time of max 7 days.