https://www.desidime.com/comments/permalink/10093212
I also have hdfc swiggy credit card... I want to know about the elegible transaction for 5% cb and what are excluded from 5% cb.
Now swiggy HDFC card cashback recived in direct card.
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Dear Valued Cardholder,
We're elated to upgrade how you earn CashBack on your Swiggy HDFC Bank Credit Card xx5303.
Starting from 21 st June, 2024, any CashBack you earn will reflect in your Credit Card Statement, rather than appearing as Swiggy Money CashBack on the Swiggy app. This means your CashBack will directly reduce your statement balance for next month.
For example, If your statement is generated on the 21st each month, CashBack earned from the 21st of April to the 20th of May will appear on your May statement and will reduce the amount you owe in June.
Here's a detailed overview of your Enhanced CashBack Structure:
Feature
Description Current Structure New Structure (effective 21 st Jun’2024)
Reward Type
CashBack credited as Swiggy Money
on the Swiggy App
CashBack credited and adjusted against
outstanding balance in card statement
Reward
Timeline
CashBack credited 10 days post statement
generation
CashBack credited and adjusted in subsequent monthly statement
Reward
Benefit
- 10% Cashback on Swiggy application
(Food ordering, Instamart, Dineout &
Genie).
- 5% Cashback on online spends
- 1% Cashback on other categories. For
list of exclusions & capping - 10% Cashback on Swiggy application
(Food ordering, Instamart, Dineout &
Genie).
- 5% Cashback on online spends
- 1% Cashback on other categories. For
list of exclusions & capping
Redemption
CashBack is redeemable as Swiggy Money only on Swiggy App
CashBack will directly reduce your next
month's statement balance.
Validity 1 year No validity
Note: Until 20th June 2024, your CashBack earned will continue to reflect on your Swiggy App.
Please be assured that we’ve made this change to help you keep track of your finances more easily and use your CashBack more effectively.
If you have any questions or need more details, please feel free to contact us on 1800 1600 / 1800 2600
We thank you for your understanding and assure you of our best services always.
Warm regards,
HDFC Bank
We're elated to upgrade how you earn CashBack on your Swiggy HDFC Bank Credit Card xx5303.
Starting from 21 st June, 2024, any CashBack you earn will reflect in your Credit Card Statement, rather than appearing as Swiggy Money CashBack on the Swiggy app. This means your CashBack will directly reduce your statement balance for next month.
For example, If your statement is generated on the 21st each month, CashBack earned from the 21st of April to the 20th of May will appear on your May statement and will reduce the amount you owe in June.
Here's a detailed overview of your Enhanced CashBack Structure:
Feature
Description Current Structure New Structure (effective 21 st Jun’2024)
Reward Type
CashBack credited as Swiggy Money
on the Swiggy App
CashBack credited and adjusted against
outstanding balance in card statement
Reward
Timeline
CashBack credited 10 days post statement
generation
CashBack credited and adjusted in subsequent monthly statement
Reward
Benefit
- 10% Cashback on Swiggy application
(Food ordering, Instamart, Dineout &
Genie).
- 5% Cashback on online spends
- 1% Cashback on other categories. For
list of exclusions & capping - 10% Cashback on Swiggy application
(Food ordering, Instamart, Dineout &
Genie).
- 5% Cashback on online spends
- 1% Cashback on other categories. For
list of exclusions & capping
Redemption
CashBack is redeemable as Swiggy Money only on Swiggy App
CashBack will directly reduce your next
month's statement balance.
Validity 1 year No validity
Note: Until 20th June 2024, your CashBack earned will continue to reflect on your Swiggy App.
Please be assured that we’ve made this change to help you keep track of your finances more easily and use your CashBack more effectively.
If you have any questions or need more details, please feel free to contact us on 1800 1600 / 1800 2600
We thank you for your understanding and assure you of our best services always.
Warm regards,
HDFC Bank
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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
https://www.desidime.com/comments/permalink/10094013
In swiggy app the have updated now about this🤩
https://www.desidime.com/comments/permalink/10095998
I have hdfc regalia and tata neu card, can I get the HDFC swiggy card as third hdfc card? what is the max limit of hdfc cards?
https://www.desidime.com/comments/permalink/10100096
Good information in the thread.
https://www.desidime.com/comments/permalink/10102542
This provides some hope in the present times of major devaluations. Also, finally SBI Cashback CC will get a worthy competitor. Looking at the greater picture, this will increase the competition in the CC world and propel more Banks to provide CCs with great Cashbacks instead of devaluing them. This is a major win for Dimers like us both in the short and long term.
https://www.desidime.com/comments/permalink/10102663
HDFC Swiggy card's weakness is grocery and gift card MCCs excluded for cashback (they want us to order from Swiggy Instamart only which prices are sometimes very inflated in some pin codes or items frequently out of stock or simply never stocked at all). Millennia doesn't have such exclusions for 2 very important categories so I feel it is still the superior card. But regardless, the changes are very positive for this card
https://www.desidime.com/comments/permalink/10114736
Now since Amazon pay balance cannot be partially used for big payments, it would be nice if Icici also comes up and says that CASHBACK would be adjusted in bank account like this.
https://www.desidime.com/comments/permalink/10114898
Ways to utilise 5% swiggy cashback?
Like buying gv or any other tricks?
https://www.desidime.com/comments/permalink/10120770
I didn't receive LTF on Swiggy App.
However I got this on HDFC Card website. The fees 500 is striken out. Does that mean I will have 0 Joining and 0 Annual?
https://www.desidime.com/comments/permalink/10142286
My first statement is generated. I have made a few transactions but in statement 0 cashback is mentioned.
Does cashback earned for this statement get mentioned in the next statement?
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![Instamart JBL Tune Over-Ear Wireless headphones With Mic [location specific]](https://cdn2.desidime.com/topics/photos/1885498/medium/IM_OGimage.png?1732802145)
Too much restriction category. Very few MCC code supported for 5% Cashback on HDFC Swiggy credit card. Also Capping of Rs.1500 per billing per cycle.
SBI Cashback Credit Card is world's best credit card Ever. 5% upto Rs5000 cashback per billing cycle.
Swiggy 5% covers more merchants than millennia's 5% with added benefit of 10% from swiggy
Swiggy 5% capped at 1500 while millennia capped at 1000
Swiggy having lower renewal fee
Only advantage for millennia would be wallet Load and milestone
What HDFC thinking with this move🚶