Money in Mobikwik Xtra and 12% club

I'm assuming this is only the case for the money that is within a lock in? My liquid fund money can still be withdrawn.

All P2P platforms i seen are giving loan like things with 3 months lock in minimum these days after the latest RBI circular

Liquid withdrawal is dead on march 2024 if my memory is right, on a previous RBI circular

now on this recent RBI circular, its very hard to get even 1month lock in P2P which i cherished in past.. but no more now all are offering 3months minimum lock in 

sad sad I enjoyed P2P because of liquid and 1month withdrawals (now i quit)

+1 need to wait till 12th. No other option.

I have around 3.5L stuck ..not sure on other options?

Also there is difference with flexi and flexi plus plans..

Seems flexi plus have faster were on some safer side compared with Flexi

Now the fate relies on borower..nothing much can be done..

So they are Improving system to get the funds released as soon as it gets paid by borrower(may be fro. October)

For now wait till 12th

They will soon show repayment schedule on app

But again there is a clause our invested money now will be converted to loans and we can also see to whom our money  is given..the point is when our borrowed person fail to pay emi we will be in trouble as our monthly repayment won't happen