LTF HDFC Credit Card Upgrade Procedure

tried this method on millennia to DCP card, in the net banking it showed fees of 2.5k first year and every year also, now they said they will give FYF and rest i need to pay yearly fees

thinking i should bite the bullet or not

i reverted the email and asked whether i would be eligible for diner club black or not. just throwing stone lol. will update here

my present limit is 1.09lack, does this mean i get extra 1.2lack limit or they are just giving me an extra limit of 11k?

I have indigo 6E and they offering me 6E xl Lol

Any update @sujith8786 , requested for Moneyback upgrade to Millenia and for now received a mail with a CRM case. Are you aware with this @PowerStar

Any documents are required? Moneyback card was preapproved, no cibil enquiry was done.

They simply rejected both, the upgrade and limit increase because i not passed on their internal parameter. 😥

Okay, as i had business and saving account with HDFC, i was really disappointed of not getting Millenia CC. I wrote back tagging a higher level officer to re-think about the decision and was about to get my business account closed. Luckily they offered the upgrade for LTF with smartpay, first year free after looking my relationship with bank.  Now, i will wait to get it and then will send an email after few months of usage and ask them to remove the smartpay limitation.

While filling out the form, did you check Limit Increase & Upgrade or only Upgrade?

While requesting the upgrade, I never mentioned increasing the limit, hence feeling it a bit special to tick both.

cc @PowerStar @Scorpion @rajuz @Vaastav @irajnish @neo_t @shraaj @Demondealer

I got my millenia card today as lifetime free without any restriction. No limit increase as of now but that's okay.

Can anyone confirm about the payment due? I paid the due on old card and limit get back to normal in netbanking on new card but sms still show oustanding balance when i used it. Now old card is deactivated.

I got Millenia to Regelia upgrade LTF, should I go for it??

I think you should go for it

Against the odds here, I received this revert 2 days after submitting the form.

This is with reference to your recent email dated October 03, 2022 regarding your HDFC Bank credit card account.

We wish to inform you that we are looking into your concerns raised regarding your HDFC Bank credit card account and shall respond to you on or before October 11, 2022. We request you to bear with us in the interim.

Received the Millennia yesterday.

Thank you, @PowerStar , for the informative thread, and thank you to all the receivers who provided their feedback.

I will wait a few months for the LTF request and update it here.

What's the minimum limit required for Regalia? Currently on Millennia.

Finally after 11 months now HDFC moved with some concrete solution.

From Aug 22 I am trying to get rid with Shopperstop Visa card to change HDFC any core variant but Hdfc simply denying as per internal policy norms .

From Dec 22 I continued to mail or change card variant but simply bypassing or not ready to change after rupay upi introduced in following card I tried to convert but they again refused my request.

After keep mailing to card services including grievance, pno simply they mentioned unable to issue or franchise change from visa to rupay Finally during starting May 23 I again tried then someone took request & converted to rupay Shopperstop.

Finally now big issue again overcome except upi this card not working for any e-commerce website discount simply I reported issue including rupay, hdfc & related website as well first few times response came from rupay but after that they didn't bother to reply till that HDFC shooting only new deadlines we are looking over your request till now more than 11 deadlines received but still I have hope HDFC will figure out where is the issue as multiple bin issue ongoing with HDFC .

Finally now more than 30 days over I shooted big mail along with deadlines mails till that I received recently you are not taking request seriously now they convinced to convert to money back visa anyhow ,before December 22 I raised multiple requests to change my card variant but they haven't listened.

Finally headache got over this cobrand card issue but after submission of salary slip they not ready to change my current card limit I.e. 27k starting onwards right now following card is FYF from next year onwards it is

chargeable is there any way we can convert LTF ?

I am inspired with your thread @PowerStar

@PowerStar

Bro please check DM.

I got Business MoneyBack LTF with 1.88L in Nov 2022. Spends have crossed total around 40K only in 9 months. (approx ~ ₹ 4400 per month). Do you think they will approve upgrade request for Millennia FYF ? Also @PowerStar after you received Millennia FYF, before even activating/using it, you raised another request to make it LTF? Or was it after activating it?

I also got recently upgraded my HDFC SavingsMax account with Classic banking program to Preferred banking. Wondering if that will help in any way.

I am scared that for me they will issue Millennia FYF but always deny to make it LTF. Great that you got it LTF - you must have negotiated the right way. They have already denied me Millennia FYF upgrade once from Business MoneyBack in June.

Also this form you have not mentioned how you sent them. You got electronic form  in email reply which you printed. Then sent them via email only or by post?

@PowerStar bro..any trick like this to get ltf sapphiro with an ICICI wealth account?

Already have the account for 10 months now..

Have platinum, apay, coral already..

TIA

What is the average response time from PriorityRedressal.CreditCards?

It is 4 working days and I have not received any response.