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LTF HDFC Credit Card Upgrade Procedure

1416°
Deal Lieutenant
PowerStar

Hi 

Here I Am Gonna Share My HDFC LTF Business MoneyBack To LTF Millennia CC Manually 

I Got My HDFC CC 6-7 Months Back With 1Lakh Limit 

Card Variant - Business Money Back

In Feb I Send Mail To PriorityRedressal.Cred[email protected]

Briefed Abt My Existing CC Details With Last 4 Digits Of Card And Mobile Number.

I Requested Them To Upgrade My BusinessMoneyBack To Millennia For FYF And Later Onwards Chargeable 

I Agree For The Same, He Sent One Form In Reply And Asked Me To Fill The Details And Sent The Same.


I Downloaded And Took The Print Fill The Details Like Card Number, Card Upgrade To Which Variant, Signature


I Took The Snap And Sent The Same.


Same Day I Got Approved For Millennia Credit Card.


After 2-3 Days I Recd The Card! 


After Couple Of Days I Again Sent The Mail And Request Them To Make It LTF Card

They Took My Request And Processed The Same 

After 15-20 Days My Card Is Converted In To LTF Card 


Note - Millennia CC Needs Minimum 1Lakh Limit

Any One Wants To Upgrade The Card From Low End Cards To Millennia Card 


Try The Above Procedure 


Hope U Will Also Get LTF Card.


Hope This Will Help Fellow Dimers 



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154 Comments  |  
44 Dimers
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Deal Lieutenant Deal Lieutenant
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IMG_20220331_175637

Deal Cadet Deal Cadet
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What should we mention in the mail to make it LTF?

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Finance Ninja Finance Ninja
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Congratulations bro , I’m waiting for LE for my card

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Analyst Analyst
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Tried that I’m surprised to see they agree to upgrade my current business Moneyback card to Business Regalia card with FYF

@PowerStar Are you sure they’ll convert the card to LTF after delivery of it??

@Scorpion @prem4998 Is Business Regalia good upgrade??

Star Star
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How many years/months ur holding the current card??

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Deal Subedar Deal Subedar
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I am stuck with a Business Regalia Card LTF… Guide me on how can i upgrade it to INFINIA … 

Deal Lieutenant Deal Lieutenant
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Pls Read The Post 

Deal Cadet Deal Cadet
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super topic I will try 2days back I received my millenia card

Deal Lieutenant Deal Lieutenant
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Congratulations Bro 😃

Cool Cool
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So u asked them to upgrade after 6 months?

Deal Lieutenant Deal Lieutenant
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5-6 Months 

I Sent Mail In FEB Itself 

Deal Subedar Deal Subedar
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Guys listen it won’t be life time free card(beaware) ur card might get upgraded but not ltf for sure.. Check it first

Deal Lieutenant Deal Lieutenant
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Before Commenting,Pls Read The Post Properly 

I Already Said This Is How I Get LTF Card! 

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Deal Subedar Deal Subedar
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And guys it won’t be ltf for premium card except millenina and petrol card, (beaware)

Deal Cadet Deal Cadet
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Does this work in SBI cards to make them to LTF? Especially Ola SBI Card, thinking of closing that card as got Flipkart Axis LTF.

Deal Lieutenant Deal Lieutenant
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No

Deal Newbie Deal Newbie
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I upgraded my 4yr old HDFC freedom cc to millennia.

My new card came with a new number, does this affect my card history?

If I follow the OP’s procedure could I get the LTF enabled on my card.

Deal Lieutenant Deal Lieutenant
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U Will Get Millennia Card With New Number 

Ur Credit History Won’t Impact 

Its FYF Card 

Again U Should Request Them To Make LTF 

Thats Clearly I Wrote ! 

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Deal Newbie Deal Newbie
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Their acceptance to convert the upgraded card from FYF to LTF is subjective and can’t be claimed by all.

In my case, they agreed to upgrade the card to FYF Millenia, but to maintain the same pricing of LTF on the upgraded card too, they are adamant on Smart Pay Registration and not even agreeing to  accept the alternate spends based criteria of Rs 50000.

Capricious HDFC!

Deal Lieutenant Deal Lieutenant
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It Depends On Negotiations! 

Deal Cadet Deal Cadet
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can anyone share the email template pls

Deal Lieutenant Deal Lieutenant
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No Template Needed Bro, Request Them Formally

Deal Subedar Deal Subedar
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I emailed the id given, they are also offering me millenia CC , first year fee and then spend based waiver.

Should i go for it?

I have moneyback card right now and i didnt get free upgrade unlike others , who received message that moneyback card is being phased out.

Deal Cadet Deal Cadet
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what’’s ur existing cc limit ?

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Like Magnet Like Magnet
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I have a 1 year old business moneyback card. Last month the limit was increased to 1 lakh.
Will surely try to upgrade via this method. Coz my Milennia debit card gives better rewards than this business moneyback card.

Thanks.

Like Magnet Like Magnet
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“I Requested Them To Upgrade My BusinessMoneyBack To Millennia For FYF And Later Onwards Chargeable”

Is this step important? 
Can’t I simply request them for an upgrade to Millennia.
The upgraded card would already be FYF card. No? or am I missing something here. 

Deal Lieutenant Deal Lieutenant
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U Can Ask Directly Millennia



Like Magnet Like Magnet
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“I Took The Snap And Sent The Same.”

Did they ask for income proof too??
If no. Then did you submitted income proofs when you first applied for the Business Moneyback card?

Deal Lieutenant Deal Lieutenant
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No Need To Submit Any Income Docs

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Generous Generous
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DCB/infinia LTF kar ke dikhao

Deal Lieutenant Deal Lieutenant
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Pls Read The Post Properly 

Like Magnet Like Magnet
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https://cdn0.desidime.com/attachments/photos/766821/medium/Screenshot_2022-05-12-09-48-32-67_1be76b10d0f7d18d300390ad3fe55f68__01.jpg?1652334459Emailed them on 8th May.
Got reply on 9th.
Sent them the upgrade form on 10th May.

Today on 12th, 9:15 am I have received OTP to reset new Credit card’s PIN.

I assume that the card will be delivered in next two days. (if despatched through bluedart)

Outstanding amount and reward points have been transferred to new card and it is visible in app.

Crusader Crusader
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Even I want to upgrade my moneyback card to millennia.. My moneyback is 7 months old now.. Got limit enhancement of from 2 lac to 3 lac last week.. Also got moneyback phased out sms in March.. Waiting for the new card..but no update from hdfc regarding the same..
Star Star
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U can send mail and request for upgrade.
Already u have required credit limit of 1 Lakh

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Deal Subedar Deal Subedar
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received my millennia card today.

Ill wait for a while before asking them to make it LTF.

Like Magnet Like Magnet
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Hey, How many days after receiving the ‘Credit Card has been upgraded’ SMS did the Card reach you?

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Critic Critic
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Received this -

We note from your email that you wish to upgrade your current card into Life time free Millennia credit Card. We wish to inform you that your card is eligible for upgrade to Millennia as a Life time free credit card subject to Smartpay registration.
.
.
What would I need to do to make it unconditional LTF?

Deal Lieutenant Deal Lieutenant
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Enable Smart Pay Or Ask Them To Make Unconditional LTF

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Coupon Connoisseur Coupon Connoisseur
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Is Grievance.Redressalcc and PriorityRedressal mails are handled by same team?

Deal Lieutenant Deal Lieutenant
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HDFC Only Knows

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Finance Mentor Finance Mentor
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Update- I find your article and tried this trick and after 1 month of completing procedures like ITR and PAN Card Copy they have sent me the NEW HDFC MILLENIA CREDIT CARD LTF and Limit is 1.5 Lakh. Thanks to you "@PowerStar":https://www.desidime.com/users/...82

Deal Lieutenant Deal Lieutenant
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Most Welcome Bro ❤

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Star Star
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Scorpion's Moneyback upgraded to Millenia

"@PowerStar":https://www.desidime.com/users/...82 "@RowdyAK47":https://www.desidime.com/users/...47 "@prem4998":https://www.desidime.com/users/1...67 "@RunZone":https://www.desidime.com/users/1...17 "@xxxxCKxxxx":https://www.desidime.com/users/...70 "@guest_999":https://www.desidime.com/users...83 "@Tanmayyy":https://www.desidime.com/users/1...10 "@IamRage":https://www.desidime.com/users/...22 "@bohemian":https://www.desidime.com/users...40  

Coupon Connoisseur Coupon Connoisseur
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Congrats Bro

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Deal Subedar Deal Subedar
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is it ltf Or need to spend 1lac every year?

Cool Cool
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I received LTF 6E rewards cc 3 months back with 1.5L CL. Not used this card much, can i wait for 3 more months for Millenia upgrade. For the past 5 months i am using HDFC salary account, they issued millennia debit card

Finance Mentor Finance Mentor
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Lucky, you got auto upgraded to millennia LTF

Looks like the business moneyback will be phased out last (or maybe not in near future), bad for me…

Also I suspect the “business” millennia blank card stationery is yet to be ordered….lol


Crusader Crusader
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Haven’t got it auto upgraded..
I waited for 75 days and saw no sign of upgrade..
So mailed to grievance redressal and asked for upgrade manually as per the mail..
And then they took the request on 27 May..card received on 29 or 30 may I think…
I’m still writing for reward conversion from moneyback to millennia as it was not transferred automatically..
Got reply from hdfc to wait for 10 days joy

Finance Mentor Finance Mentor
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@sujith8786 Looks like they got teething troubles in the phasing out and conversion of rewards, hence the delay… Also digital platform 2.0 is in development, maybe to be launched on 15th august, let’s see…

Crusader Crusader
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Yeah hoping for the best..

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Coupon Connoisseur Coupon Connoisseur
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Got auto upgraded to Lifetime Free Diners Millennia as Clubmiles got phased out (the old card has reached it’s validity and was a LTF one)

Main reason I took Clubmiles was for free international lounge access, now that’s gone with Milennia 

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