IndusInd Bank Pinnacle CC - Getting Paid Upgrade w/ joining fee of Rs. 15k + GST - How to get it LTF ?

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Deal Lieutenant
sahil1033

I'm holding IndusInd Bank Legend CC and I took it for bank offers, was offered LTF and in a hope to get Eazydiner (Visa Signature) LTF some day, one day.

Anyway, I've been repeatedly getting calls from IndusInd Bank from past 2-2.5 months to take the paid upgrade to Pinnace Mastercard CC by paying joining fee of Rs. 15k + GST.
I won't take it unless it's LTF but is there any trick to get it LTF instead of receiving this paid upgrade call?

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Don't go for paid upgrade, they periodically send complimentary upgrade offers. I am also waiting for LTF upgrade to pinnacle.

Deal Lieutenant Deal Lieutenant
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let me know if and when you get the upgrade
Deal Cadet Deal Cadet
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I was offer 5k joining fee only still I rejected. You need to pay one time fee you can take risk and apply but don't activate ask for LTF they may convert it there is no guarantee

Helpful Helpful
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if they are giving decent vouchers that would be use to you, go for it

main benefit is exclusive account with 0 balance, otherwise card is useless

Deal Lieutenant Deal Lieutenant
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Rs. 15k worth vouchers is a lot. Plus, why even give Rs. 2,700 in GST when I can get 0 MAB savings account with Legend CC as well?

There's literally no significant benefit between Select and Exclusive savings account.

One more thing, if you want to take Amazon Pay Gift Card, then the conversion is Rs. 10k worth vouchers only and not Rs. 15k, so, not all the vouchers are available worth Rs. 15k which is a big downside.
Consider eating pizzas worth Rs. 15k from Domino's only to justify paid upgrade, never, ever, ever going that path 😤
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Deal Lieutenant Deal Lieutenant
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I had got the Pinnacle for LTF 6 months back..

Deal Lieutenant Deal Lieutenant
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how? did you do anything or was it offered from bank's end?
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Deal Subedar Deal Subedar
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I got offer to upgrade Legend to Pinnacle a few months back. Call customer care they may give it.

Calls for 5k-15k upgrade can be from Third Party DSA's

Deal Lieutenant Deal Lieutenant
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For paid upgrade at joining fee of Rs. 15k, I get call from IndusInd Bank only and not from third party agents/organizations ... I'm concluding this as Truecaller states it's call from IndusInd Bank and not a spam call, I could be wrong though.
Deal Newbie Deal Newbie
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paid upgrade is not at all worthy...lft is ok

Deal Lieutenant Deal Lieutenant
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yup
Deal Subedar Deal Subedar
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I got free upgrade to Indulge from Legend 3 months back. Message came to WhattsApp directly.

Deal Lieutenant Deal Lieutenant
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I've never ever received any such communication from IndusInd Bank over WhatsApp till date.
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Deal Newbie Deal Newbie
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There's a Twitter account @ cards_wizard that claims to have connections with RMs who can offer a lifetime free (LTF) credit card. Here’s the deal: you get a 5,000 joining amount back after spending 50,000. Check out their profile for more details.

I haven't used their services before, so make sure to do your own research to ensure it's legit.

Deal Lieutenant Deal Lieutenant
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for new to bank customers only, not for existing cardholders of IndusInd Bank
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