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ICICI is offering Lifetime Free RuPay Coral Credit Card (Existing card holders too but selected users)

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Finance Mentor
abhishek012

ICICI is offering Lifetime Free Pre-approved RuPay Coral Credit Card (Existing card holders too but selected users):

If you already have Coral Visa or any other ICICI credit card card then you will also get Lifetime Free Pre-approved RuPay Coral Credit Card. Check on Imobile app and net banking -

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Critic Critic
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Does the "RuPay" Coral CC use the same credit account in CIBIL that's being used by Platinum/Coral/Rubyx/Sapphiro non-RuPay variants ? I had read somewhere in past that the RuPay one creates a new credit account entry unlike the Visa/MC/Amex which all share the same. @abhishek012

Finance Mentor Finance Mentor
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RuPay is just a card network. There is no relation between card network and your Cibil report (except Amex's own credit cards)

Cibil report posted by banks. Its all in the hands of the bank how they post things.
Comrade Comrade
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Imobile rupay link card worked thanks

Helpful Helpful
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@abhishek012

Any update from NPCI on tap and pay (via NFC) on Android phones?

Finance Mentor Finance Mentor
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No. Already GPay, JioPay, ApplePay and banks supported RuPay Credit card for On-device NFC-HCE payment but NPCI has not yet given the go-live certificate.

New Update - UPI Lite now soon support NFC payment and transaction limit now increase to upto Rs500.

Finance Mentor Finance Mentor
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Any one received cc physical card? Mine not posted yet. 

Crusader Crusader
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Yes received yesterday

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Finance Mentor Finance Mentor
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Today i also got ICICI Coral RuPay Credit Card.

Mobile Recharge nahi tha toh imobile app login nahi kar paya tha.

I also got upgrade card option but got Pre-approved LTF RuPay Coral CC under "My Cards" option.
Benevolent Benevolent
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mujhe nhi aa rha bhai... na netbank me aur na imobile me... how to trigger it ?
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Deal Hunter Deal Hunter
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Those who only have icici apay cc , did any of you guys got this Instant icici rupay cc offer?

@abhishek012

Finance Mentor Finance Mentor
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I think No
Talk-Of-The-Town Talk-Of-The-Town
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I also got physical card yesterday.

Helpful Helpful
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Thanks, tried logging in to android and got the offer. 

Have apay, rubyx (visa), sapphiro (mc and amex), coral (rupay) all LTF.

Crusader Crusader
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Does ICICI coral also come in dual variants (MasterCard and amex)?

Helpful Helpful
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To my knowledge, I think all gemstone cards come in dual variant and only during mc and amex ban, they issued them in visa
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Deal Cadet Deal Cadet
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Saw the physical card today, found it to be a good looking card ok_hand

Deal Cadet Deal Cadet
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Applied on Monday night.. Got the card today afternoon. 😊

Blaze Blaze
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Why discount is not working on Amazon on this card

Helpful Helpful
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CC's BIN not added yet
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Finance Mentor Finance Mentor
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New Trick - ICICI Coral RuPay for those not having pre-approved offer in App

If you have not received pre-approved offer for Coral Rupay LTF on iMobile app, kindly follow the following procedure to generate card.
Open ICIC Netbanking, proceed to loan option under cards and loan.

Therein you will see the option to generate rupay card.

Note: Though it shown a note that next year waiver after 3 lac spends, but that's not true. The card generated through this method is LTF.

Take screenshot of page mentioning Joining fees and Annual fees as ₹0/- .

After generation of card (within 30 minutes) you may confirm LTF from customer care.

IMG-20230813-WA0012

Benevolent Benevolent
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is chkkr me khi loan na apply ho jae... ya fir cibil hit for loan. smile
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Blaze Blaze
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Few days before i got this card. credit limit is shared with my existing platinum card.
Billing date also same as my existing card. So I had changed my platinum card's billing date, after that coral card's billing date also changed to the same date.
Is this for all?
Only the limit is shared. 2 different variant cards can be billed in different dates on customer request, isn't? CC are saying bcoz both cards linked together.😏

Budding Star Budding Star
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This is because icici provide single bill for all core cards so you can't do different dates for both cards

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Finance Mentor Finance Mentor
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Icici coral rupay card dose not give reward points on upi payments? I did not got reward points on my 1st upi payment at cred. 

@abhishek012

Finance Mentor Finance Mentor
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Rewards offer eligible only on selected UPI merchants.

I think you will get 1 reward per 200 spend on UPI (Better to use Coral RuPay CC)  -

IMG-20230731-WA0026

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Critic Critic
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For receiving the physical card, how many days does it take to dispatch from their end ?

Comrade Comrade
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You will receive with a lightning fast speed, they dispatch in 2-3 days.
Deal Cadet Deal Cadet
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In terms of rewards is this better than mmt platinum cc? Should I plan to take coral and close mmt cc which is kept for sale discounts.?

Deal Newbie Deal Newbie
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I got this offer as pre approved...clicked continue and it got approved!.. but no mail or message came !!.. and under cards section, its not shown anymore.. so i didnt get the card ?.? Exprerts pls reply

Heart of Gold Heart of Gold
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Wait for sometime. After 12 am. It will be visible in imobile app. You should have got Emails about Usage controls.

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Deal Subedar Deal Subedar
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I don't have saving account with ICICI..only amazon icici card . and i got this offer and activated grin

Benevolent Benevolent
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exactly when did you apply ?
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Beacon Beacon
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How to activate UPI on this card?

Finance Mentor Finance Mentor
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Open any UPI app like CRED , BHIM, Paytm, Phonepe, GPay etc and go to RuPay credit card link UPI option and link. Set your UPI PIN.

Note - login on UPI app with same mobile number registered on your credit card.

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Deal Cadet Deal Cadet
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Any reward in spends on this card?

Deal Cadet Deal Cadet
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Check under UPI section and then Profile, I got it there

Beacon Beacon
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Does this work in sales ?

Finance Mentor Finance Mentor
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Yes. working on Flipkart, Myntra, Samsung and Jiomart website ICICI sales offer.

Currently not working on Amazon-ICICI sales offer, Amazon still not integrate your this card BIN for sales offer.
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Firestorm Firestorm
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Got Today In App smile smile

Benevolent Benevolent
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card number also generated ? 
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Firestorm Firestorm
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Yesterday Called to CC for Myzone Paid to Free, now how to know they made it free or still paid?? service request resolved.

Crusader Crusader
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Call cc again..or ask in Twitter DM regarding the card ltf status

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Deal Cadet Deal Cadet
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Got pre-approved coral rupay credit card offer yesterday.

Spearhead Spearhead
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I got pre approved offer, applied the card and got card number also but not showing in imobile app now.

Benevolent Benevolent
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it will be shown in some time, wait till tomorrow.

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Crowdpuller Crowdpuller
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No such offer for me

Holding amazon ICICI card

Deal Cadet Deal Cadet
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Note - Maybe User Specific

Offers:
1. No Annual fee, No joining fee
2. complimentary domestic airport lounge access, per quarter
3. 25% discount on movie tickets, on BookMyShow and Inox, twice per month
other details. - https://www.icicibank.com/personal-banking/card...

Process:
> Open IMobilePay app
> Check Credit Card details page

Directly showing there for me...

Screenshot20230906-2059172

Screenshot20230906-2102332

Deal Newbie Deal Newbie
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This will be an add-on card to the existing card.

Deal Lieutenant Deal Lieutenant
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I got it. It appears to be shared limit. As it has shown same 50k limit as apay card.

replyuser
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