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ICICI is offering Lifetime Free RuPay Coral Credit Card (Existing card holders too but selected users)

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Finance Mentor
abhishek012

ICICI is offering Lifetime Free Pre-approved RuPay Coral Credit Card (Existing card holders too but selected users):

If you already have Coral Visa or any other ICICI credit card card then you will also get Lifetime Free Pre-approved RuPay Coral Credit Card. Check on Imobile app and net banking -

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Deal Cadet Deal Cadet
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what is reward rate for this card? 

Helpful Helpful
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0.25% - utility and insurance

0.5% - others

Comrade Comrade
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Can anyone please explain benifits details
Edit found this:

  • EARN 2 REWARD POINTS, ON EVERY ₹ 100 SPENT ON YOUR CARD (EXCEPT FUEL)
  • EARN 1 REWARD POINT, ON EVERY ₹ 100 SPENT ON UTILITIES AND INSURANCE CATEGORIES
  • 1 COMPLIMENTARY ACCESS, PER QUARTER, TO SELECT AIRPORT LOUNGES IN INDIA
  • GET THE ALL NEW FEATURE OF ONE COMPLIMENTARY DOMESTIC RAILWAY LOUNGE VISIT
  • AVAIL 25% DISCOUNT, UP TO ₹ 100 ON BOOKMYSHOW AND INOX
  • PERSONAL ACCIDENT INSURANCE COVER OF ₹ 2 LAKH
  • 24X7 CONCIERGE SERVICES
  • EXCLUSIVE DINING OFFERS THROUGH THE ICICI BANK CULINARY TREATS PROGRAMME.
  • UNDER THE NEW ICICI BANK MILESTONE REWARDS PROGRAMME, GET 2000 REWARD POINTS ON SPENDING ₹ 2,00,000 ON YOUR CARD AND 1,000 REWARD POINTS, EACH TIME YOU CROSS RS 1,00,000 SPEND, THEREAFTER, IN AN ANNIVERSARY YEAR; MAXIMUM OF 10,000 REWARD POINTS, PER YEAR

Deal Newbie Deal Newbie
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My card is generated but unable to take screenshot & it's not showing in my cards. But it's showing in manage cards.. Anyone please suggest how i get expiry for this card.. I it's generated today so any suggestion what will be the expiry in icici cards..

Deal Subedar Deal Subedar
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login to icici netbaking you'll find card details, take screenshot and link to paytm/cred

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Beacon Beacon
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Sabhi try kar liya apply karne ka option hi show hi nahi kar raha..

Deal Newbie Deal Newbie
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Anyone please confirm expiry date if icici card generated in last few days .. 

Talk-Of-The-Town Talk-Of-The-Town
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8/2030

Deal Cadet Deal Cadet
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any trick to get card? holding savings account and 4 icici cards.

Finance Mentor Finance Mentor
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Reinstall imobile app and check
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Deal Subedar Deal Subedar
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Got this offer today in my imobile app

Benevolent Benevolent
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did you update or re-installed the imobile app ?
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Deal Cadet Deal Cadet
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anyone having federal bank credit card?

Analyst Analyst
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@abhishek012 . A few queries on this rupay CC.

Lets assume for simplicity i am using phoepay UPI

1. can i pay another credit card payment using this UPI on phonepay or its restricted?

2. Can i send money transfer to another UPI ID using this card from phonepay UPI (Not merchant account) ? If yes any charges?

3. Similar to above can i scan & Pay non merchant accounts as well?

@Vrushali.S probably another content from you on this with UPI platforms supporting rupay cards and do's and dont's and possible charges would fetch more likes smile . If already there i might have missed, pls. DM link, if ok

Thanks in advance

Review Expert Review Expert
Author
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Certainly, @playdime that sounds like a good topic idea. My colleague Sahil Jain would be perfect to write on this as he is more geeky about credit cards than I am. So I will share this with the team. I do not think we have a topic on this on DD presently. Thanks for the suggestion!^.^
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Deal Cadet Deal Cadet
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Got the offer today, card was generated immediately 😄

Firestorm Firestorm
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Thank you. Yesterday morning saw this here, and checked...and applied. Today morning they added the card in Imobile app.

Finance Mentor Finance Mentor
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Will they cancel old coral visa card ? Or both rupay and visa card coexist? 

Post Mogul Post Mogul
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This is the response I got on mail :

We write with reference to your concern regarding life time free ICICI Bank Coral RuPay Credit Card request.

Further to our telephonic conversation today, we regret to inform you that currently there is no offer on your Credit Card Account for life time free ICICI Bank Coral RuPay Credit Card.

We regret to inform you that currently we are not issuing RuPay variant ICICI Bank Platinum Credit Card and Rupay variant is available in ICICI Bank Coral Credit Card & ICICI Bank HPCL  Super Saver Credit Card.

We inform you that charges will be applicable for ICICI Bank Coral Rupay Credit Card and ICICI Bank HPCL  Super Saver Credit Card. Below are the charges mentioned for your reference:

Joining fee: Rs 500+GST

Annual fee: Rs 500+GST (Waived off if spends>1,50,000 in previous year)

Post Mogul Post Mogul
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I hold apay and platinum card

Analyst Analyst
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I believe (my assumption) the offer was first rolled to wealth customer then to other SB bank account holders. over a period of time they open up for everyone? 
for me, with CIBIL score over 820 , FKAXIS was never given in the initial days. I got that only in Mar'23.
Not sure what criteria they follow sad
Deal Subedar Deal Subedar
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Hdfc has approved my 4th cc moneyback+ rupay card delivered today this card I applied in June after neu because clicked by mistaken and proceeds then my kyc was pending got call of some manipal kyc agent given my adhaar pan and done and to received the card no sms no mail only application no. Received when applied

I closed my BizUPI cc of hdfc 15days ago my be that's why

Deal Subedar Deal Subedar
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This is better than UPIbiz i think? 

Deal Cadet Deal Cadet
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I clicked the link card generated. Congratulations screen with card number and image and shared limit shown. Clicked on Home link. Redirected to homepage.

Now no trace of the card. Cannot see from in my cards. Not showing on the header. Also apply link is now hidden. Confused.

Also I have two different address registered for APay(my 1st ICICI card - City address) and Platinum(later - hometown address).

Just wondering where would they send the card as I am at my hometown now.

Crusader Crusader
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Wait for 24 hours..

The issue you are facing is what everyone faced here..

And the card was visible in imobile after 12am..

You can also find the card details in icici net banking now

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Deal Newbie Deal Newbie
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Is this card virtual only or Physical card is also issued?

Crusader Crusader
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Physical card will be delivered

Deal Cadet Deal Cadet
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@abhishek012  @sujith8786  When will we get the Physical ICICI Coral Rupay card ? I applied yesterday..Can't see in iMobile app. Just in netbanking can see

Crusader Crusader
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Should be delivered by this weekend.. since a lot of us have applied for it.. i think it would take time..
Even I haven't received the dispatched message
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Deal Cadet Deal Cadet
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I saw the option to apply in net banking today - while the screen went blank on trying to apply, I immediately installed iMobile and could generate the card immediately. I understand that the card details would be visible by tomorrow on app and net banking after going through the posts here.

With this, I think I can close my HDFC UPI Rupay CC, the virtual one soon. It's only free for the first year... @abhishek012 

Finance Mentor Finance Mentor
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HDFC UPI RuPay CC use for HDFC bank discount offers and i think you will get HDFC RuPay UPI spend based offer is future.
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Post Emperor Post Emperor
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I got it blush

Post Emperor Post Emperor
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Is they sent physical card too?

Budding Star Budding Star
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Yes

Deal Cadet Deal Cadet
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Go it finally with the unistall and install process...thanks OP for posting and helping discover this 

Deal Cadet Deal Cadet
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Anyone can show physical card look please? 😊

Savings Mentor Savings Mentor
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RuPayCoral

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Helpful Helpful
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They issued me apay last month. I applied for expression but later read about Twitter method so contacted them through that. They issued me expression and mmt signature. I cancelled expression to get platinum and now I got this coral ltf card which makes it 4th card. I should have just waited but I needed normal cards before sale starts.

Savings Mentor Savings Mentor
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In how many days the physical card arrives from date of generation?

Deal Subedar Deal Subedar
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You will get a mail of dispatch via Indiapost from ICICI
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Deal Newbie Deal Newbie
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Coral Rupay cards are virtual or physical cards?

Spearhead Spearhead
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Physical cards

Deal Cadet Deal Cadet
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Mobikwik doesn't have option to link ICICI RuPay CC? Other banks are showing but not ICICI. Bajaj Finserv app has this option? can't find it.

Savings Mentor Savings Mentor
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BHIM, GPay, Paytm, Payzapp, CRED and PhonePe. Slice has but doesn't yet support ICICI Bank RuPay CC as of this writing. Bajaj Finserv, Amazon Pay don't support RuPay CC on UPI yet.

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Spearhead Spearhead
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I got this offer

Deal Cadet Deal Cadet
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How do I set a lower limit for UPI transactions? I set a limit for online transactions but when I do a UPI limit check with my PIN, I still see the total limit.

Comrade Comrade
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@abhishek012 can you help?

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Deal Cadet Deal Cadet
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Just got the offer in iMobile for LTF Rupay coral card but after generating the card they showing Visa Platinum in netbanking. Anyone else faced this issue?

Crusader Crusader
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It's normal for everyone here..

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