https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590556#post_10590556
gakarshit
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How Kredit.pe will helpful to earn maximum benifits
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Kredit.pe offers 2% cashback on UPI Rupay Credit Card payment and 1% cashback on UPI through bank account.
So, What's new here?
This is just for a single month, from next month rewards reduced to half only. Still you can get 1% cashback on cc and 0.5% cashback on UPI through bank transaction.
So, How we can maintain 2% rewards rate?
You need to refer 5 friends to get 1 month extension. And 30 friends to get 6+1 months extension.
Don't forget, this rewards are separate what you are getting on your credit card. I.e. For AXIS IOCL Rupay card, you are getting 1% edge regards points, same with other cards.
What to do with all such rewards points?
You can buy Amazon GV, Flipkart GV, Myntra, MMT, etc, with big discount.
How to get big discount?
1. Get Rupay SBM Kredit.pe LTF FD Card - 2% rewards on UPI & 3% rewards on offline transactions also
And/or
2. Get LTF Rupay Yes bank ACE credit Card - No need to use, get this card just for to get big discount on GVs.
AGV: 7.5% with 1% charges
ASV: 7.5%
MMT Hotel: 30% wiith 3% charges
And many more.
Any More benifits?
Yes, Use Cred and pay your Credit Card bills through kredip.pe UPI to get 0.5% or 1%
If details are helpful then please ask for referral 😃
Happy New year in advance, 🥂 🥂
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https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590561#post_10590561
Supermoney is now chindichor. Giving me 0.1%/0.2%
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https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590563#post_10590563
dm referral
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590571#post_10590571
Check dm
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590648#post_10590648
so credit card MLM scheme?
Refer Excerpt: (which is typically MLM)
So, How we can maintain 2% rewards rate?
You need to refer 5 friends to get 1 month extension. And 30 friends to get 6+1 months extension.
now credit card issuing agencies started new type of MLM schemes (pyramid) so be careful, hahahaha
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590664#post_10590664
Yeah, plus you can get existing rewards with your rupay card. Further, SBM FD Backed card will provide you 3% rewards on offline transactions, you have to do 10k FD to get LTF Free physical cc. I am yet to confirm, whether FD card provides consistent 2% rewards or it also needs reference.
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https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590665#post_10590665
Rupay SBM Kredit.pe FD Card is not LTF in past
oh oh seems they converted it into LTF card
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590668#post_10590668
No, it's free, if you maintain 5k FD
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590686#post_10590686
Which app is better for cc bill payment and how much?
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590690#post_10590690
At present, I am using Cred+kredit.pe to pay cc bill via UPI. Furhter, you can use SBI Unipay with HDFC Easyshop debit card.
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https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10590753#post_10590753
VU+ for awareness of this post to many to use it:)
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10591883#post_10591883
Kredit.pe gives 1%/2% and we can use gift cards from those rewards. But those reward points are already available at better discounts than 2%. So, imo no use of Krepit.pe
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10591922#post_10591922
I am the one who left with zero AGV after trading. So, for me to get 6.5% discount on AGV is 100% utilization of rewards which I earn by UPI or Cc bill payment.
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592209#post_10592209
I am about to spent about 3 lakhs only this month. So if I apply and use for this month. Will I get 2% cashback? As rewards or cashback
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592568#post_10592568
This is basically a reward. You will 2% for first one month, also existing rewards with your Rupay Card.
You need to apply here Yes Bank LTF Rupay ACE card, just to increase discount while purchasing voucher. You will also get 500 Rewards., No need to use this cc, you can use your existing rupay cc.
I have calculation here to determine rewards rate at present:
Example: You can use this voucher to buy AGV at 6.5 % discount rate. (7.5-1%). 1% is shitty charges.
Consider you are already getting AGV from DD at 2.5% discount in trading section.
So here, your reward rate reduced by (100*2.5)/6.5= 38.46%
reward rate is: 100 - 38.46 = 61.54%
so, if you are getting 2 Rs. Rewards which means you actually getting (2*61.54)/100 = 1.23 Rupees along with your existing CC rupay offers.
I think this is best rewards any app offering at present.
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592248#post_10592248
Without CC 150rs is Max Limit
Useless App
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592290#post_10592290
Pyramid scheme 
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592365#post_10592365
Hahaha exactly:)
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https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592367#post_10592367
I am thinking to apply if its LTF or else i will skip, so for now its LTF on promotion, lets see, just to test waters
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592372#post_10592372
Referring 30 friends is impossible
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592377#post_10592377
even after referring the effect wont stay for long:) its just 1 month or few months:) and it will revert back to old reward structure, so in reality its worthless to refer friends to being with
so its pyramid scheme:)
MLM trap
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https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592468#post_10592468
Dm for referral
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592570#post_10592570
Please check dm
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592951#post_10592951
kredit.pe sucks...stop using it
https://www.desidime.com/discussions/how-kredit-pe-will-helpful-to-earn-maximum-benifits?post_id=10592954#post_10592954
ya its MLM at this point of time
before it was having worst rewards
I am only considering the card because of LTF offer at this moment or else as i already skipped i wont use it now as well
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