So, I am getting pre approved card from hdfc lifetime free HDFC biz grow , biz grow rupay and biz first. So suggest me should I apply any of these card as it is gonna be my first credit card of life.
If to apply which to apply.
1
Yes go ahead but remember, HDFC business credit cards are now not working on some e-com discount offers on Amazon and Flipkart.
HDFC biz grow RuPay is higher variant.
Here - HDFC BizGrow & BizPower Now on RuPay Variant - https://www.desidime.com/deals/hdfc-bizgrow-biz...
HDFC RuPay BizFirst Business Credit Card - https://www.desidime.com/discussions/hdfc-bank-...
I have taken recently a pre-approved Biz Grow Rupay LTF card, which looks good as of now.
Smartbuy GV gives 5% cashback + ~4% cashback on utility bill payments on Payzapp.
Taken in the hope of upgrading to some other card that offers lounge.
On utility how much cashback can be earned though Payzapp via Mellenia credit card?
If you are a tax payer, or pay gst then these cards are good for you.
If not then leave it because upgrading to normal cards from business cards is a hard task from hdfc.
You might have got these cards pre approved because you have been marked self employed in hdfc.
If you want normal cards change it to salaried and wait 3-4 months, offer will refresh and normal moneyback+, millenia, iocl cards will show up.
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