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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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If anyone try to load first time lime, then add only 500 with coupon load50, you will get 50 cashback and then transfer to bank with 2% transfer charge 13 rs. So total benefit 37 rs.

Deal Lieutenant Deal Lieutenant
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@esakki raja wrote:

If anyone try to load first time lime, then add only 500 with coupon load50, you will get 50 cashback and then transfer to bank with 2% transfer charge 13 rs. So total benefit 37 rs.


4% + taxes if amount is less than 2000 https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Perfectionist Perfectionist
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@thalateam wrote:

which name on card we need to provide for axis gift debit card by paytm ,,,, is it paytm account name , or shipping name or put as axis bank giftcard ,… any help..


Doesn’t matter. You can type any name at the time of a transaction. I just put my initials.



@gurucoupon wrote:

DealSeeker Should we go ahead and update it in the excel file ?

Yes, please do. @TechINC, this is a very bad development. Just 3 days ago, I transferred some money via Lime and I wasn’t charged anything. Anyway, thanks for the update.


@esakki raja How did you come to know about the “load50” coupon code?

Deal Lieutenant Deal Lieutenant
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@TechINC wrote:

@gurucoupon wrote:

@TechINC wrote:

@DealSeeker @gurucoupon lime wallet charges 2% + taxes ….after loading money lime surprised me https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


Anything special ? meant you crossed 10k limit or some another fact you found ?

Also I’m sure this is not first time you’re doing transaction on lime right ? Just Curious. Because somewhere while doing payment i was charged extra amount because it was first transaction. i.e Bigbasket charged 20rs for delivery for first order. Similar kind of stuff https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Should we go ahead and update it in the excel file ?


used lime for the first time!

https://links.desidime.com?ref=forums&url=https://i.imgur.com/AHDSs4R.jpg

full > https://i.imgur.com/AHDSs...pg


Thanks for the update.
But now confused. 2 % or 4% ? https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Is it something like below some amount than different / fixed charges ?

Deal Lieutenant Deal Lieutenant
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@DealSeeker wrote:

@thalateam wrote:

which name on card we need to provide for axis gift debit card by paytm ,,,, is it paytm account name , or shipping name or put as axis bank giftcard ,… any help..


Doesn’t matter. You can type any name at the time of a transaction. I just put my initials.



@gurucoupon wrote:

DealSeeker Should we go ahead and update it in the excel file ?

Yes, please do. @TechINC, this is a very bad development. Just 3 days ago, I transferred some money via Lime and I wasn’t charged anything. Anyway, thanks for the update.


@esakki raja How did you come to know about the “load50” coupon code?

after loading money it showed that code…… https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@gurucoupon wrote:

@TechINC wrote:

@gurucoupon wrote:

@TechINC wrote:

@DealSeeker @gurucoupon lime wallet charges 2% + taxes ….after loading money lime surprised me https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


Anything special ? meant you crossed 10k limit or some another fact you found ?

Also I’m sure this is not first time you’re doing transaction on lime right ? Just Curious. Because somewhere while doing payment i was charged extra amount because it was first transaction. i.e Bigbasket charged 20rs for delivery for first order. Similar kind of stuff https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Should we go ahead and update it in the excel file ?


used lime for the first time!

https://links.desidime.com?ref=forums&url=https://i.imgur.com/AHDSs4R.jpg

full > https://i.imgur.com/AHDSs...pg


Thanks for the update.
But now confused. 2 % or 4% ? https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Is it something like below some amount than different / fixed charges ?


4%+ taxes if amount is less than 2000 and if amount is 2000 or above then 2%+taxes https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@DealSeeker Have you used vcc provided by lime…..transaction is getting failed from that vcc on every site… https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Perfectionist Perfectionist
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@TechINC wrote:

@DealSeeker Have you used vcc provided by lime…..transaction is getting failed from that vcc on every site… https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


Successfully used it on PayU a couple of weeks ago. Can’t say why it’s not working for you.

Deal Lieutenant Deal Lieutenant
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@TechINC wrote:
4%+ taxes if amount is less than 2000 and if amount is 2000 or above then 2%+taxes https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


Updated + KG For sharing info

cc @DealSeeker

Deal Lieutenant Deal Lieutenant
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@DealSeeker wrote:

@TechINC wrote:


Successfully used it on PayU a couple of weeks ago. Can’t say why it’s not working for you.


Seems like there is some issue with lime, transaction is getting failed(done via vcc). Not able to transfer money also. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@gurucoupon @DealSeeker Just contacted lime support, they said that there is some technical issue…..from Monday users will be able to send money without any additional charges. So I think you should remove the edits at least till Monday until we get clear idea!

Deal Lieutenant Deal Lieutenant
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@TechINC wrote:

@gurucoupon @DealSeeker Just contacted lime support, they said that there is some technical issue…..from Monday users will be able to send money without any additional charges. So I think you should remove the edits at least till Monday until we get clear idea! https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


But i thinked you were charged. Right ?

if yes then let it be. We will update after your next try and get the confirmation. What do you say ?

Deal Lieutenant Deal Lieutenant
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@gurucoupon wrote:

@TechINC wrote:


But i thinked you were charged. Right ?

if yes then let it be. We will update after your next try and get the confirmation. What do you say ?


Yes, I was charged….better update after next try…..sc added! https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

http://www.i.imgur.com/rEdEZGg.jpg

full view> https://i.imgur.com/rEdEZ...pg

Helpful Helpful
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Negative comment added in play store by me. Hopefully, they revert the same on monday.

Deal Cadet Deal Cadet
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Paytm transfer limit modified to 10000 per day. 5000*2. Max limit is 10000 for month.

Deal Subedar Deal Subedar
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@DealSeeker
@gurucoupon One request, I do remember this is already requested earlier, Cant we add a column indicating mode of transfer (NEFT/IMPS) for each wallet?
I believe it’d be really useful for those who are in a hurry to transfer from wallet to Bank.
Just now loaded into pockets under an assumption that the transfer is immediate and now my money is stuck in it till NEFT is back on Monday

Deal Cadet Deal Cadet
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Great initiative guys.. really appreciate all efforts…
Very much correct time as many of dimers has accumulated GC and looking how we can load it and transfer to bank https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

I would like to add can we add information in spreadsheet like which wallet allows payment of credit cards.. Like in ICICI Pockets we can register the credit card details and make payment..

Thanks.

Deal Lieutenant Deal Lieutenant
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@dev007 wrote:

@DealSeeker
@gurucoupon One request, I do remember this is already requested earlier, Cant we add a column indicating mode of transfer (NEFT/IMPS) for each wallet?
I believe it’d be really useful for those who are in a hurry to transfer from wallet to Bank.
Just now loaded into pockets under an assumption that the transfer is immediate and now my money is stuck in it till NEFT is back on Monday


Bro, check the special note column. Its only 2-3 banks who’re doing NEFT. So we have mentioned the same under special note column.

Deal Lieutenant Deal Lieutenant
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@ashu99926 wrote:

Great initiative guys.. really appreciate all efforts…
Very much correct time as many of dimers has accumulated GC and looking how we can load it and transfer to bank https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

I would like to add can we add information in spreadsheet like which wallet allows payment of credit cards.. Like in ICICI Pockets we can register the credit card details and make payment..

Thanks.


Can you just verify, is it possible to do NEFT/IMPS transaction for credit card a/c ? Once you verify we will edit the information. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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Pls mention that now minimum amount of 750 rs. can be tfrd to bank via Lime wallet

Mobile Guru Mobile Guru
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@gurucoupon wrote:

@ashu99926 wrote:

Great initiative guys.. really appreciate all efforts…
Very much correct time as many of dimers has accumulated GC and looking how we can load it and transfer to bank https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

I would like to add can we add information in spreadsheet like which wallet allows payment of credit cards.. Like in ICICI Pockets we can register the credit card details and make payment..

Thanks.


Can you just verify, is it possible to do NEFT/IMPS transaction for credit card a/c ? Once you verify we will edit the information. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


I dont think there will ever be a NEFT/IMPS transfer feature for credit cards
It might be VISA money transfer

Mobile Guru Mobile Guru
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Any one tried guys Shmart website states that max amount we can send to bank in a single transaction is 5000, here in the spreadsheet it says 2500?

How much money can I transfer to bank at a time?
At one time/ per transaction you can only transfer Rs 5000.
As long as you do not breach the prescribed limits, there is no cap on the number of transactions. However, we may restrict this feature in case we see an unusual pattern in the number of transactions.

Deal Lieutenant Deal Lieutenant
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@getready wrote:

Any one tried guys Shmart website states that max amount we can send to bank in a single transaction is 5000, here in the spreadsheet it says 2500?

How much money can I transfer to bank at a time?
At one time/ per transaction you can only transfer Rs 5000.
As long as you do not breach the prescribed limits, there is no cap on the number of transactions. However, we may restrict this feature in case we see an unusual pattern in the number of transactions.


Thanks for sharing info. We collect information from dimers or from official website. Might possible they have increased the limit. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif
Anyway max Amount per transaction is updated.
cc @DealSeeker

Deal Lieutenant Deal Lieutenant
Link Copied
@gurucoupon wrote:

@ashu99926 wrote:

Great initiative guys.. really appreciate all efforts…
Very much correct time as many of dimers has accumulated GC and looking how we can load it and transfer to bank https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

I would like to add can we add information in spreadsheet like which wallet allows payment of credit cards.. Like in ICICI Pockets we can register the credit card details and make payment..

Thanks.


Can you just verify, is it possible to do NEFT/IMPS transaction for credit card a/c ? Once you verify we will edit the information. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


Pockets and Payumoney work. Lime will also work, but of no use considering transaction charges.

Deal Lieutenant Deal Lieutenant
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@getready wrote:

@gurucoupon wrote:

@ashu99926 wrote:

Great initiative guys.. really appreciate all efforts…
Very much correct time as many of dimers has accumulated GC and looking how we can load it and transfer to bank https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

I would like to add can we add information in spreadsheet like which wallet allows payment of credit cards.. Like in ICICI Pockets we can register the credit card details and make payment..

Thanks.


Can you just verify, is it possible to do NEFT/IMPS transaction for credit card a/c ? Once you verify we will edit the information. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif


I dont think there will ever be a NEFT/IMPS transfer feature for credit cards
It might be VISA money transfer


Seems you don’t have time to check your monthly statement https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

Perfectionist Perfectionist
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@gurucoupon wrote:

@getready wrote:

Any one tried guys Shmart website states that max amount we can send to bank in a single transaction is 5000, here in the spreadsheet it says 2500?

How much money can I transfer to bank at a time?
At one time/ per transaction you can only transfer Rs 5000.
As long as you do not breach the prescribed limits, there is no cap on the number of transactions. However, we may restrict this feature in case we see an unusual pattern in the number of transactions.


Thanks for sharing info. We collect information from dimers or from official website. Might possible they have increased the limit. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif
Anyway max Amount per transaction is updated.
cc @DealSeeker


Guys, read this post and the quoted portion carefully: http://www.desidime.com/forums/dost-and-dimes/t...

I initially put the limit as 5000 after looking at the FAQ page mentioned by getready. But when @cm4444 pointed it out, I checked the other FAQ page (https://cdn0.desidime.com/smileys/3obab.gif) and later on personally verified the limit to be only 2500. That’s when I edited the spreadsheet to correct the info.

gurucoupon, seems like we now need to follow a protocol of checking revision history or adding comments before making an edit. Please send me an email and let’s finalize these things so we don’t end up in such situations again. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

Deal Cadet Deal Cadet
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I think paytm has changed minimum amount to transfer to bank??

Mobile Guru Mobile Guru
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SBI Buddy changes tnc it seems
I am not able to transfer money i just added to sbi buddy to my bank account
It says limit exceeded even for a new account

Deal Cadet Deal Cadet
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Friends i need help in transfer of cashback amount …..its from paytm ….its around 7000..rs..now is there any trick to transfer free to bank?? Is it still working….how much i can transfer at once…5000 or full 7000…plss help sumone

Deal Cadet Deal Cadet
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paytm transfer to bank not working for me,anyone faced the same?

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