[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

@Magus wrote:

@gurucoupon wrote:

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

Yes. You should.

Just withdrew money from Freecharge (credited against a failed recharge txn). Instant!

CC @DealSeeker

Funny thing happened few days ago
I was trying to recharge with those freecharge 50 off coupons, i tried with same number 5 times with same recharge denomination
Got 250 cashback instantly, transferred to bank
After few minutes, all 5 recharges failed and i got 250 refund
Transferred those 250 to bank too,

@getready wrote:

Funny thing happened few days ago
I was trying to recharge with those freecharge 50 off coupons, i tried with same number 5 times with same recharge denomination
Got 250 cashback instantly, transferred to bank
After few minutes, all 5 recharges failed and i got 250 refund
Transferred those 250 to bank too,

Strange. FC does not usually provide cashback for failed recharges. You got lucky. Do they even allow transfer of cb amount? Because it is not possible according to their T&Cs. That means you got double lucky.

@Magus wrote:

@getready wrote:

Funny thing happened few days ago
I was trying to recharge with those freecharge 50 off coupons, i tried with same number 5 times with same recharge denomination
Got 250 cashback instantly, transferred to bank
After few minutes, all 5 recharges failed and i got 250 refund
Transferred those 250 to bank too,

Strange. FC does not usually provide cashback for failed recharges. You got lucky. Do they even allow transfer of cb amount? Because it is not possible according to their T&Cs. That means you got double lucky.

They allowed under certain conditions

@rajrocks wrote:

2.5k per load per day
10k monthly load limit/ transfer limit

Apparently, the 2.5K load limit is for DC. For NB, the load limit is 5K.

@getready You have discussed about Pockets a lot in this thread. Can’t you provide this info?

Guys, somebody provided details about the Pockets wallet in the thread long ago, but somehow it got missed. http://www.desidime.com/forums/dost-and-dimes/t... CC @gurucoupon

I need the following wallet load and transfer limits: per transaction, per day, and per month. We already know the mode of transfer is IMPS. CC @VaibhavJain @G@urav

@VaibhavJain wrote:

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

Nah, bro. Changed the plan as only three wallets are doing NEFT transfers: Shmart, Citrus, and PayU.

But thanks for reminding. Have mentioned this in the notes for these three wallets and added some other details.

By the way, just noticed that there is no information for the Pockets wallet. @rajrocks @VaibhavJain @getready Can you guys provide this info with links?

it was instant for me. i transfered to linked bank account.

@DealSeeker wrote:

@rajrocks wrote:

2.5k per load per day
10k monthly load limit/ transfer limit

Apparently, the 2.5K load limit is for DC. For NB, the load limit is 5K.

@getready You have discussed about Pockets a lot in this thread. Can’t you provide this info?

Guys, somebody provided details about the Pockets wallet in the thread long ago, but somehow it got missed. http://www.desidime.com/forums/dost-and-dimes/t... CC @gurucoupon

I need the following wallet load and transfer limits: per transaction, per day, and per month. We already know the mode of transfer is IMPS. CC @VaibhavJain @G@urav

Actually the limit varies i guess
If we are sending money via text/email or any other media apart by submitting bank details
Maximum amount we can send is 5000 from pockets wallet and 10000 from savings account linked to pockets wallet
and as far as mode of transfer, i think its NEFT unless the recipient account is ICICI bank

@DealSeeker wrote:

@rajrocks wrote:

2.5k per load per day
10k monthly load limit/ transfer limit

Apparently, the 2.5K load limit is for DC. For NB, the load limit is 5K.

@getready You have discussed about Pockets a lot in this thread. Can’t you provide this info?

Guys, somebody provided details about the Pockets wallet in the thread long ago, but somehow it got missed. http://www.desidime.com/forums/dost-and-dimes/t... CC @gurucoupon

I need the following wallet load and transfer limits: per transaction, per day, and per month. We already know the mode of transfer is IMPS. CC @VaibhavJain @G@urav

@DealSeeker wrote:

@rajrocks wrote:

2.5k per load per day
10k monthly load limit/ transfer limit

Apparently, the 2.5K load limit is for DC. For NB, the load limit is 5K.

@getready You have discussed about Pockets a lot in this thread. Can’t you provide this info?

Guys, somebody provided details about the Pockets wallet in the thread long ago, but somehow it got missed. http://www.desidime.com/forums/dost-and-dimes/t... CC @gurucoupon

I need the following wallet load and transfer limits: per transaction, per day, and per month. We already know the mode of transfer is IMPS. CC @VaibhavJain @G@urav

Found following stuff here

7. Limitation on Transactions:
Followings shall be transaction and/or daily limit for the financial transactions offered through this
Application –
• Fund transfer to Registered Payee, upto Rs. 2,00,000/- per day if such transfer is made
through a linked Account of the User.
• Fund transfer to mobile number, email id or social networking account (Twitter, Facebook,
oogle+) upto Rs. 10,000/- per day
• Bill payment to Registered Biller upto Rs. 2,00,000/- per day
• Bill payment to unRegistered Biller upto Rs. 50,000/- per day
• Prepaid mobile recharge or data card recharge upto Rs. 1,000/- per day
• Movie Ticket booking upto Rs. 5,000/- per day
• Gifting upto Rs. 10,000/- per day
• Food orders upto Rs. 5,000/- per day

manishtaneja90404 wrote:

pocket limits
charges to transfer 0%
maximum amount we can transfer per transaction 10000
maximum we can transfer per day/month 10000
maximum amount we can add in a day 5000 through net banking/2500 through debit card/credit card zero
Maximum balance limit per month 10000

@DealSeeker

@rajrocks wrote:

@DealSeeker wrote:
…
I need the following wallet load and transfer limits: per transaction, per day, and per month. We already know the mode of transfer is IMPS. …

Bro i beleive the above link itself answers ur unanwered questions.

Edit: Are they all 10K? Hard to believe!

@DealSeeker wrote:

How, bro? I need three separate transfer limits while you have provided only one.

“Max Amount You Can Transfer Per Transaction” 10k
“Min Amount You Can Transfer Per Transaction” 1
“Max Amount You Can Transfer Per Day” 10k
“Max Cashload Per CC/DC Per Month” 10k

hope this answers

@rajrocks wrote:

@DealSeeker wrote:

How, bro? I need three separate transfer limits while you have provided only one.

“Max Amount You Can Transfer Per Transaction” 10k
“Min Amount You Can Transfer Per Transaction” 1
“Max Amount You Can Transfer Per Day” 10k
“Max Cashload Per CC/DC Per Month” 10k

hope this answers

As I mentioned in my previous post, this limit is hard to believe as all of the other wallets have a limit of 5K or less per transaction. Seems like I need to “rediscover” my relationship with the Pockets wallet.

@DealSeeker wrote:

Seems like I need to “rediscover” my relationship with the Pockets wallet.

seems like u have become a bit rusty on maintaining relationships with Ex’s…

@getready wrote:

@Magus wrote:

@gurucoupon wrote:

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

Yes. You should.

Just withdrew money from Freecharge (credited against a failed recharge txn). Instant!

CC @DealSeeker

Funny thing happened few days ago
I was trying to recharge with those freecharge 50 off coupons, i tried with same number 5 times with same recharge denomination
Got 250 cashback instantly, transferred to bank
After few minutes, all 5 recharges failed and i got 250 refund
Transferred those 250 to bank too,

Happened with me too. Did transaction of Rs.50 twice but both were unsuccessful and later got refund twice (on 6 & 7 Oct.) for both the transactions. So got extra Rs.100 without spending anything.

guys, i need a confirmation from ur side regarding the wallet loads and transfers. has anyone really tried it? pls let me know. thx.
sbi buddy: 20k load and transfer per month
freecharge: 25k load n transfer per month

cc: @DealSeeker @gurucoupon

@rajrocks wrote:

guys, i need a confirmation from ur side regarding the wallet loads and transfers. has anyone really tried it? pls let me know. thx.
sbi buddy: 20k load and transfer per month
freecharge: 25k load n transfer per month

cc: @DealSeeker @gurucoupon

So the cards got activated, eh?

Haven’t tested the max limits yet. I have added all the details that I know in the spreadsheet, including the one about Freecharge not allowing the newly added money to withdraw for 48 hours.

@DealSeeker wrote:

So the cards got activated, eh?
Haven’t tested the max limits yet. I have added all the details that I know in the spreadsheet, including the one about Freecharge not allowing the newly added money to withdraw for 48 hours.

bro, didn’t buy after the 3rd paytm promo code came out after the ongoing paytm fiasco and not buying any axis from amazon coz cb from cb sites have been stopped.
have been seeing the info on the spreadsheet and wanted to validate as imps is usually 10k as per rbi.

ALL, anyone tried to beat the above limits. do let us know. thx.

@rajrocks wrote:
…
have been seeing the info on the spreadsheet and wanted to validate as imps is usually 10k as per rbi.
…

Yes, that is probably why the max limit for withdrawal per transaction is 10K (by Pockets). Seems like you are a little confused. The limits you mentioned are per month.

@DealSeeker wrote:

@rajrocks wrote:
…
have been seeing the info on the spreadsheet and wanted to validate as imps is usually 10k as per rbi.
…

Yes, that is probably why the max limit for withdrawal per transaction is 10K (by Pockets). Seems like you are a little confused. The limits you mentioned are per month.

@rajrocks wrote:

@DealSeeker wrote:

@rajrocks wrote:
…
have been seeing the info on the spreadsheet and wanted to validate as imps is usually 10k as per rbi.
…

Yes, that is probably why the max limit for withdrawal per transaction is 10K (by Pockets). Seems like you are a little confused. The limits you mentioned are per month.

bro, im talking abt sbi n freeecharge.

@DealSeeker wrote:

I know. But even Freecharge and SBI Buddy allow withdrawing only 5K per transaction, which is within the IMPS limit of 10K. Is it clear now?

k bro but what abt the monthly transfer limit? is it 20k/25k or 10k as per rbi?

@rajrocks wrote:

@DealSeeker wrote:

I know. But even Freecharge and SBI Buddy allow withdrawing only 5K per transaction, which is within the IMPS limit of 10K. Is it clear now?

k bro but what abt the monthly transfer limit? is it 20k/25k or 10k as per rbi?

Oxigen 10000 Wallet- Monthly limit of transaction can be Rs.20000/- in special case where unused limit of previous month may be included in next month.

Source: https://www.oxigenwallet.com/n...93

@DealSeeker wrote:

The higher than 10K monthly limits also baffle me as RBI doesn’t allow non-KYC wallets/accounts to keep/load more than 10K per month. There must be some technicality like the one with Oxigen wallet.

Oxigen 10000 Wallet- Monthly limit of transaction can be Rs.20000/- in special case where unused limit of previous month may be included in next month.

Source: https://www.oxigenwallet.com/n...93

*"@DealSeeker":http://www.desidime.com/users/...42 Oxigen 10000 Wallet- Monthly limit of transaction can be Rs.20000/- in special case where unused limit of previous month may be included in next month.

Source: https://www.oxigenwallet.com/n...93

This didn’t work for me though ; the previous month’s limit wasn’t carry forwarded when I tried a total transaction of >10k

Edit – greater than 10k matlab 8.5 – 8.5 ke do transactions I was trying par for some reason did not work

@rajrocks wrote:

@DealSeeker wrote:

I know. But even Freecharge and SBI Buddy allow withdrawing only 5K per transaction, which is within the IMPS limit of 10K. Is it clear now?

k bro but what abt the monthly transfer limit? is it 20k/25k or 10k as per rbi?

Imps limit of 10k only ; you sure ??

mai tou imps pe dhoom machata raha hu

galat 50k per transaction hai meri bank me tou

@ishandon wrote:

Imps limit of 10k only ; you sure ??
mai tou imps pe dhoom machata raha hu
galat 50k per transaction hai meri bank me tou

bro, we are talking wrt wallets and not bank accts.
for bank accts we can more than a lakh.
ur case may be related to non wallet txn.

@rajrocks wrote:

@ishandon wrote:

Imps limit of 10k only ; you sure ??
mai tou imps pe dhoom machata raha hu
galat 50k per transaction hai meri bank me tou

bro, we are talking wrt wallets and not bank accts.
for bank accts we can more than a lakh.
ur case may be related to non wallet txn.

@ishandon wrote:

@rajrocks wrote:

@ishandon wrote:

Imps limit of 10k only ; you sure ??
mai tou imps pe dhoom machata raha hu
galat 50k per transaction hai meri bank me tou

bro, we are talking wrt wallets and not bank accts.
for bank accts we can more than a lakh.
ur case may be related to non wallet txn.

okaa okaa okaa ; maaf krdo mujhe

@rajrocks Whats the max amount we can load in to lime wallet per day?
and how many transactions per day?

@getready wrote:

@rajrocks Whats the max amount we can load in to lime wallet per day?
and how many transactions per day?

10k, atleast 2