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HDFC Swiggy Credit Card - Lifetime Free

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Hdfc credit card topic banenr 1200 x 110 %281%29
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Top Comments
Deal Subedar Deal Subedar
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First year free only for me

Deal Subedar Deal Subedar
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@IamRage Thanks man.. i am not interested in regalia but infinia will be worth to upgrade smile
Coupon Connoisseur Coupon Connoisseur
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@sushrutji29544

in HDFC most of the upgrades are step by steps or it depends on networth and relationship and If I am not wrong you travel internationally a lot right, Regalia Gold is a decent card with free priority pass for both Main and Add-on cards and can be used to access lounge at the same time using both

 

this is my history so far with HDFC

2019 Aug - LTF Diners Club Miles

2022 Aug - LTF Diners Millennia 

2024 Aug - LTF Diners Privilege

hoping with this trend by 2025 they offer me LTF Diners Black


Critic Critic
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The trend of ltf credit cards is going away. ICICI easily gives ltf cards because none of their cards are worth paying anyway except amazonpay card for which buying prime membership is kind of must to get max benefits. Axis is a good example, they rarely give ltf cards except under some limited time offer for any user whose application is approved.
Cool Cool
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@guest_999 Actually no card is worth paying for unless one is a heavy user except probably SBI. And the trend is devaluation of card while the fees remain the same. The point is that icici is much better than hdfc in offering ltf cards to those who have accounts with them at least in my experience. Imagine hdfc stupidity in asking for annual fees for a virtual payzapp rupay card.
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Deal Cadet Deal Cadet
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Is it worth if you already have a Tata Neu Infinity Rupay LTF?

Firestorm Firestorm
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If we Got paid from Direct Site and if they provide 1500 amazon voucher then its also worthy as we get 3 years of fees in form of voucher 😄😄

Just saying this to feel relex as i got paid one 😌

Blaze Blaze
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Even I did the same after reading your comment. And, HDFC can be persuaded for converting it to LTF later on.

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Talk-Of-The-Town Talk-Of-The-Town
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Only FYF for me

Deal Newbie Deal Newbie
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Fyf

Cool Cool
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Not for me

Generous Generous
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In-App it's showing FYF,

Anyone tried directly on the URL shared by the OP?

Deal Cadet Deal Cadet
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Not for me, still it's FYF in Swiggy App. 

I am thinking to end all my ties with HDFC bank, which means letting go of my Millennia CC and any future possibility of Infinia. Will have to be content with SBI Cashback card.

Deal Cadet Deal Cadet
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Screenshot2024-08-27-12-46-50-393com.android.chrome

Deal Subedar Deal Subedar
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Hdfc excludes this card from their 10% instant discount offers in sales. This is a very big concern with this card, else it can beat even millennia card of hdfc.

Deal Lieutenant Deal Lieutenant
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good point, 

hmm so get this floater swiggy card as secondary card in HDFC ecosystem:) problem solved:)
Deal Cadet Deal Cadet
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finally showing ltf for me, have applied lets see

Deal Cadet Deal Cadet
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got the virtual card today, already have another hdfc neu card
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Star Star
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Only first year free

Crowdpuller Crowdpuller
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As I already have an HDFC card, it is saying I'm not eligible for it...

Deal Lieutenant Deal Lieutenant
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you can have a core and co branded card both together
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Deal Newbie Deal Newbie
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Will any fees will be applied if i upgrade to Millennia Debit Card from my existing Preferred Platinum Debit Card

Deal Cadet Deal Cadet
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Not worth...it's downgrade

Flame Flame
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It says both cards have same existing limit... It means will i get separate limit for each card or one limit for both cards ?

Hunk Hunk
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One Credit Limit for both cards grinning

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Deal Newbie Deal Newbie
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Apart from the swiggy ordering benefits, what i like about this card is the free golf lessons that you get every month as another benefit. This can be a great option for someone who wants to explore the game.

Deal Lieutenant Deal Lieutenant
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It is available on all mastercard, not specific to this

Deal Newbie Deal Newbie
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I have Infinia. Would it still make sense to have this as I'm getting LTF?

Deal Cadet Deal Cadet
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Thanks it was LTF for me and didn't now it all, thanks to you I applied yesterday and received virtual card today. Also physical card dispatched. VU

Budding Star Budding Star
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Vkyc or any type of verification happened?

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Deal Newbie Deal Newbie
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Nice plus1

Deal Cadet Deal Cadet
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Getting FYF. Will get it and close after 11 months.

Deal Newbie Deal Newbie
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FYF walking

Deal Newbie Deal Newbie
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first year free only. is there any trick to get life time free ?

Deal Cadet Deal Cadet
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Does this card come with free Swiggy one membership?

Hunk Hunk
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Yes you get complimentary 3 months swiggy one

Hunk Hunk
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Does this card give 5% for Amazon Flipkart transaction? Can we buy Amazon pay gc with it on Amazon and get 5%?

Deal Subedar Deal Subedar
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Same Q
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Deal Cadet Deal Cadet
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How to convert it to LTF? Already have this card

Deal Subedar Deal Subedar
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Got this LTF, applied via swiggy app, made a cibit hit(have HDFC account), is this expected ?
Limit provided is 5k. What's the use then! I have tata neu card with 10L+limit.
Netbanking says for credit limit enhancement says: "We regret that this Credit Card is currently not eligible for the service."
Should I mail CC(mail-id?)?

Hunk Hunk
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Wait for a week, your Swiggy CC CL will be shared with your Primary HDFC CC.

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Deal Cadet Deal Cadet
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Can anyone who has applied as LTF please send a screenshot of the Swiggy page to me?

Wingman Wingman
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Have hdfc regalia   however not upgraded tp to gold with 2500+gst fee.also having neu ftf card.will hdfc provide 3rd card as swiggy cobrand card to me ?

Hunk Hunk
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Yes, many have got 3 Cards from HDFC.

Deal Cadet Deal Cadet
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It was FYF for me until today.. 

Regularly use for food order and Instamart. And now it is showing as LTF. 

Just took a pre approved car loan. Not sure if I should go for this.

1000160475

Deal Subedar Deal Subedar
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I’m getting ltf but other than flipkart 5% nothing is useful for me. I got other cards to cover benefits

Deal Newbie Deal Newbie
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What if its ltf is it worth ordering in swiggy from that and getting benefits ???like the discount on the card matches the discount on the swiggy ??

Deal Lieutenant Deal Lieutenant
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Cashback on card is additional to swiggy discount

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