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HDFC Swiggy Credit Card - Lifetime Free

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Top Comments
Deal Subedar Deal Subedar
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First year free only for me

Deal Subedar Deal Subedar
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@IamRage Thanks man.. i am not interested in regalia but infinia will be worth to upgrade smile
Coupon Connoisseur Coupon Connoisseur
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@sushrutji29544

in HDFC most of the upgrades are step by steps or it depends on networth and relationship and If I am not wrong you travel internationally a lot right, Regalia Gold is a decent card with free priority pass for both Main and Add-on cards and can be used to access lounge at the same time using both

 

this is my history so far with HDFC

2019 Aug - LTF Diners Club Miles

2022 Aug - LTF Diners Millennia 

2024 Aug - LTF Diners Privilege

hoping with this trend by 2025 they offer me LTF Diners Black


Critic Critic
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The trend of ltf credit cards is going away. ICICI easily gives ltf cards because none of their cards are worth paying anyway except amazonpay card for which buying prime membership is kind of must to get max benefits. Axis is a good example, they rarely give ltf cards except under some limited time offer for any user whose application is approved.
Cool Cool
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@guest_999 Actually no card is worth paying for unless one is a heavy user except probably SBI. And the trend is devaluation of card while the fees remain the same. The point is that icici is much better than hdfc in offering ltf cards to those who have accounts with them at least in my experience. Imagine hdfc stupidity in asking for annual fees for a virtual payzapp rupay card.
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Deal Subedar Deal Subedar
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Not for me.

Deal Subedar Deal Subedar
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First year free only for me

Deal Cadet Deal Cadet
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Not working

Deal Cadet Deal Cadet
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Not for me

Deal Cadet Deal Cadet
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Received card today. 3 days back had checked in app. Saw LTF. Applied. Got email confirmation from cc also that's it's LTF

Deal Cadet Deal Cadet
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Are you existing hdfc bank cc holder??

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Cool Cool
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Annual fees 500 so wont take it. HDFC is stupid, even the payzapp rupay card had  99 annual fee so took the icici rupay LTF now hdfc is giving it ltf . Now i have 3 icici cards and just the one hdfc regalia which also is hardly ever used. Not taken the hdfc neucard either only because of annual fees.

Critic Critic
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The trend of ltf credit cards is going away. ICICI easily gives ltf cards because none of their cards are worth paying anyway except amazonpay card for which buying prime membership is kind of must to get max benefits. Axis is a good example, they rarely give ltf cards except under some limited time offer for any user whose application is approved.
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Deal Cadet Deal Cadet
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Very very user specific

Deal Subedar Deal Subedar
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I have heard even if you take it as FYFand not activateit for 28days, HDFC will call you and offer  you to make it LTF. 

@yogesh_gandhi10914 did it ask for any documents? or was pre approved?

Deal Cadet Deal Cadet
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no documents asked but i am already hdfc customer

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Heart of Gold Heart of Gold
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Showing FYF, hope they will provide it LTF before Diwali

Deal Captain Deal Captain
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Does this card count for HDFC CC based offers in Amazon & Flipkart Sales ???

Not getting ltf thought....🥲

Deal Cadet Deal Cadet
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yes will be applicable, but not getting any hdfc offer lately they are promoting emi more

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Generous Generous
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first year free only 

Deal Subedar Deal Subedar
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Any benefit if I am already having millenia LTF and Neu Infinity LTF?

Deal Lieutenant Deal Lieutenant
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Millenia provides limit of 20K per month, if you need more limit then you can take it.

View 17 more replies
Deal Newbie Deal Newbie
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First year free only for me.

Deal Subedar Deal Subedar
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I have LTF on the another which is not mapped with HDFC Bank. FYF on the number which is mapped HDFC Bank. Can I apply from other number?

Deal Subedar Deal Subedar
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FYF for me 

Hunk Hunk
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Does checking the given link by Mobile number and DOB trigger CIBIL Enquiry?

Helpful Helpful
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Yes for HDFC cards 😄
Deal Newbie Deal Newbie
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First Year free only. imagepickerBC6F008E-85DF-4331-9881-FF2702004020-10734-00000459D3FBFA5E

Deal Cadet Deal Cadet
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FYF only for me

Deal Lieutenant Deal Lieutenant
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For me FYF checked 3 days back and applied but in the app it said rejected but when i contacted HDFC customer care they  said its in progress lol

weird swiggy + HDFC combo showing rejected lol


NOW eagerly awaiting to see result of it lol



Deal Captain Deal Captain
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+ @yogesh_gandhi10914

Limit received? (If you applied LTF)

Deal Cadet Deal Cadet
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not yet

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Talk-Of-The-Town Talk-Of-The-Town
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Today I paid ₹500 annual charges for my HDFC Swiggy credit card🥹🥹🥹 sob

Deal Newbie Deal Newbie
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I got this card 3 months back. I'll get first year fee in next month statement. Any way to make this LTF?

Benevolent Benevolent
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FYF 👎

Deal Cadet Deal Cadet
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I closed my Regalia Gold after 1 Yr of charge free period. Just avoided paying 2500 + GST for next Yr.

Deal's Advocate Deal's Advocate
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Regalia gold is Visa or MasterCard??? I am getting LTF for Regalia gold so just want to know the version of this card

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Deal Cadet Deal Cadet
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I did not get such but hdfc site saying u already applied. The fact is I just checked every time if they show the ltf or not but leave from half grimacing

Helpful Helpful
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Applied fyf a few weeks back, sent screenshot of ltf offer from somewhere. Got converted to ltf. 

Deal Cadet Deal Cadet
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It showed ltf from my alternate number not registered in banking records, changed to that binary but was rejected saying that they don't issue co branded second card as holding regalia business

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Deal Cadet Deal Cadet
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Mine also showing fyf

Blaze Blaze
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Screenshot20240827102543Chrome
I have both Millennia & Tata Neu Infinity as LTF.
Hunk Hunk
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I got my LTF swiggy card too yesterday .. Already had LTF tataneu infinity card

Deal Cadet Deal Cadet
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How and when did u apply for tataneu LTF?

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Deal Lieutenant Deal Lieutenant
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Is this card worth it?

Deal Cadet Deal Cadet
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If you order regularly from swiggy or visit a dineout once every 3-4 months or so, it's definitely worth it.

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