https://www.desidime.com/comments/permalink/10383339
no offense
your post looks like a formal letter to a manager, requesting something to be done lol :) hehehehe i like your wordings:)Â
hdfc debit card upgrade
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Hello Dimers !!
I currently hold an HDFC Platinum DC, which I primarily use to pay bills and accumulate reward points. I have been presented with an opportunity to upgrade my existing DC to either the Millennia DC or the Business DC.
I kindly request your assistance in evaluating and comparing these cards to help me make an informed decision. Please provide a comprehensive comparison of the features, benefits, rewards, fees, and any other relevant details of each card.
Your expertise in this matter will be greatly appreciated as I aim to select the card that best aligns with my financial needs and preferences.
Thank you for your attention to this matter.
I currently hold an HDFC Platinum DC, which I primarily use to pay bills and accumulate reward points. I have been presented with an opportunity to upgrade my existing DC to either the Millennia DC or the Business DC.
I kindly request your assistance in evaluating and comparing these cards to help me make an informed decision. Please provide a comprehensive comparison of the features, benefits, rewards, fees, and any other relevant details of each card.
Your expertise in this matter will be greatly appreciated as I aim to select the card that best aligns with my financial needs and preferences.
Thank you for your attention to this matter.
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https://www.desidime.com/comments/permalink/10383380
bro come on, don't roast people publicly đ
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https://www.desidime.com/comments/permalink/10383341
mhm on short note of the features (I am not good at elaborating so keeping it short - sarcasm intended)
1) Platinum DC is good for paying bills till 75k (a month) to get 750 cash every month, why you need to upgrade???Â
2) Business DC as far as i know (someone correct me if I am wrong) is same as platinum DC in addition it offers 1% even for Tax paymentsÂ
3) Millennia DC is when your spend is less than 16k (a month) then its best as it gives 2.5% till 16k on online bill payments (via ANY ONLINE PORTAL OR ANY online bill pay)
so thats the major points:)
based on your requirement pick one
in my opinion no use to upgrade (in your case)Â
i presume and assume, you seen this upgrade option in your "HDFC banking app" and got curious right?? hehehe i was like this in past when i was new to HDFC things lol (and figured all this)
hope it helps
https://www.desidime.com/comments/permalink/10383525
You can't upgrade your card from platinum to Mellenia or business card hence it will be de-upgrade when you apply for upgrade they will sent the same new platinum card.
https://www.desidime.com/comments/permalink/10384033
let me correct it a bit:)Â
actually they wont:)Â
they will allow you to downgrade:) when you use that upgrade, i did it quite some time:) and they sent me downgrade 
i got from platinum to millennia and millennia to platinum, they will send the cards:)
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mhm on short note of the features (I am not good at elaborating so keeping it short - sarcasm intended)
1) Platinum DC is good for paying bills till 75k (a month) to get 750 cash every month, why you need to upgrade???Â
2) Business DC as far as i know (someone correct me if I am wrong) is same as platinum DC in addition it offers 1% even for Tax paymentsÂ
3) Millennia DC is when your spend is less than 16k (a month) then its best as it gives 2.5% till 16k on online bill payments (via ANY ONLINE PORTAL OR ANY online bill pay)
so thats the major points:)
based on your requirement pick one
in my opinion no use to upgrade (in your case)Â
i presume and assume, you seen this upgrade option in your "HDFC banking app" and got curious right?? hehehe i was like this in past when i was new to HDFC things lol (and figured all this)
hope it helps