Best health insurance policy for parents?

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Last Comment 2024-09-13

2024-07-17

Hello guys can anyone suggest me best health insurance policy for parents and also any methods to get discounts please suggest me the best one plan with your experience.

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https://www.desidime.com/comments/permalink/10329120

fun_timepass

2024-09-13

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@flash007

Bro any reason to not go for bank linked policy.. I want to take policy for my father 65 for which the premium is 38k per year. Through agent it is around 55k but they have refill benefit. Also in bank linked I guess I can't take tax benefit.

https://www.desidime.com/comments/permalink/10329247

flash007

2024-09-13

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@fun_timepass one of the main reasons is that policies have a waiting period for pre-existing & slow-developing diseases, and the partnership between banks & insurance companies is not lifetime long.

During any renewal time of the partnership, if for any reason, their partner is ended from any side then customers will have trouble because the waiting period & slow-developing diseases time period are not migrated to the new insurance provider partner.

Other reasons are generally bank policies don't have any no-claim bonus & plan migration features, but they are generally cheaper.