Amex's American mentality. Wont consider tier 2/3 city customers

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Deal Newbie
HarveySpecter

Amex is rubbish.. Foolish. They wont consider address proofs of tier 2/3 cities. And also rent agreement of tier 1 cities. Americans are all same. They are racist

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Pro Community Angel Pro Community Angel
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How are tier 1 indians different from tier 2 or 3 indians in "race" ?

Pro Community Angel Pro Community Angel
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How are tier 1 indians different from tier 2 or 3 indians in "race" ?

Deal Lieutenant Deal Lieutenant
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hmm OP HarveySpecter, you should think about practical viability of earning potential:) AMEX is a spender card (meaning they are not looking for credit needy people they are looking for people with HUGE CHUNK OF CASH PILE and tier 1 people has more probability of having it) .. so more probability of business for AMEX if one is a spender and tier 1 has more probability of higher lifestyle and spender possibilities.... 

Amex is not a charity to offer free cards to everyone lol its a high cost business  they want to target:) their business logic 

btw nothing related to race or americans here lol :)  its pure practical business logic, you are assuming too much in agony of not getting AMEX card lol

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Pro Community Angel Pro Community Angel
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How are tier 1 indians different from tier 2 or 3 indians in "race" ?

Deal Baba Deal Baba
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Deal Subedar Deal Subedar
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Funny grin

Post Emperor Post Emperor
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Bangur cement sasta nahi saabse accha

Deal Newbie Deal Newbie
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Any workarounds?? 

Deal Cadet Deal Cadet
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My application was rejected as I have no proof for residential address. However, Indian managers are worse than any other

Commentator Commentator
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Their acceptance in tier 1 cities itself is pathetic why would they want to enter into lower tier cities?

Don't tell me online is accepted. No company wants to issue cards only for online presence else they would have introduced online only cards.

Deal Newbie Deal Newbie
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Its a price error kinda thing. Whoever got it for them its a small loot

Generous Generous
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They have many Tier-2/3 Cities They are happily issuing Cards on that proof. Many of my friends got their cards approved at those addresses.

The PostMighty The PostMighty
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Card issuing and banking companies have a truckload of regulations to follow with stringent audits from RBI. Before they can issue cards to residents of Tier 2/3 towns they need to have some sort of established sales office in that city. A company's sole purpose is to make profit and if your Tier 2/3 town does not seem profitable enough to them they won't issue cards from there. They don't care about your race.

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