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Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback

Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback

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Finance Mentor
abhishek012
snapay credit card to bank account

https://play.google.com/store/apps/details?id=c...

Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card)+ Earn Reward/Cashback:

Note - Snapay transaction category is Utility (MCC - 4900). Only few selected credit cards you will get the benefit and Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.

Snapay 0.5% offer always showing valid only for Visa credit cards but you can also use RuPay credit card, personally verified many times earlier with RuPay credit cards. 
Offer -

snapay credit card to bank account

Go to Utility payment option >> choose low priority and payment method choose "Visa offers" option (remember - RuPay credit card user also choose "Visa offers" option)

snapay credit card to bank account trick

Now proceed to pay option -

snapay credit card to bank account trick photo

Here enter your Visa credit card or RuPay credit card and pay (dnt use Mastercard credit card) -

Screenshot-20241114-191451

Tips: 

Use Amazon ICICI Credit Card and get Flat 1% Cashback but dnt pay more than 50k otherwise ICICI will charge you 1%+GST for Utility spend. Also remember, if you already pay Utility payment somewhere else on this billing cycle then dnt cross all Utility transactions combined more than 50k.

Best card i think HDFC Infinia Visa variant. You will get highest Cashback on Utility spend.

Keep in mind that these days, many banks charge 1% + GST on utility spending beyond a certain limit. Avoid crossing that limit in your billing cycle; otherwise, 1% + GST charge will apply.

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Top Comments
Crusader Crusader
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Paid ₹49500 through apicici cc, ₹49207.95 receivable, ₹292.05 deducted, how much we will get from apicici cc, 1% i think🤔

Finance Mentor Finance Mentor
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Yes, 1% Cashback.

Remember, make sure not to cross 50k on Utility category even by mistake in this billing cycle. Otherwise, ICICI Bank will charge a full 1% + GST.
Commentator Commentator
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Those Who Used iMobile Giftcard Transaction With Amazon Card. -

Make Sure By Reducing That Amount From 50k Monthly Utility Limit. -

As iMobile Giftcard Transactions MCC Is 4814 Utility

Deal Subedar Deal Subedar
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Yes there is no issue in using the app . No blocking of card unless very high value transaction is done. I am using it for more than 2 years

Deal Subedar Deal Subedar
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@sanjeevtomarji

High chances that Axis will block the card and few other banks already blacklisted it

243 Comments  |  
95 Dimers
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Deal Cadet Deal Cadet
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bob snapdeal card will it give cashback for this ? Utility payment covered for cashback?

Investor Guru Investor Guru
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Yes .

Edit. Some people say that it gives 0 on utility. So, no. 

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Deal Cadet Deal Cadet
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what about airtel axis card and hdfc tata neu infinity card? will we get cashback at 1% &  1.5% respectively? if anyone can confirm

Finance Mentor Finance Mentor
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Axis Airtel CC - Utility category - 0% cashback through 3rd party apps + dnt use Axis Airtel CC on Snapay app, Axis bank cancel your credit card.

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Deal Subedar Deal Subedar
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HDFC Pixel play CC eligible?

Finance Mentor Finance Mentor
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All HDFC bank Credit Card - 50k or above 1%+GST charge (Utility category).

HDFC Pixel play CC - I didn’t find any restrictions on cashback for utilities anywhere - https://www.hdfcbank.com/content/bbp/repositori...

But there is a restriction of a maximum cap of 2000 reward points on utilities for all HDFC credit cards.

@mrj1593931 @Alka01 HDFC Tata Neu CC also has similar t&c: 1%+GST charge on utility payments of 50k or above in a billing cycle and a maximum cap of 2000 rewards on utility spending.

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Deal Newbie Deal Newbie
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Anyone tried AMEX?

Finance Mentor Finance Mentor
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Close your AMEX Card and live your life peacefully.
Deal Newbie Deal Newbie
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Does it give cash back for HSBC Cashback card(Now as HSBC Live+)

I used it earlier and worked not sure if there is any change happened.

Deal Newbie Deal Newbie
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Is this offer applicable once per snapay account ?

Deal Subedar Deal Subedar
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Anyone received 2% cb for scb smart cc this month? I have done 50k transaction on 1st Nov, yet not received. (I have created separate dd thread too, but no response). @abhishek012  any idea bro?

Finance Mentor Finance Mentor
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Bro SCB Smart CC already devalued - 

Following categories of transactions will not earn any cashback:

8.1 Fuel purchases;

8.2 For Bill Payments through Billdesk or StanChart Bill Pay, only transactions on Billers registered under the following categories will be eligible for cashback:

Telecom

Utilities (Electricity, Water, Gas)

However, im not 100% sure. 
😬

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Deal Newbie Deal Newbie
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For kyc what we need to provide?

Deal Subedar Deal Subedar
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@abhishek012 bob snapdeal 2.5% nhi de Raha kya ab 1.25 ho gya h uper comment padha???

Deal Cadet Deal Cadet
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Need to do kyc?
Deal Newbie Deal Newbie
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Tried using rupay kotak Myntra but txn is failing neutral_face
Finance Mentor Finance Mentor
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Some banks block Snapay transaction or use small amount.
Post Emperor Post Emperor
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Good plus1

Deal Cadet Deal Cadet
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Bob snapdeal gives 0 on utility. Same with Bob eterna.

Deal Subedar Deal Subedar
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Load Payzapp then you can get 2.5👍

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Deal Cadet Deal Cadet
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Payment to self or family member account ya cc bill kar sakte hai?

Vanguard Vanguard
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Can anyone confirm whether I get 10 reward points for 100 spent capped 2000 with BOB Snapdeal card? Recently approved my card and its my first time using it for snapay.

Deal Cadet Deal Cadet
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Is prepaid card working like gosats or tide?

Deal Subedar Deal Subedar
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How do you all settle the income tax related queries? From where this payment is coming from? And other queries?

Deal Cadet Deal Cadet
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Make transactions below 10 lac per annum then no need to worry

Vanguard Vanguard
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Can anyone confirm whether I get 10 reward points for 100 spent capped at 2000 with BOB Snapdeal card? Recently approved my card and its my first time using it for snapay.
Deal Cadet Deal Cadet
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Is prepaid card working?

Deal Newbie Deal Newbie
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Good 

Budding Star Budding Star
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@abhishek012

Please list out 1% or more than 1% cashback credit card ik deal wiki

Helpful for others

If any other dimers knows please comment in single comment 

Wingman Wingman
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Referral code please

Deal Newbie Deal Newbie
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M9TLRSMT

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Deal Cadet Deal Cadet
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Hdfc tata neu will give 1.5% neucoins?

Wingman Wingman
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Any referral

Crusader Crusader
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2M435PXL

Deal Newbie Deal Newbie
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@abhishek012 HDFC INFINITY RUPAY and HDFC PAYTM for both cards transaction is not going ahead

Worked smoothly with amazon pay icici

Deal Subedar Deal Subedar
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what's the limit for infinia? 

Crusader Crusader
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+1

Deal Subedar Deal Subedar
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Will Payzapp card work ? 

Helpful Helpful
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any luck on AU LIT with features enabled?
@abhishek012

Finance Mentor Finance Mentor
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No
Super Stud Super Stud
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Offer valid till??

Deal Subedar Deal Subedar
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Till you don't want you use it. 😄 or till your cc statement generation day. 

replyuser
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