Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card) + Earn Reward/Cashback
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Snapay - Credit card to Bank at 0.5% only (Only Visa & RuPay Credit Card)+ Earn Reward/Cashback:
Note - Snapay transaction category is Utility (MCC - 4900). Only few selected credit cards you will get the benefit and Dnt use Mastercard credit card because Mastercard charge high MDR on Snapay app.
Snapay 0.5% offer always showing valid only for Visa credit cards but you can also use RuPay credit card, personally verified many times earlier with RuPay credit cards.
Offer -
Go to Utility payment option >> choose low priority and payment method choose "Visa offers" option (remember - RuPay credit card user also choose "Visa offers" option)
Now proceed to pay option -
Here enter your Visa credit card or RuPay credit card and pay (dnt use Mastercard credit card) -
Tips:
Use Amazon ICICI Credit Card and get Flat 1% Cashback but dnt pay more than 50k otherwise ICICI will charge you 1%+GST for Utility spend. Also remember, if you already pay Utility payment somewhere else on this billing cycle then dnt cross all Utility transactions combined more than 50k.
Best card i think HDFC Infinia Visa variant. You will get highest Cashback on Utility spend.
Keep in mind that these days, many banks charge 1% + GST on utility spending beyond a certain limit. Avoid crossing that limit in your billing cycle; otherwise, 1% + GST charge will apply.
Deal Wiki
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Last updated by: abhishek012
ICICI Credit Card holders - New t&c will apply from tomorrow 15th Nov, 2024 but..
If you transaction today, your transaction will settled tomorrow.
Many times, the bank has deduct the charges for transactions made 2-3 days earlier, even though the devaluation was supposed to happen after 2-3 days. The banks give the reason that the charge was applied because the transaction was settled 2-3 days later.
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ZERO Cashback + 0.5% extra charge
@abhishek012 What about diners black credit card will we get similar benefits to infinia?
Remember, make sure not to cross 50k on Utility category even by mistake in this billing cycle. Otherwise, ICICI Bank will charge a full 1% + GST.
Any benefits from tata neu hdfc rupay cc🤔
Bekar h snapay chor company h paisa marna chahti h bs
Millenia eligible for 1% cashback?
or here - https://www.desidime.com/discussions/revisions-...
Also 50k restriction devaluation, 50k or above transaction 1%+GST charge - https://www.desidime.com/discussions/another-ro...
HDFC cards working on payment gateway. Earlier I used to get error.
Which card?
For me transaction failing after entering OTP in millennia
Does Kotak Myntra Rupay fetch 1.25% cb?
Does Kotak White card works on Utility and how much reward after charges?
Flipkart axis is eligible?
Bro,. I was not aware that Indus legend has 25k limit for utility. So did 25001rs transaction recently(for 1500rs voucher offer), and charged full 1%+gst i.e. ~300rs. So beware if you are going to use legend card, do less than 25k transaction.
Is it safe to use? Do they have customer care?
Oh but ICICI Devaluation PDF file mentioned only Utility MCC - 4899, 4900, 4901, 3887
Here link - https://www.icicibank.com/content/dam/icicibank...
Transaction fails by using Amazon icici card
bob snapdeal card will it give cashback for this ? Utility payment covered for cashback?
what about airtel axis card and hdfc tata neu infinity card? will we get cashback at 1% & 1.5% respectively? if anyone can confirm
Axis Airtel CC - Utility category - 0% cashback through 3rd party apps + dnt use Axis Airtel CC on Snapay app, Axis bank cancel your credit card.
All HDFC bank Credit Card - 50k or above 1%+GST charge (Utility category).
HDFC Pixel play CC - I didn’t find any restrictions on cashback for utilities anywhere - https://www.hdfcbank.com/content/bbp/repositori...
But there is a restriction of a maximum cap of 2000 reward points on utilities for all HDFC credit cards.
@mrj1593931 @Alka01 HDFC Tata Neu CC also has similar t&c: 1%+GST charge on utility payments of 50k or above in a billing cycle and a maximum cap of 2000 rewards on utility spending.
Does it give cash back for HSBC Cashback card(Now as HSBC Live+)
I used it earlier and worked not sure if there is any change happened.
No cashback on Utilities (MCC - 4900) and EMI transactions.
Is this offer applicable once per snapay account ?
Anyone received 2% cb for scb smart cc this month? I have done 50k transaction on 1st Nov, yet not received. (I have created separate dd thread too, but no response). @abhishek012 any idea bro?
Bro SCB Smart CC already devalued -
Following categories of transactions will not earn any cashback:
8.1 Fuel purchases;
8.2 For Bill Payments through Billdesk or StanChart Bill Pay, only transactions on Billers registered under the following categories will be eligible for cashback:
Telecom
Utilities (Electricity, Water, Gas)
However, im not 100% sure. 😬
@abhishek012 bob snapdeal 2.5% nhi de Raha kya ab 1.25 ho gya h uper comment padha???
Tried using rupay kotak Myntra but txn is failing 
![Amazon Fresh- Haldirams Gift Box Supreme Joy and other items [location specific]](https://cdn2.desidime.com/topics/photos/1880116/medium/Screenshot2024-11-14at5.05.19PM.png?1731584341)
![Amazon - Beverages Fest [ 15th - 20th ] Nov Upto 40% Off](https://cdn3.desidime.com/topics/photos/1880255/medium/Screenshot_20241115_013331_Chrome.jpg?1731614990)
Paid ₹49500 through apicici cc, ₹49207.95 receivable, ₹292.05 deducted, how much we will get from apicici cc, 1% i think🤔
Remember, make sure not to cross 50k on Utility category even by mistake in this billing cycle. Otherwise, ICICI Bank will charge a full 1% + GST.
Those Who Used iMobile Giftcard Transaction With Amazon Card. -
Make Sure By Reducing That Amount From 50k Monthly Utility Limit. -
As iMobile Giftcard Transactions MCC Is 4814 Utility