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Axis Bank Lifetime Free Credit Card (No Annual & Joining Fee) Limited Period Offer !!!

Axis Bank Lifetime Free Credit Card (No Annual & Joining Fee) Limited Period Offer !!!

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100% OFF 500.0
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https://clctab.axisbank.co.in/DigitalChannel/W....

Limited Period offer on Axis Bank website to get Lifetime FREE Axis Bank Credit Cards. Offer applicable on Axis Bank Flipkart, MyZone and Neo Credit Cards. Grab this deal on Axis Bank website asap !!

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Deal Cadet Deal Cadet
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I see a cibil enquiry related to axis bank and the enquiry amount is 10k and there is another entry related to SBI card with enquiry amount 100. I am very new to understing this stuff. Can anyone explain me the significance of enquiry amount in cibil report?

Deal Lieutenant Deal Lieutenant
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Enquiry Amt Is Different For Different Banks 

Nothing To Worry ! 

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Deal Cadet Deal Cadet
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I received my Flipkart Axis CC today. smile

Trailblazer Trailblazer
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Please Share timeline from applying to verification, approval, dispatch and all.

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Deal Newbie Deal Newbie
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Have priority account with them but was still rejected. Called and told them I want to close all the relations with axis bank, now they are ready to give the same card. No reason was given why was it rejected initially.

Deal Captain Deal Captain
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@Rockstar008 check this, you should fail the loyalty test to get what you want.

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Deal Cadet Deal Cadet
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I got my flipkart axis credit card yesterday by bluedart courier.. On welcome letter it is mentioned that Annual fees as 500 and joining fees as 500..please find the image below

https://imgur.com/a/a...fw

Anyone received as same.. 

Deal Newbie Deal Newbie
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It might be possible that they have used wrong or old letter head. I had applied FK card when it was offered in LTF offer. I got the same letter mentioning annual fee but when I confirmed from CC they said no your card is LTF.

But to be on safe side keep email or SMS if you have received mentioning about the fee while applying.

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Deal Subedar Deal Subedar
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I’m not able to verify delivery of my credit card. After enabling domestic txn, on last page when it asks for mpin, it’s throwing error try again, any solution to this?

Deal Newbie Deal Newbie
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  • 15th Feb: Applied online for Flipkart Axis LTF card
  • 16th Feb: Got a call from Axis on 16th saying that the card is pre-approved for me inspite of me having no prior relationship with Axis. An agent visited my home and did physical KYC.
  • 17th Feb: One more agent visited my home for verification and asked for PAN and electricity bill. On the same day I got a call from another agent asking me to verify my company name & address. Later that day I got the ‘application approved’ SMS. Status on the site changed to ‘approved’ and also got a decent limit.
  • No communication after that.
  • 22nd Feb: Got ‘application declined’ SMS.

https://cdn0.desidime.com/attachments/photos/745591/original/20220222_135458_temp.png?1645518503

https://cdn0.desidime.com/attachments/photos/745592/original/Screenshot_20220222-133225__01.png?1645518527


I wouldn’t be pissed as much if the Axis agent didn’t tell that the card was pre-approved for me or if they hadn’t done multiple verification visits and calls. The status on the site still says ‘approved’ but I have no hopes.

This is my second application for Flipkart Axis LTF Card. The first one was in September last year (done from Flipkart app) which was also declined after physical KYC.

Deal Subedar Deal Subedar
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Must be your agent agent created multiple applications out of which one is approved and second is declined. Do one thing, try chatting with axis customer care, if it gets connected, then you are approved and you will get your card (you can also enquire last 4 digits & get your customer id too)

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Deal Cadet Deal Cadet
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FYI, my application through website got declined. However, applied through App is approved, I guess( I could see last 4 digits of the Card), no sign of card shipment yet. 

Deal Cadet Deal Cadet
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Anybody tried their Twitter handle to get a favourable reply.

My card(myzone) is under process since a week. I do have sb account and fk card since last October.

Helpful Helpful
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My myzone is also uder process from past week till now no updates

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Finance Mentor Finance Mentor
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got fk card now as it was showing ltf. 

Deal Cadet Deal Cadet
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My application was showing declined the day kyc was done, next day after that it was showing in process.. from last 3 days it was showing “in process” only.. but today again it changed to “declined” does that mean application got rejected or still some drama is left?

Deal Newbie Deal Newbie
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Similar drama happening with me grinning

Blaze Blaze
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My card was approved with 15K limit🤐🤐🤐

Previously my application tracking shows Declined after KYC completion, then changed to In Process.

Now it was approved.  No Verification call recieved. I have no relationship with axis.

Deal Lieutenant Deal Lieutenant
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Any One Who Recently Got Axis Card ( Less Than A Month) 

And Applied For LTF Card ?  ( Approved Or Declined) 

in Jan I Recd My Axis FC Card And Applied For FK LTF On Feb 16

No CIBIL Enquiry

No Communication 😕


Deal Captain Deal Captain
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Their internal policy might have lapsed, must be renewing the policy, hence the delay

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Shopping Friend Shopping Friend
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Axis Bank allows change of card variant? For example can I downgrade FK Axis to Myzone or something else?

Deal Lieutenant Deal Lieutenant
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yes, it’s still call an upgrade, call cc

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Deal Cadet Deal Cadet
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Approved Axis Bank Flipkart Visa Credit Card with 201000 limit

Deal Cadet Deal Cadet
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Yesterday applied, kyc done same day
Today approved with 57000 limit

Deal Newbie Deal Newbie
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Ye sare cibil hit cibil hit chilla rahe hai, ye hota kya hai cibil hit.

Generous Generous
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Cibil is a score which is used by banks to determine whether to give loan or not. Higher the score, higher the chances of loan getting approved.

Cibil hit- when a bank or lending institution checks your cibil to determine loan/credit card eligibility, it is knows as hard enquiry. In that case cibil score decreases. This decrease of cibil score is being called as cibil hit.

Deal Subedar Deal Subedar
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I received a letter for application declined “We observe from our records that a duplicate application
is currently under process with us” what that mean

Deal Newbie Deal Newbie
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no relation with axis Bank.

applied yesterday from fk app , agent asked me to visit bank for my kyc.

Original documents shown, salary slip submitted. and told that in 5 -6 days your application will be reviewed and you will know it approved or rejected.

within 30 mins got msg ’

Congratulations, welcome to Axis Bank Credit Cards! Your Application for Axis Bank Credit Card is approved. The card details will follow shortly." 


but status of application on website showing “in progress” 

How this approved msg come in 30 mins ?

how can I track real status of my application

Star Star
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But if u applied thru FK app, then it will be chargeable. No LTF.

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Deal Subedar Deal Subedar
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My application status was declined for 4 days and now it has changed to In Process.

Deal Cadet Deal Cadet
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you recieved decline sms too?

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Deal Captain Deal Captain
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My application is showing declined since 2 days. But just now I got third verification call. Don’t know how their systems work.

Deal Captain Deal Captain
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Now status changed from declined to in process.

Benevolent Benevolent
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How much of a hit the CIBIL score takes in general for a CC enquiry? 

Star Star
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In general, thru my experience, 2 to 4 points decrease. Some dimers mentioned they got 6 points reduced for some Cibil enquiries.

Deal Cadet Deal Cadet
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applied on 17th morning, kyc done on same day.

till now no further update, what i have to do?

Deal Newbie Deal Newbie
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Since last day not able to track either by Application ID or Pan/Mobile.

Loader just shows and then hides nothing happening.🥲

Star Star
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+1


Tried different browser – Not working.

Tried different Network – Sometimes working.

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Deal Newbie Deal Newbie
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Showing in process since 6 days… Got verification call only name asked… Now showing declined…

Having axis fc card… Applied with same mobile number used in axis fc card…

Deal Cadet Deal Cadet
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Axis systems are Khichdi & Barbaadi !

Deal Cadet Deal Cadet
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that means your card has been approved

Deal Newbie Deal Newbie
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I got this email – We have reviewed your card application and as per our internal policy we cannot process your request at this stage.

Any help?

Helpful Helpful
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update:

existing relationship: hold LIC AXIS CC (recd in Nov 21)

15-Feb 10pm: applied for Myzone CC using mob no & PAN (not custID)

16-Feb 12:30pm: agent came, did eKYC using aadhar number on mobile app (app was pre-filled)

no other documents (like income proof) were asked

17-Feb: status was showing Declined

18-Feb: status change to In Process

23-Feb: recd SMS, card is approved, status changed to Approved (but card details not revealed)

** can see card details in AXIS mobile app, limit is same that of LIC-AXIS (may be shared)

CIBIL: 784

Star Star
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Congratulations…
Almost identical timeline for me as well except approval.
Hope will get the result today or Tomorrow

Deal Cadet Deal Cadet
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Applied for Myzone LTF


existing relationship: hold Axis Flipkart ( MasterCard ) and Freecharge 


15-Feb – applied using mob no & PAN as new customer


18-Feb – eKYC using aadhar through agent

no  income proof


19-Feb: status was showing Declined


20-Feb: status change to In Process


23-Feb – card is approved, status changed to Approved. Details showing in axis application but with different and much more limit than earlier axis cards 


CIBIL: 789

Experian – 870

Deal Cadet Deal Cadet
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@mysalemo771 @ajitshukla2k13950

Where can I get CIBIL / Experian / CRIF / Other scores?


Deal Cadet Deal Cadet
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one score and paisabazar . But paisabazar may start spam calls

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