Freecharge App offer - Freecharge Rs 20 cashback on Rs 20 Recharge (3 times /all users) Valid till 18th December 2015 (Not Valid for Airtel users)

Recharged. Instant cash back. Working great

No for me…what is the issue??

@Ram_Raj wrote:

"@rv2012":http://www.desidime.com/users/99069 wrote:


SBI and Indian bank.

I too had same experience with Indian bank.lost 955rs.

Haha than I lost a lot less, my transaction was 568 in an year LOL

@Ram_Raj wrote:

"@rv2012":http://www.desidime.com/users/99069 wrote:


SBI and Indian bank.

You can do up to 100 transactions / year by using your Indian bank debit card( including ATM withdrawals). If it exceed more than 100, you will be charged 6 rs for every new transaction.

I still have no idea about how they calculate the charges but now I try to avoid tiny recharges like freecharge 20rs offer. Thanks.

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

@Ram_Raj wrote:

"@rv2012":http://www.desidime.com/users/99069 wrote:


SBI and Indian bank.

You can do up to 100 transactions / year by using your Indian bank debit card( including ATM withdrawals). If it exceed more than 100, you will be charged 6 rs for every new transaction.

"@ChAmP":http://www.desidime.com/users/111263 wrote:


yes many times sbi deduct my but donot knw they deduct for netbanking transaction or debit card transaction

"@Ram_Raj":http://www.desidime.com/users/328922 wrote:


Including net banking?

I’m getting maximum redemption error. Everything is messing up. It’s not the account which i tried to loot any kind. Pls dimers help is needed… @hese @Vaibhav Jain@ @G33kBoyRavi

Vu and +kg, got cb’s instantly.

u have reached the maximum limit of redemption for this promocode

error is coming but i havnt use single time this code

reminds me of those days wen paytm use to give such offers…that too on wallet trxn..

done 20*3 received 60 cashback

u have reached the maximum limit of redemption for this promocode

error is coming but i havnt use single time this code

plz help

@gskalsi wrote:

u have reached the maximum limit of redemption for this promocode

error is coming but i havnt use single time this code

plz help

same here any suggestions?

"@sourab_hegde":http://www.desidime.com/users/280313 wrote:

same here any suggestions?

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

this is not working code today…..

@gskalsi wrote:

u have reached the maximum limit of redemption for this promocode

error is coming but i havnt use single time this code

SAME ERROR FOR ME ALSO

i was using my id on app from which i had done 3 recharge after that i logout and after 10min login to another id then this error was coming….

pls help

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

worked perfectly.
VU+KG

@rv2012 wrote:

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

I have been using SBI netbanking for quite a few transactions, but I havent noticed any charges. I also have a home loan (like a CC acct – maxgain) with them, so yes I do avg 7-8 txns per month.. it was abt 10-15 last year..

Not that I am promoting SBI.. but I will like to know how and when do they deduct these charges for you. I shouldnt have missed them, but I wont mind to verify again.

@rv2012 wrote:

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

Instead of doing transactions oe debit cards, better to take one credit card do transactions…they dont have any limit on transactions and they want us to do as many transactions as possible …:shock:

@rv2012 wrote:

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings accoarge for every transaction made via debit card per month.

Including net banking?

N. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

Yeah 100%, i do all my transaction from debit card atleast 100 per month still no charge. I have also confirmed with CC, they said unlimited transaction and only i have to pay debit card fee 100 plus tax a year which of course every bank charges.. their reward system is also good.. you will get loyalty point even for 10 rs tranx … and also redeemable at Payumoney

You can further cross check from their CC or branch.

@aswaniexpress wrote:

@rv2012 wrote:

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

Instead of doing transactions oe debit cards, better to take one credit card do transactions…they dont have any limit on transactions and they want us to do as many transactions as possible …:shock:

Everyone cant afford credit card or say eligible for.. Also some people dont prefer credit card for payment due to risk involved (Ofcourse a myth )

@deeceeds wrote:

@rv2012 wrote:

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

I have been using SBI netbanking for quite a few transactions, but I havent noticed any charges. I also have a home loan (like a CC acct – maxgain) with them, so yes I do avg 7-8 txns per month.. it was abt 10-15 last year..

Not that I am promoting SBI.. but I will like to know how and when do they deduct these charges for you. I shouldnt have missed them, but I wont mind to verify again.

I was charged last year around April for transaction charges. All the charge name said was “trans/chrgs” and it was automatically deducted from my account.

@aswaniexpress wrote:

@rv2012 wrote:

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings account has a limit of 30 free successful transactions done via debit card per month. After using 30 free transactions, there is a charge for every transaction made via debit card per month.

Including net banking?

Net banking is included in transaction calculations.

SBI is chor when it comes to hidden charges. I cancelled my SBI credit card and the rep wasn’t even bothered to ask me a reason why I’m doing it. They promised there wont be any yearly charges when you transact more than 30k and I did a lot more than that but I still saw around 1500rs for yearly charges. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

Instead of doing transactions oe debit cards, better to take one credit card do transactions…they dont have any limit on transactions and they want us to do as many transactions as possible …:shock:

I know and I do use cc but the prob is I don’t like my cc statement to show tiny 20rs charges multiple times

@Thesamr wrote:

@rv2012 wrote:

@Thesamr wrote:

@rv2012 wrote:

@Ram_Raj wrote:

@agarsh wrote:

@rv2012 wrote:

@Troll wrote:

@rv2012 wrote:


You don’t get it, you want every month my statement to show mere 20rs charges multiple times.

The Multiple Transaction Charges only problem with Some Private Banking

PSU bank never do transaction charges Unlimited Internet Transaction I guess – That’s Y I suggest BOB

Do sure first I dont have BOB bt I think it will work with any PSU Bank

I was charged above 1000rs for transaction charges via PSU bank. That was the first time I realized there are charges like that if you cross certain transaction limit in a month/year in every pvt/psu bank. So rather than getting 20bucks on 20rs recharge, I’ll skip such offers.

Cc = @Troll
You’re right. There is a limit on transactions done via debit card per month for many banks for most of the savings accounts.
E.g., SBI’s general savings accoarge for every transaction made via debit card per month.

Including net banking?

N. I cancelled it and happy with Citibank now.

PNB is best in these regards… unlimited NB and debit card transaction…. And their reward loyalty system is also good

You 100% sure? I’ll open my account in pnb today if it’s true. Please confirm.

Yeah 100%, i do all my transaction from debit card atleast 100 per month still no charge. I have also confirmed with CC, they said unlimited transaction and only i have to pay debit card fee 100 plus tax a year which of course every bank charges.. their reward system is also good.. you will get loyalty point even for 10 rs tranx … and also redeemable at Payumoney

You can further cross check from their CC or branch.

PNB here I come