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1.8% cashback upto 300 on adding money in paytm wallet via Credit cards
applicable 4 times a month and 1 times per day
If charges are less like 2.35% its a good deal
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https://www.desidime.com/comments/permalink/9459282
Be careful Paytm itself charges for transfer to bank
Loading money into Paytm Adding money to Wallet through any funding source other than Credit, Corporate, Prepaid Card and Net Banking (other than through Paytm Payments Bank) - NIL
All transactions of loading money into wallet via Credit Card will be charged up to 2.5% (exc. of GST). Also, all transactions of loading money into wallet using American Express, Corporate Card or Prepaid Card, will be charged up to 3% (exc. of GST).
A surcharge of up to 2% will be applicable on users who have added money in their wallet using Credit, Corporate or Prepaid Card and taken it to the bank account for an amount greater than or equal to INR 5000 per month, in the current or either of the last three calendar months.
For example: If a user adds INR 8000 to his Paytm Wallet using Credit, Corporate or Prepaid Card in a month, spends INR 2000 for payment using Paytm and takes INR 5000 or more from the remaining amount to bank account in the same month. Then, the user will be levied with a surcharge of up to 2%, on the amount being taken from wallet to bank account, for current and next six calendar months.
Adding money to Wallet through Net Banking (other than through Paytm Payments Bank) will be charged up to 1.5% (exc. of GST). Please use UPI for Adding Money to Wallet for free.
Charges stated above may be charged by the Bank or its associated Payment Gateway service provider.
https://www.desidime.com/comments/permalink/9459081
Which cc beats 1.8% charge
Amex is charging 2.65%
https://www.desidime.com/comments/permalink/9459085
amex gives 0.5% benefit so net loss is 0.35% at which CC to bank is best
i have ignored CC payment offers here
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https://www.desidime.com/comments/permalink/9459088
Do remember many cards are now charging for using cards on wallet loads so even if paytm compensates for the conv. charge which they take (around 2.5%) even then it might cost one something so be vigilant of that it's not the same time as before.
https://www.desidime.com/comments/permalink/9459090
any recent experiences u can share?
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https://www.desidime.com/comments/permalink/9459232
Petrol pumps
Ready to take that balance if of no use
https://www.desidime.com/comments/permalink/9600062
I had this offer enabled but I got only 1.5% cashback not 1.8% why ? also app is not allowing to raise ticket for the same , how can we contact paytm customer care ?
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Vu i have 2.35% charges, going to use this