Latest Best Credit Card Offers

The IRCTC HDFC Bank Credit Card is useful for travellers using IRCTC for train tickets, air tickets, trips, and meal booking as it gives 5X rewards.

• 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App

• 1 Reward Point for every INR 100 spent on all other spends
• Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy
• 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
• 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
• 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
• Welcome Gift voucher worth INR 500 on card activation by performing 1 transaction of any amount within first 37 days of card issuance
• Gift voucher worth INR 500 on quarterly(every 90 days from the issuance date) spends of INR 30,000 or more
• The redemption against the train ticket booking at the rate of 1 Reward Point = INR 1 on HDFC Bank SmartBuy Reward Points will lapse on expiry of two years from the date of issuance.
• Redemption can be made only against 70% of fare ticket amount on train ticket booking via HDFC Bank SmartBuy, inclusive of fares of all the passengers and service charges levied by IRCTC.
• Reward Points can be used only for redemption against I train ticket booking via HDFC Bank SmartBuy.
• A minimum of 100 Points are needed to be redeem rewards
• Joining/Renewal Membership Fee – Rs. 500 + Applicable Taxes. Spend INR 1,50,000 or more in an anniversary year, before your Credit Card renewal date and get your renewal fee waived off.
• Maximum of 500 reward points can be earned in a calendar month on UPI spends through IRCTC HDFC Bank Credit Card.

The Marriott Bonvoy HDFC Bank Credit Card is definitely rewarding for Marriott Hotels in India and around the World. This Hotel credit card also has good travel benefits, and comes in the premium cards category for Hotels. It promises up to 4 Free Night Awards and ₹1,71,600 yearly savings.

Marriott Bonvoy HDFC Bank Credit Card Benefits

• 1 Free Night Award (up to 15,000 Points) as welcome gift and on card renewal. Make a note that Certain hotels can levy resort fees.
• Complimentary Marriott Bonvoy Silver Elite Status
• Each calendar year you will receive 10 Elite Night Credits to use towards the next level of Marriott Bonvoy Elite status
• Accelerated Rewards:

• Earn 1 additional Free Night Award when you reach ₹6 lakh, ₹9 lakh, and ₹15 lakh spend thresholds each within your Card anniversary year.
• Airport lounge access (12 domestic and 12 international lounge visits annually)
• Membership in the Golf Program (2 times per quarter)
• Access to concierge services.
• Foreign Currency Markup: 3.5% on all your foreign currency spends
• Insurance

• Free Epicure membership with offers and benefits across Taj hotels
• Taj Experiences gift card worth ₹12,000
• Complimentary EazyDiner Prime annual membership
• Metal credit card
• Forex Markup as Low as 0.99% – everywhere, with no terms and conditions
• 1:1 redemption for 20+ airlines, and for Apple products with Imagine vouchers
• Enjoy unlimited airport lounge access in India and internationally and 8 international guest visits
• Earn 3 Reward points for every INR100 you spend – plus, your points will never expire
• buy one, get one offers from BookMyShow
• Get 30% off your bill with EazyDiner (up to INR1,250)
• Access to over 850 airport lounges in India and overseas
• International Travel Insurance
• Learning offers with our global partners including British Council, Yousician, eDX
• Overseas Education assistance offers with the University Guys

The Bank of Baroda Premier RuPay Credit Card is more of a premium credit card that comes with some great benefits for a good cost too. By paying a joining/annual fee of Rs. 1,000, you get to enjoy many reward points, offers, and some lounge access benefits too with this RuPay credit card from the Bank of Baroda. You can also waive off these joining and annual fees by spending a certain amount in a specific period of time. All these benefits make the BOB Premier RuPay credit card a great deal for many.

• Get 2 reward points on every ₹100 that you spend.
• Get 1 reward point on every ₹100 that you spend on select merchant stores.
• Spend ₹10,000 within the first 60 days to get the first year free.
• Spend ₹1,20,000 to get a fee waiver in a financial year.
• 1 Complimentary Airport lounge access every quarter.
• 1% fuel surcharge waiver
• Easy EMI conversion on spends of over ₹2,500.
• Free personal accident cover

The HSBC VISA Platinum Credit Card is the perfect option for beginners who do not know where to start with their credit card journey. This lifetime free credit card comes with decent benefits and easy enough rewards for everyone to grasp. Not only that but it also offers Air miles conversion for various airlines, which can be a great benefit for anyone looking for the best lifetime free credit card for traveling. Also, it is one of the very rare Lifetime Free Credit Cards with Airport Lounge Access, which gives it a significant advantage over other credit cards.

• Air Miles conversion on many airlines like InterMiles, Singapore Airlines, and British Airways
• Buy one get one free movie ticket offers, up to ₹250, on Saturdays when booking via BookMyShow.
• 15% Instant Discount on shopping at TATA CLiQ across various categories
• Many ever-changing and live offers
• Savings of up to ₹3,000 annually on fuel surcharge
• Zero liability for lost cards
• Emergency Card Replacement
• Insurance Benefits

On completing a transaction of ₹2,500 or more within the first 30 days of issuing the card, you will get:

• An Amazon voucher worth ₹500
• A Swiggy voucher worth ₹250
• 3 Complimentary Airport lounge access, international and domestic. Or, 3 complimentary AirDine vouchers

For more details on reward points redemption and conversion, refer to this page.