New Swiggy HDFC Credit Card Launch Date, Benefits & More

The Swiggy HDFC Credit Card launch has been confirmed by HDFC and Swiggy and both the companies have launched their collaborative credit card. Here is everything you need to know about the HDFC Swiggy Credit Card.

by Sahil_Jain Updated: 21 May, 2024, 16:01 IST
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The long-awaited HDFC Swiggy Credit Card has been launched by the HDFC Bank now and it comes with many benefits, especially on orders on the Swiggy app. This Swiggy HDFC Credit Card will offer a 10% cashback on all Swiggy orders, a 5% cashback on all online spending on other platforms, and a 1% cashback on all offline spending. Considering all these benefits, the HDFC Swiggy credit card would be a great CC for many users with its joining/renewal fee of just Rs. 500. Let’s talk a bit more about this new Swiggy HDFC Bank credit card, its benefits, and how you can apply for the Swiggy HDFC Credit Card right now. 

New Swiggy HDFC Credit Card With 10% Discount On Swiggy & More Benefits

HDFC Swiggy Credit Card: Swiggy HDFC Credit Card Launch Date

As of now, there's no single fixed Swiggy HDFC Bank Credit Card launch date. HDFC has announced that its Swiggy Credit Card would be available for users to apply for in a phased manner. As per the sources, all users from various regions in India will be able to apply for the Swiggy HDFC Credit Card within the next 7-10 days. This CC would be an entry-level one with a minimum joining/annual fee and a fee-waiver too, which would make the HDFC Swiggy Credit Card ideal for many people. 

Swiggy HDFC Bank Credit Card Benefits

Swiggy HDFC Bank Credit Card Benefits


The Swiggy HDFC Bank Credit Card comes with many benefits, the majority of which are for ordering food online on the Swiggy app. So, if your priority is getting better cashback on food and online spends, then the Swiggy HDFC Credit Card's benefits would surely help you. To summarize it all, here are the benefits of the Swiggy HDFC Bank Credit Card:

  • 10% Cashback on Swiggy - Food ordering, Instamart, Dineout, and Genie.
  • 5% Cashback on online shopping on various stores. You can check the list here.
  • 1% Cashback on all other spends, online and offline.
  • Complimentary Swiggy One membership for 3 months.

All these benefits of the Swiggy HDFC credit card are quite impressive and appealing too. The cashback that users will get with the Swiggy HDFC bank credit card is redeemable as Swiggy Money only, which, in my opinion, is quite restrictive for many users. 

Apply for Swiggy HDFC Credit Card Today 

You can easily apply for a Swiggy HDFC Credit Card by following these steps:

  • Visit the Swiggy HDFC Bank Credit Card page.
  • Select the 'Eligibility' tab. There, you will see the eligibility criteria for the Swiggy HDFC Credit Card.
  • Make sure that you meet all the requirements for the CC.
  • Select the 'Click Here' link from the text that says, 'Click here to apply for credit card'.  
  • Fill-in the required details and follow the on-screen instructions to apply for the HDFC Bank Swiggy Credit Card.

If you are as lazy as me and can't follow all those steps, simply apply for the Swiggy HDFC Bank Credit Card by visiting Swiggy and scanning the QR code that is given there. 

These two methods will help you get your very own Swiggy HDFC Credit Card and you will be able to enjoy it to its fullest. 

This is everything that you need to know about the Swiggy HDFC Credit Card. This new HDFC Credit Card was launched recently and has been very popular for a long time. The joining and renewal fee of the Swiggy HDFC Credit Card is ₹500, which can be waived off if the user spends Rs. 2,00,000 or more within a year. Considering the fee and its waiver, I'd say the benefits you get with the Swiggy HDFC Credit Card should have been better. The most irritating part for most users would be the fact that your cashback can be claimed only via Swiggy Money, which might not be the best option for all users, right? Do let us know what you think about this new credit card from HDFC Bank and Swiggy. 

Are you going to apply for the Swiggy HDFC Credit Card? Why not check out some of the Best Lifetime Free Credit Cards with Lounge Access? Or, if your preference is HDFC Bank only, then you can get the Best HDFC Lifetime Free Credit Card too.

Generous
Sahil Jain is a personal finance and tech enthusiast who excels in matters related to tech and investment. His content revolves around mobile phone reviews, computers, operating systems, investments, credit cards, and other tech & finance topics.
64 Comments  |  
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Deal Cadet Deal Cadet
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thanks for info

Generous Generous
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You're most welcome!!
Talk-Of-The-Town Talk-Of-The-Town
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Competition to SBI cashback card ? (5% cb on all online spends)
Benevolent Benevolent
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Only if there is no limit like 1000 inr max per month as seen in other hdfc cards

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Beacon Beacon
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Where was the banner seen?
Generous Generous
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On e-mails sent by HDFC Bank and the Swiggy app
Benevolent Benevolent
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Are there any limits on the 5% category 

Generous Generous
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Nothing has been specified yet either by HDFC Bank or Swiggy. We will be sure to update you if we get any new information regarding the same. 
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The PostMighty The PostMighty
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Might be...there is a cap.
Deal Cadet Deal Cadet
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Airtel Axis Bank give 10% cashback, is it better than this card?
Deal Cadet Deal Cadet
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It's a great card for Airtel Users giving 25% CB and 10% CB on other bills like electricity etc. Also, 10% CB on Zomato Swiggy Bigbasket as well. This card is giving 5% CB on all online spends which is a great deal. Both have their own perks. Overall, Airtel Axis is better imo.
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Deal Cadet Deal Cadet
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Any card giving 10 percent on zomato 😅

Finance Mentor Finance Mentor
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Amazon selling Zomato E-gift Card - Redeemable online - Flat 9% cashback up to Rs.900.

If you have SBI Cashback credit card then use on Amazon to buy Zomato E-gift Card.

Total 9% + 5% benefit.

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Deal Cadet Deal Cadet
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does it reflect same features to hdfc millenia except millenia offering 5% on swiggy?

Deal Newbie Deal Newbie
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I am an HDFC CC holder, I applied for HDFC Neu, they said my application is put on hold because I already have HDFC CC.

So I guess they have one card per person kinda policy, anyone has multiple HDFC CC?

Deal Cadet Deal Cadet
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U can hold 2 hdfc cc if u have bank account. Otherwise request card manager to change card variant to swiggy insted of tata neu
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Analyst Analyst
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Have 3 HDFC Credit cards. HDFC Diners Black HDFC Paytm Visa card (utter waste, will most likely close it) HDFC Tata Neu Plus Rupay card
Deal Cadet Deal Cadet
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Same here..paytm HDFC card i also did not receive joining 500 cashback ..better to close..some time it shows discount in siwggy 40% off
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Deal Cadet Deal Cadet
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Any offer on swiggy gift card I buy from nearbuy at 930 which is 7 percent discount
Deal Cadet Deal Cadet
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Nearbuy gone
Now GyFTR gave at 940
Deal Lieutenant Deal Lieutenant
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5% on all online is tempting.. 10% on swiggy is a crap. Axis airtel will give u that offer both on swiggy and zomato
Generous Generous
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The Swiggy HDFC Credit Card has been officially launched now, so can we please get some opinions from some dimers who are well-versed in the Finance section? 

Tagging some dimers to liven up the comments section again:

@kukdookoo

@bikidas2060

@desidi7677

@avgn

@AmongUs

@saxena

Investor Guru Investor Guru
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Bhai, cashback as swiggy money is kind of demotivating. 😔😔😔

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Firestorm Firestorm
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It can be used for swiggy Mall purchase for additional cashback

Generous Generous
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Yes, that's good
But is Swiggy Mall really good enough to buy something from?
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Deal Newbie Deal Newbie
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Is this card applicable on mobile buying as well will I get cashback if I buy mobile from it
Trailblazer Trailblazer
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@abhishek012 Hi! Can you please confirm if 5% will be apply on this too?

https://www.flipkart.com/samsung-galaxy-f34-5g-...

If 5% is provided by Swiggy-HDFC cc, then it equals to Flipkart-axis cc offer. Although often there are some special discounts goes with FK-axis cc on others products. 

Thanks!

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