Amazon Pay ends Wallet Partial Payment!
Today, Amazon India announced that users will no longer be able to combine Amazon Pay Wallet balance with other modes of payment (card, UPI, APL, etc.) to complete a transaction. The company already stopped it for select users 1-2 months back. Dimer @ashb009 used to utilize his Amazon Pay wallet balance for high-valued transactions along with grabbing credit card discount/cashback offers. Thus, he used to save 5% (cashback) via Amazon Pay Gift Card Wallet & Amazon ICICI Card plus get other credit card payment offers (discount/cashback/reward points/etc.).
For instance, if your transaction amount is ₹30,650 and bank offer is of 10% discount upto ₹2500 on min transaction of ₹9000, then you can pay ₹5,650 via your Amazon Pay balance and the remaining ₹25,000 via bank card. Thus, your total savings would be ₹2500 (bank discount) + ₹282 (5%) along with utilization of your ₹5.6k Amazon Pay balance! More the transaction value, more could have been the savings! However, such Amazon Pay wallet partial payment utilization has now ended.
People mostly used this hack for saving on utility & bill payments every month. Now, if you want to use your Amazon Pay balance then the transaction amount should be equal or lesser than it. If not then you need to ‘add money’ (Amazon Pay offers) to your wallet first to fulfill the equation and then you will be able to use it. In short, pay completely via Amazon Pay wallet or use other payment methods.
Still there might be users who can access partial payment but Amazon Pay has confirmed that it will stop by the coming weeks, after which no user will be able to use it.
It was also a very convenient feature as payments at merchants (who accept Amazon Pay) went seamless as you simply needed to pay the outstanding via UPI/card/net banking in the same transaction session. However, now you first need to check your Amazon Pay balance and add money if required, after which you can proceed for a merchant transaction as a payment session lasts only for a few minutes.
..and the Amazon internal guidelines regarding this is due to the issues in refund, when hybrid payment mode is used, in case of transaction failure.
For me also it was disabled months ago
already disabled
Let's see, I might be the late one to get it disabled, only have some chillar apay GVs and shall use it this week itself...
Ohhh no ! Now rupay platinum offer bill payments will not be favourable for bill greater than ₹500.
#bring back wallet partial payment with Debit card & amazon pay gift voucher
Put 1* rating on amazon app in Play Store.
Wont help either. They are too big.
Thats insane
Too bad. First paytm and now apay
we wont be able to use particular amount say 100 from wallet if we have more balance then remaining via cards right?
Partial payment working for me now.
Partial Payment through Amazon wallet is disabled for me but able to use Amazon Shopping gift voucher
Working for me
This will discourage customers to load their Amazon Pay wallet for low end purchases unless they come up with lucrative rewards/cashbacks for loading wallets. No one would be willing to go through the trouble of first loading their wallets and then make the payment if they can pay directly from their UPI/cards etc.
They are now forcing add money in wallet
I purchased a lenovo gaming laptop worth 80k on amazon. I paid 25k through onecard to get Rs 6750 card discount and for the rest 55k I bought amazon shopping voucher through magicpin at 3% discount + 5% sbi cashback. Thats another Rs 4400 discount. Total benefit of around 11k. Better deal than what would I have got during the upcoming big billion sale as the laptop was already discounted to its lowest price till now.
In magicpin there is no 3% discount on Amazon shopping gv right now. When did you purchase it?
For utility/ bill payments or recharge understandable. But amazon has diabled even for shopping, this is seriously frustrating. I am unable to combined even for normal shopping.
I thought may be my wallet got locked again 😂
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I have a 3K+ electricity bill a month. Airtel Axis gives 10% upto 250 or 300
Amazon used to give 20% on 500 and 5% on remaining 2.5k I used to source from SBI CB card. Which comes to around 225 rupees
Ohhh no ! Now rupay platinum offer bill payments will not be favourable for bill greater than ₹500.
#bring back wallet partial payment with Debit card & amazon pay gift voucher
Put 1* rating on amazon app in Play Store.