Amazon Pay EMI on RuPay Credit Card | Link RuPay Credit Card to Amazon

If you need to read the full information related to the ‘Amazon Pay enabled EMI option for RuPay Credit Card’ or are curious to know ‘how to link RuPay credit card to Amazon Pay’ then you are on the correct page.

by Akhee_S_W Updated: 23 Oct, 2023, 10:49 IST
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If you are using a RuPay credit card for shopping, then you can use it to shop for your favorite products on EMI because Amazon announced the EMI option for RuPay credit card users. The EMI option is available for selected banks. In this article, we will cover all the queries and share how you can link your RuPay credit card to Amazon UPI and how to add your credit card to Amazon Pay.

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Amazon Pay Enables EMI Option for RuPay Credit Card

In today’s era, online shopping is considered a widespread hobby for everyone, and shopping from e-commerce websites like Amazon is a great choice to buy your favorite products on discounts and offers. For the RuPay credit card holders, Amazon revealed its new feature that allows them to make payments through EMI. The company said that this decision was taken to make customers' online shopping experiences more cost-effective and affordable. The RuPay credit card EMI options will be available through eight major issuing banks, such as SBI, ICICI, HDFC, Bank of Baroda, and other banks.

During the 48 hours of the Amazon Great Indian Festival Sale, it was observed that transactions through EMI payments appeared to be the most done rather than a normal payment method. Amazon stated that 1 in 4 product orders were paid by using the installments option, while more than 3 people among 4 paid by using a no-cost EMI.

Mayank Jain, the Director of Credit and Lending at Amazon Pay India, expressed, "Collaborating with NPCI to introduce EMI options for RuPay credit cards is focusing on customer access to credit, providing top-notch value, and improving savings. This is set to increase the affordability and convenience of online shopping for customers throughout India, mostly during festive seasons. At Amazon Pay, they are committed to providing their customers with convenient, cost-effective, and rewarding digital payment solutions.

To benefit from extra savings through RuPay credit cards, check out RuPay offers, coupons, and deals.

How to link a RuPay credit card to Amazon UPI (New Users)

RuPay credit card users were unable to use the card to shop for the products in monthly installments, but now Amazon has made it easy for all cardholders by allowing an EMI option. Many users can find it difficult to link their RuPay credit card to Amazon UPI. No worries. We have given all the steps that can help you link your card to Amazon UPI.

If you are a new and non-registered Amazon Pay UPI user, follow these steps:

  • Visit the Amazon Pay UPI dashboard.

  • Access it through the Amazon mobile application home screen.

  • Now go to the Amazon Pay option and select the Amazon Pay UPI.

  • On the bank selection page, select the "RuPay Credit Card" tab.

  • Proceed ahead to choose your RuPay credit card issuer bank.

How to link a RuPay credit card to Amazon UPI (Existing Users)

As per the above-mentioned steps for new users, linking a RuPay credit card for an existing user is quite easy, but there is some difference in adding a card and other instructions for Amazon UPI. Follow the below steps to learn about the RuPay credit card linking process for existing users.

If you are an existing registered Amazon Pay UPI user, follow these steps:

  • Visit the Amazon Pay UPI dashboard.

  • Access it through the Amazon mobile application home screen.

  • Go to the Amazon Pay option and select Amazon Pay UPI.

  • Look for the "Add Card Now" banner.

  • Click on the banner.

  • Now, follow the on-screen instructions to add a card.

Check out the latest Amazon coupon codes and offers to save more on your shopping.

How to add a RuPay credit card to Amazon Pay

To add your RuPay credit card to your Amazon Pay account, follow the below steps.

  • Search for Amazon Payments or click on the link: https://pay.amazo...m/.

  • Sign in to your Amazon account.

  • Click on the ‘Edit My Account Settings’ option.

  • Click on ‘Add, edit, or delete my credit cards’.

  • Now, enter your credit card and billing details.

  • Click on the Add New Card button.

If you prefer Amazon Pay for your online payment and need discounts and offers, find the latest Amazon Pay promo codes and offers.
Amazon Pay RuPay Credit Card EMI Issuing Banks

Amazon shoppers who use RuPay credit cards can now make their shopping payments through EMI. The option is available for 8 major banks, and we have listed the 4 prominent banks below. So that you can enjoy your credit card shopping with convenience.

  • Axis Bank

  • Bank of Baroda

  • HDFC Bank

  • ICICI Bank

and more popular banks are also enabled. Customers can check if their bank card is eligible in the Amazon Shopping app.

Amazon announced that the Great Indian Festival Sale this year marked the largest 48-hour shopping for the first time, with approximately 9.5 crore customer visits on the platform. Within the first 24 hours, Prime members' shopping increased 18 times, making a new record for the platform.


Deal Cadet
Akhee is a content writer specializing in budget shopping, travel, telecom & others. Enjoys crafting articles, watching blockbusters, and staying updated on politics. Akhee prefers beaches over mountains and seeks new adventures constantly.
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