Airtel Axis Bank Credit Card Launched - Offers, Charges, Benefits, and How to Apply

The all-new Airtel Axis Bank Credit Card is here with Joining Bonus, Cashback offers, Food & Dining benefits, Recharge & Bill Payment offers, and much more!

by FighterMan Updated: 12 Apr, 2022, 20:30 IST
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Airtel and Axis Bank have come together to bring an all-new credit card experience with their Airtel Axis Bank Credit Card. Airtel customers can benefit from their recharges, bill payments, shopping, fuel expenses, online grocery, food, travel, and much more.

Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card offers

Check out all the Airtel Axis Bank Credit Card offers. You can also check out the Best Credit Card Offers all in one place!

Amazon Voucher offer

You will receive a ₹500 Amazon eVoucher after doing your 1st transaction via Airtel Axis Bank Credit Card. This transaction needs to be done within 30 days after the credit card is issued to you.

Cashback offers

The cashback amount will be shown in your credit card statement.

Airport Lounge Access offer

Get 4 complimentary Domestic Airport Lounge Access in a year. You can check the list of domestic airport lounges for this offer.

Fuel Surcharge Waiver offer

You will get a 1% Fuel Surcharge Waiver upto ₹500 per statement across all petrol pumps in India. To avail of this offer, fuel transactions should be between ₹400 to ₹4000. Make a note that GST on fuel surcharge is non-refundable and there are no cashback earnings.

Restaurant offer

You will get upto 20% off at 4000+ restaurants in India. Check the list of restaurants. This offer is only available for dine-in customers.

EMI offer

You can convert your orders of above ₹2500 into easy EMIs via this Airtel Axis Bank Credit Card.

Airtel Axis Bank Credit Card Eligibility Criteria

To be eligible for the Airtel Axis Bank Credit Card, your age should be between 18-70 yrs and you should be a resident of India.

How to Apply for Airtel Axis Bank Credit Card? List of Documents

You can apply for the Airtel Axis Bank Credit Card on the Airtel Thanks app. Open the app and scroll to the bottom to find the Airtel Axis Bank Credit Card banner. Then, click on “I am interested”. You will be asked “Which credit card benefit excites you the most?” so you need to answer to proceed. That’s it, you will be then notified.

You will require the following documents to get the card issued.

  • PAN card or Form 60

  • Colour photograph

  • Latest pay slip/Bank statement/Form 16/IT return copy as proof of income

  • Residence proof (Passport/Driving License/Voter ID Card/Aadhaar card)

  • Identity proof (Passport/Driving license/Voter ID Card/Aadhaar card/PAN card)


Airtel Axis Bank Credit Card Fees & Charges

Description

Fees & Charges

Joining fee

₹500

Annual fee

₹500 (2nd year onwards)

Free if annual spends > ₹2 lakh

Cash Payment fee

₹100

Transaction Alert SMS

Free

Retail purchases and Cash

3.6% per month (52.86% per year)

Late payment fees

  • Free if Total Payment Due is up to Rs. 300

  • Rs. 100 if the total payment due is between Rs. 301 - Rs. 500

  • Rs. 500 if the total payment due is between Rs. 501 - Rs. 1,000

  • Rs. 500 if the total payment due is between Rs. 1,001 - Rs. 10,000

  • Rs. 750 if the total payment due is between Rs. 10,001 - Rs. 25,000

  • Rs. 1000 if the total payment due is between Rs. 25,001 and 50,000

  • Rs. 1000 if the total payment due is greater than Rs.50,000

Cash Withdrawal Fee

Min. Rs. 500 up to 2.5% of the cash withdrawal amount

Over limit Fees

Min. Rs. 500 up to 2.5% of the over-limit amount

Airtel Axis Bank Credit Card Benefits Calculation

Your Annual Benefit will be ₹18,596 on spend of ₹2,00,000 on Airtel Axis Bank Credit Card. Thus, you will save around 9.3% annually overall.

Category

Annual Spends

Benefits

Joining Bonus

NA

₹500

Airtel Recharges & Airtel Bill Payments

₹14,400

₹3,600 (25%)

Utility Bill Payments

36,000

₹3,600 (10%)

Swiggy

15,000

₹1,500 (10%)

Zomato

15,000

₹1,500 (10%)

Ola

15,000

₹1,500 (10%)

BigBasket

15,000

₹1,500 (10%)

Fuel surcharge waiver

20,000

₹200 (1%)

Other Spends

69,600

₹696 (1%)

Airport lounge access

NA

₹4000 (4X)

Total

₹2,00,000

₹18,596 (9.3%)

What do you think about this new Airtel Axis Bank Credit Card? Which credit cards do you use and why do you prefer them? Do connect with the credit card community via the comments below. You can also check out the latest Axis Bank Credit Card offers and Axis Bank Coupons.

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FighterMan aka Sahil Hitesh Ajmera is a 4+ Years Experienced Content Writer with 1.2M+ User Sessions, 486.41% max growth, and 1000+ Articles across Best Products, OTT, Telecom, Online Shopping, Finance, Credit Cards, Saving Tips, Deals & Offers, more!
46 Comments  |  
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Pro Deal Legend Pro Deal Legend
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There is a max limit of cashback for each category except the 1% category  I think 

Post Tycoon Post Tycoon
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Is it live on Airtel Thanks app? Couldn’t find it

Edit: Found it at the bottom of Services tab

Deal Newbie Deal Newbie
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Can’t find. Screenshot Please

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Deal Newbie Deal Newbie
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I have Flipkart axis Bank credit card can I apply this also

Deal Newbie Deal Newbie
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Yes

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Deal Cadet Deal Cadet
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No proper customer support assurance from both sides..so need to be careful

Deal Cadet Deal Cadet
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Ola is not mentioned as preferred partner. Only swiggy, zomato and bigbasket.

Blogger Blogger
Author
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yeah, but official documentation includes Ola. will get more details soon.

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Deal Cadet Deal Cadet
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is there annual charges or joining fee?

Blogger Blogger
Author
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₹500

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Deal Newbie Deal Newbie
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Is there any cash limit in transaction?

Deal Cadet Deal Cadet
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The 25% category cashback is capped at Rs 300 pm. Similarly the utility payment category of 10% is capped at Rs 300 pm. The merchant (Swiggy etc) 10% category is capped at 500 pm.

Deal Cadet Deal Cadet
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waste flipkart axis card gives 1.5% on all transactions and ace card 2%

Deal Cadet Deal Cadet
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Can you please share some more information regarding to ace cards… charges n annual fees/ joining

Deal Newbie Deal Newbie
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Axis bank cashback took 4-5 month to appear. For example check 

https://cdn0.desidime.com/attachments/photos/750043/original/image.png?1646831934

My slice card give me cashback at same time. Axis bank also put 4 CC inquiry when they call myself for cc. Totally waste of time.

Cool Cool
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what is the card type? ace and fk gives cb by nxt month 

Deal Cadet Deal Cadet
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Worst offers. Better get ICICI Amazon card. Most of us need no shopping other than Amazon.

Deal Captain Deal Captain
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Applied

Deal Newbie Deal Newbie
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You collect monies and later after good threshold you redeem it.

Deal Newbie Deal Newbie
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if I upgrade axis bank credit card will I have both the card old and new or only the new card

Deal Subedar Deal Subedar
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both new and old.

but they will share credit limit

Deal Newbie Deal Newbie
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Not worth the effort

Deal Subedar Deal Subedar
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what effort? called cc and got card approved in less than 3 minutes

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Deal Newbie Deal Newbie
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should wait for offers on this getting LTF.

Deal Subedar Deal Subedar
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got my card today, number validity at the back 😄

Deal Cadet Deal Cadet
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How do you use it for making payments on Airtel Thanks app? Is it simply choosing credit card and then this card?

Helpful Helpful
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Would it be great for Airtel broadband and postpaid, prepaid users? Any issue in it? 25% cashback on airtel connection itself will make it worthy i guess.

Deal Subedar Deal Subedar
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Yes..All airtel BB/mobile guys should get this. The yearly fee compensates for just in post paid or mobile bill payment. Other utility payments are bonus 

Deal Cadet Deal Cadet
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Charges?

Deal Cadet Deal Cadet
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500 plus GST per year.

Helpful Helpful
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For all those who have doubt about cashback…

cashback will be credited before next months statement.

eg. i completed a transaction in january and my billing date is 1st of month then i will get the cashback before 1 march…

the cashback will be credited directly into axis statement..

I seriously like this card as i have airtel products..

replyuser
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